Maybank eGIA-i 3.45% p.a., Rojak of SA + FD + MMF
|
|
 Feb 12 2017, 03:09 PM
Return to original view | Post
#1
|
 
Junior Member
355 posts Joined: Sep 2009 From: Kuala Lumpur 
|
hi, i had a few k of fund that saved from angpau money since small and i never used these money instead saving it. Been putting the money in fd for 3 years. Recently came across this eGia and wondering should I move this fund in the eGia. My concern are:
1) I will definitely not using these money. But eGia is mean for flexible 2) eGia just ~0.4% higher (as for now) than the FD rate, but slightly riskier (unstable rate + no PIDM covered) than FD Sifus, please advise  This post has been edited by HoNgZ: Feb 12 2017, 03:17 PM |
|
|
Feb 12 2017, 04:02 PM
Return to original view | Post
#2
|
|
Junior Member
355 posts Joined: Sep 2009 From: Kuala Lumpur
|
QUOTE(Ramjade @ Feb 12 2017, 03:47 PM) Why not go for promo FDs? Definitely can get higher than eGIA-i since you won't be using the money. If you are going to use it then eGIA-i is useful. currently only osbc running promotions in the market given 3.90%. Others still lower than eGia. Are the any other fd promotions going on that i didn't notice? Attached thumbnail(s) 
|
|
|
Feb 12 2017, 04:04 PM
Return to original view | Post
#3
|
|
Junior Member
355 posts Joined: Sep 2009 From: Kuala Lumpur
|
QUOTE(fruitie @ Feb 12 2017, 03:48 PM) For the risk, I don't see much issue since it's Maybank. haha, yea, you got it right, maybe i worry too much  |
| Change to: |  0.0683sec
 0.31
 7 queries
 GZIP Disabled
Time is now: 12th December 2025 - 08:10 PM |
Quote