Outline ·
[ Standard ] ·
Linear+
Maybank eGIA-i 3.45% p.a., Rojak of SA + FD + MMF
|
lookie
|
 Jun 15 2017, 02:22 PM
|
|
QUOTE(revolution @ Jun 15 2017, 12:28 PM) i understand.. just wondering whats the difference after 01AUG comparing with eFD.. maybe just the rate difference the main one being, eFD is guaranteed the agreed interest rate and is covered by PIDM is case of bank default whereas for GIA technically you could get back less than what you put in (although it hasn't happened yet) and not covered by PIDM. thus if the rates between efd and gia is similar and now no more flexibility on early withdrawal, gia is no longer an attractive venue to park short term funds. |
|
|
|
|
|
lookie
|
Jun 15 2017, 03:37 PM
|
|
|
QUOTE(wan7075 @ Jun 15 2017, 03:14 PM) hi, yr loop hole can be used or not? I think can because the rules is implement for GIA from 1 August. So if we do GIA on 31 July for 60 months, should be no penalty. pls correct me if I'm wrong. that's what their new regulations spelt out. unless they decide to change the rules half way. save a copy of their announcements, if they somehow change again, can complain to BNM you can try placing small amount for 60m tomorrow and withdraw after 1st aug and see if you are penalised. |
|
|
|
|
|
lookie
|
Jun 16 2017, 10:26 AM
|
|
|
bye Maybank, and thanks for all the fish!
|
|
|
|
|
|
lookie
|
Oct 18 2017, 04:20 PM
|
|
|
QUOTE(poor man @ Oct 17 2017, 10:50 PM) uob change e account Rates Revision of eAccount Interest Rates (effective 19 October 2017) Above / Melebihi RM50,000 3.60% http://www1.uob.com.my/personal/announcement.pageThanks for this. Good news! Even better than Gia 60m at 3.55% |
|
|
|
|
Quote
0.0494sec
0.98
7 queries
GZIP Disabled