Maybank eGIA-i 3.45% p.a., Rojak of SA + FD + MMF
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 Jun 19 2017, 10:48 AM
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#1
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Junior Member
510 posts Joined: Nov 2011 
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Read back a few pages, since Maybank changed their early uplift rule for GIA, there is still a cooling off period with flexible uplift date with 3.55% interest as long as 60 months placement and min RM10k until 01 August 2017.
Am I right? |
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Jul 30 2017, 09:20 PM
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#2
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Junior Member
510 posts Joined: Nov 2011
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If I make a placement for 60 months and pick for monthly interest credit to account, and then uplift the placement on the 45th day, it does guarantee me to have at least 1 month of interest right? Since the first month's interest has already credited into my saving account? Or will they deduct the early uplift penalty from my principal amount?
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Sep 6 2017, 01:00 PM
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#3
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Junior Member
510 posts Joined: Nov 2011
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QUOTE(fruitie @ Sep 6 2017, 09:44 AM) Fundsupermart. Isn't it a fee for placing fund into fundsupermart? |
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Sep 25 2017, 12:12 PM
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#4
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Junior Member
510 posts Joined: Nov 2011
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QUOTE(ytan053 @ Sep 25 2017, 11:37 AM) Correct. How about partial withdrawal? Is it possible to without 3K from scenario 1? For scenario 1, you still can withdraw Rm5k first from your initial placement after it has reached 3 working days. Then u wait for another 3 working days after your second placement to withdraw another RM2k. |
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Sep 25 2017, 02:00 PM
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#5
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Junior Member
510 posts Joined: Nov 2011
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QUOTE(fruitie @ Sep 25 2017, 12:20 PM) Yes, partial withdrawal is allowed. Based on first scenario 1, RM 5k + RM 2k (from second placement - partial withdrawal). Noted. Thanks. Seems like a good replacement for eGiA. |
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Jun 21 2018, 06:58 PM
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#6
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Junior Member
510 posts Joined: Nov 2011
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QUOTE(ctphua @ Jun 21 2018, 06:19 PM) capital kena pau also. confirmed. Please check.i placed 12months per term and i uplift and my capital gone like 50bucks. Capital will not be forfeit due to early uplift. It is because that you opted for monthly interest credited to CASA, they are forfeiting the monthly interest that have already uplifted to your CASA. |
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