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 Maybank eGIA-i 3.45% p.a., Rojak of SA + FD + MMF

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filage
post Jan 2 2017, 01:17 PM

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QUOTE(cybpsych @ Jan 1 2017, 11:28 PM)

placement n uplift only available from 6am to 10:30pm in m2u.

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It's 10.30pm? Last time I read it was 10.00pm only - not sure if the info or I misread.

If only it can do 24-hour, I think this will be the most liquid investment ever.



filage
post Jan 4 2017, 10:25 PM

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Oh my goodness, confirm its 10.00 PM ONLY latest for GIA transactions. Previously saw someone mention 10.30. Was testing my luck (delaying due to stuff) and do it slightly past 10pm just now - already tutup. Hmmph..


filage
post Jan 4 2017, 11:15 PM

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QUOTE(AIYH @ Jan 4 2017, 10:54 PM)
The daily operation time for this is stated in their website :)

You should take into consideration on that :)
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Ya I did comment doubt abt 10.30 coz I remember is 10.. Then again I didn't went to double check. So just tried to push my luck.


filage
post Feb 13 2017, 11:53 AM

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QUOTE(AIYH @ Feb 11 2017, 07:35 PM)
what term are you referring to?

The upliftment is just likfe efd, efd also operate from 6am to 10pm, no difference :)
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They should get this time limit off. I don't see reason why must offline 10-6.
At most they off at 12 midnight along with their daily housekeeping then okay enough.
Other banks eFD can operate almost 24 hours too.
This Maybank is really like using some old system, same thing like Public Bank.
Even the ASB topup online also cannot show the status whether success or not, while other bank can easily do that.


filage
post Jun 19 2017, 05:12 PM

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So after 1st August, if withdraw before maturity = no interest?
Meaning it works like conventional Maybank FD/EFD?
filage
post Jun 21 2017, 02:20 PM

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QUOTE(Ramjade @ Jun 19 2017, 05:42 PM)
Yes. FD without PIDM.
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So what's the next best thing for short term high liquidity FD-like after GIA stop premature interest distribution?
filage
post Jan 6 2022, 01:39 PM

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Currently convention eFD still have different tiers? Like only 5k can put for 1 month?

And eGIA now is 1.0 interest while conventional is1.5 for 1 month?

 

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