Maybank eGIA-i 3.45% p.a., Rojak of SA + FD + MMF
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 Dec 4 2016, 09:42 PM
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#1
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Junior Member
628 posts Joined: Apr 2014 
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QUOTE(y3ivan @ Dec 4 2016, 07:09 PM) hi sifus, maybank is not helpful at all.. i keep asking them no proper answer.. make sure u pick "credit to account" instead of auto renewal..how do you know if the deposit is on the campaign rates? it just states "rates as per declared on maturity date"   |
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Dec 23 2016, 04:19 PM
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#2
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Junior Member
628 posts Joined: Apr 2014
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QUOTE(nkhong @ Dec 23 2016, 03:09 PM) Hi Guys, make sure credit to account for everything. i asked before as well.. this forum not always very helpful sadly.I saw the gia stepup campaign rate is quite attractive so i made a placement with term 12months. Then i view my e cert, it said Profit rate: Rate as declared on maturity date. My question is i will only know my profit rate after 12 months? and The profit will be paid on per month or on maturity? Thanks. This is my first time make a placement to GIA. |
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Dec 23 2016, 07:32 PM
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#3
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Junior Member
628 posts Joined: Apr 2014
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QUOTE(vincabby @ Dec 23 2016, 04:25 PM) and this is where your helpfulness comes in. yep, wanna help where possibleQUOTE(AIYH @ Dec 23 2016, 05:49 PM) Sorry for not being helpful here can't remember where i asked it but everyone just chatted about other stuff.. I have never try before the campaign placement so I am not sure how But based on FD forum reply (this thread just opened recently, probably less dicussion on this), if you successfully placed it the campaign rate, you will be able to see the entitled step up rate. Anyone can confirm this?  p/s : you might consider search back the previous FD thread to find the answer discussed there, if you found the answer, be sure to quote into this forun for future forummers reference if they have the samw question, thank you  I asked in the proper GIA thread and so many were talking about it i doubt none of them actually placed it, just lazy to help out.. anyway, make sure u pick "credit to account" for both (make sure minimum is based on amount and the number of months mentioned - 6 or 12) after placement, it will indicate a special yellow exclamation mark (when u hover, it wil show the campaign rates) instead of "market rate". If it doesn't show, u did something wrong. can check this thread: https://forum.lowyat.net/topic/4034368/ some people are discussing again, my question got buried earlier and other people asked again weeks later.. This post has been edited by jrrsim: Dec 23 2016, 07:38 PM |
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Jan 9 2017, 12:09 PM
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#4
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Junior Member
628 posts Joined: Apr 2014
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QUOTE(monoikhwan @ Jan 9 2017, 12:06 PM) Hi, I'm new in FD. Last month I placed RM10k, just to try this out, and today I got RM30.5 dividend. Is it normal? yes, rm10k is pretty much slightly less than rm1 per day |
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