Service/sales charge imposed for this by FSM?

I'm not sure. I haven't entered into FSM at the moment.

So this RHB CMF2 Fund works like GIA, in what sense?
GIA means (until end of this month), people can uplift within next day, and get paid interest.
CMF2 also get interest like this?

So CMF2 works like FD? Means no flunctuations and constant interest rate?
No sales charge on purchase as well?

How much is the rate btw?

If do a 12-month placement on 31 July, next 12 month enjoy daily interest?
Means withdraw Aug 2017 or Jan 2018, still daily interest?
Wouldn't think it will be, will it?

Yes, the loophole.

If you put

Tenure: 6 Month
Interest Credit: Monthly
Placement date: 1 AUG 17

1 SEP 17 - you will received interest correct?
Then say you with w'draw on 30 SEP 17, no more interest given for 1-29 SEPT, but the previous interest payment had been given, means given ??

In public bank eFD, last time they have something like this also.
But as you know PB character, evey single cent must be calculated to their profit.
If you void the tenure period, they cut back from your principal later of the interest you have been given.

Is the rate of e-GIA currently only around 1.9 or 2%?

What happens if you prematurely uplift? Our interests are credited monthly so are they taking back your interests from your capital or savings or just let whatever interests given be as it is and returns you your capital?

Actually also not quite sure if the rate is applied from Day 1 to Mature Date (lock to the rate you started with) or the rate applies monthly according to the fluctuations?

I have a few e-GIA that I broken into 1k certs, have been letting it stay on auto-renewal for a few years now. I opt for the annual tenure around 12 or 13 months.
Thinking of taking it all out and try dump it into ASNB since the rate is so poor.

Should I continue or abort? My certs matures around Feb and Mar next year.

My 1st time putting into e-GIA was because of the easy liquidity where you can just uplift on the fly and that the interests come in monthly. Should I still keep it? Because ASNB also is quite liquid it seems that you can now just withdraw online.