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 Maybank eGIA-i 3.45% p.a., Rojak of SA + FD + MMF

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nkhong
post Dec 23 2016, 03:09 PM

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Hi Guys,

I saw the gia stepup campaign rate is quite attractive so i made a placement with term 12months. Then i view my e cert, it said Profit rate: Rate as declared on maturity date.

My question is i will only know my profit rate after 12 months? and The profit will be paid on per month or on maturity?

Thanks. This is my first time make a placement to GIA.
nkhong
post Dec 23 2016, 04:25 PM

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QUOTE(jutamind @ Dec 23 2016, 03:45 PM)
I'm looking at savings with GIA for the first time. I understand that we need to fill in the questionnaire for the first time investment. At the end of questionnaire, it was recommended that i open Mudarabah Investment Account.

Should i click Continue? Once continued, will i see another bank account appearing in M2U or will it appear just like normal eFD?
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Me too, i remember correctly there is two option, one is Mudarabah Investment account and another is Islamic Investment account, I filled all the questionnaire and it recommended mudarabah so i just go with it. Not so what is the interest rate different for those two.
nkhong
post Dec 24 2016, 03:52 PM

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QUOTE(vseries @ Dec 24 2016, 12:24 PM)
Profit will be paid monthly.

If you see "Rate as declared on maturity date.", doesn't seem you got the campaign rate. Either quota finish or you try to reconfirm with bank.
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QUOTE(cybpsych @ Dec 24 2016, 02:31 PM)
just placed 2 placements for GIA promo 6-mth 3.90% p.a. (effective). m2u shows (!) icon incidating promo rate.
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Thanks guys!

I uplift the previous placement and do again placement into 6 months and 12 months. The 6 months term cert have the (!) indicate the campaign rate but the 12 months term cert still "Rate as declared on maturity date". So my guess is the 12 months quota is aledi filled up.
nkhong
post Dec 25 2016, 01:28 PM

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What the fish, just read through the fd thread basically they have the answer i am looking for ... maybe mod should pin this thread also otherwise this thread wont get attention and some gia discussion will go over to fd thread

 

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