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 Maybank eGIA-i 3.45% p.a., Rojak of SA + FD + MMF

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dannyw
post Nov 3 2019, 07:19 PM

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What is the rate for GIA now?

Before i place, the link for me to view the rate stated 1 month is 3.2% p.a.

After i place, the rate show 2.25% p.a. sad.gif

Feel like being cheated!

I know now 1 month can withdraw with daily interest, but i didn't know the rate can be so misleading.

Anyone place 1 month, and withdraw is it 2.25% p.a.?

If yes, i will uplift tomorrow.

Is my mistake, initially want to place eFD, the rate for 1 month is 2.9% p.a, click in GIA see is 3.2%p.a, so give a try...

dannyw
post Nov 3 2019, 07:38 PM

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QUOTE(Carlos_Santan @ Nov 3 2019, 07:30 PM)
how much u put in?
*
5k.

Don't tell me different amount different rate...

Or stated any in t&c which I didn't notice.
dannyw
post Nov 3 2019, 09:28 PM

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QUOTE(cybpsych @ Nov 3 2019, 08:40 PM)
where did you see 3.2%?

for many months now since June 2019, always 2.25% for 1mth tenure.

most of my placements between 1-15 days withdrawal, all calculated to 2.25% profit.
*
I login M2U classic, then choose Fixed Deposit, placement, then GIA-1, select 1 month, then the next screen before key in the amount, there is a link 'View your new General Investment Account-i (GIA-i) rates'

That's is normally where i check the rate before i place Conventional eFD.

I believe is the website link didn't update... doh.gif

Now I discover the word '* Effective from 16 June 2018 to 15 July 2018' after i re-login to capture the link.

My mistake didn't read this last sentence, however MBB have responsible to update the link!


dannyw
post Nov 4 2019, 07:55 AM

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QUOTE(cybpsych @ Nov 4 2019, 07:08 AM)
everything in old m2u website is outdated. always read from new m2u website for product info.

mbb wont be bother to update those links.
*
Well, lesson learned.

but not everything is outdated, the Conventional e-FD rate they did update the link correctly. That's why i take it as current rate.

Anyway, thanks for the info.


 

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