3.55% for 60 months placement. Min RM10k though.
If less than RM10k, select 12 mths @ 3.25%.

Maybank is patching up the loopholes, you still can enjoy any time withdrawal with full interest paid until 31 July 2017.
1st Augst onwards, game over.

Yes, I tested a 2 days placement and got 3.55%. Now the question is, 60 months placement made before 1st August 2017 can uplift prematurely after 1st August with full interest or not. From my understanding from the TnC, I think still can get full interest but that would be the very last premature upliftment with full interest paid for that placement.


You will get 3.55% even if you uplift after 2 days. (Before 1st August)

No. You can choose 3% up to 3.55%, up to you. You need 10k for 3.55%. Try login to m2u to see the options,

Yes but subject to revision on 16th every month. 1st post by TS already explained it clearly and you missed it.
Premature withdrawal with full daily interest paid is the main attraction why ppl put money into GIA. But this loophole will be patched effective from 1st August.

This post has been edited by aeiou228: Jun 28 2017, 12:47 PM

Still valid.

Please uplift GIA on 31st July to lock-in the profit, then place it back again on the same day. Try test uplift on 1st August without requesting the TAC and see if the system calculate the 1 days interest or not. If yes, that means all GIA placements before 1st August will still entitle to "any time upliftment with full daily profit payment" for the very last time.

Suppose to get daily interest for the very last time but no harm give a test uplift on 1st Aug to double confirm.

I've just test uplift a 10k, 60 months yesterday's placement this morning. Yes, GIA calculated RM10,000.97. Still getting 3.55% one day profit if i uplift it today.
Made a new 1k 12months placement for another test tomorrow to confirm the new GIA TnC.

Similar to that of FD with monthly interest payment, if you premature withdraw after 6 weeks, the bank will deduct from your principal amount for all the interest already paid in advance.
Having said that, no one actually test the system yet. Anyway, you can do a test with a 1k 12months deposit and premature withdraw it after GIA credited the first monthly interest to your casa. Who knows, ada loophole.

If the amount is more than 20k, why not UOB ? Above 20k 3.13% or above 50k 3.6%. With savings account flexibility too.

This new eGIA just nice to fill the gap for under 50k parking money.

eAccount.( it's a savings account)

Free IBFT, free IGB, daily transfer limit 50k, no annual fee, daily interest.
I think 3.6% is the highest in the market for parking money. (50k & above category without any string attachment like bill payment and what not)