Is it possible to make a placement over the counter via cheque and do uplifting the next day? If yes, this would be awesome as some foreign bank has 2 days float

that's going to land you in jail btw. lol. we aren't talking about a slap on the wrist. this is full on capital punishment

What the fish, just read through the fd thread basically they have the answer i am looking for ... maybe mod should pin this thread also otherwise this thread wont get attention and some gia discussion will go over to fd thread

no0b question, if at 4%p.a, how much would I get per month, if I put in 1k?

Mimimum amount is RM1,000k (1-month).
When uplift the next day, can I take all out?

Difference between credit to principal or account?

For clarity sake, the 'credit' is the interest earned, right?

I may need to compare between GiA and Maybank SA.
How much does SA gives out in interest?

For purchase/withdrawal, can be done via M2U, right?

IF really no promotional rate for online placement, I will take action on this.

Cannot blame them. Too many people exploit it. 

this is from maybank app?

how you access to this page of your account?

i tried mine, only shows rate as declared on maturity

As long as better than FD....

Sifu, any other alternative to Maybank eGIA-i other than CMF?   

Fro eGia-i replacement
1) FSM CMF
2) OCBC 360 (deposit RM500/month + pay 3 bills using OCBC and get 2.9%pa)
3) UOB eAccount (only good for RM20k above as RM20k above give you 3.08%pa and UOB give free IBFT)

PARK YOUR EMERGENCY FUNDS UNDER MONEY MARKET FUNDS

For individuals that wish to enjoy a higher interest rate while preserving their emergency funds’ liquidity, they may consider investing in money market funds on our platform. Money market funds are funds that invests in Malaysian Ringgit deposits with financial institutions in Malaysia, and are characterized as a low-risk and highly liquid “parking facility” for funds. We have compiled a list of money market funds for investors to consider, along with the respective settlement dates.

URL: https://www.fundsupermart.com.my/main/resea...-May-2017--8400

Are you aware that OCBC also revised their T&Cs for OCBC 360?

[attachmentid=8855651]

Sigh..

Can open at any branch, OCBC Bank or Al-Amin.
That is a good question. I am not sure about that as I am unaware how the distribution will be calculated.

According to the Prospectus: -

3.00% p.a. rate now.

Just uplifted and place a new placement.

That's some work to do to earn just abit of xtra. 

Unker berry rich.   

You don't know? Unker lim produce a big big big cheque for FD before

Ya lo. Especially people like Ah Goat.

Btw, is HLB interest higher than OCBC 360?

If don't swipe?

For me too. I can't find smtg with 3%++ interest and instant liquidity.

unker now trying HLB pay and save
place 100k above +1.3%,
did 15 ibgs +1.9%
each swipe of debit card +0.12%

https://www.hlb.com.my/main/personal/pay-and-save-account

Not sure if this makes into your priority list.

OCBC Smart SAver deposit RM1k get 2.8%