QUOTE(petit @ May 26 2017, 10:35 PM)
Maybank eFD is better off for 6 months, 3.69% through Maybank2u
Min placement is RM 10k till campaign quota exhausted!Maybank eGIA-i 3.45% p.a., Rojak of SA + FD + MMF
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 May 26 2017, 10:36 PM
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All Stars
52,874 posts Joined: Jan 2003 
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May 27 2017, 08:36 AM
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#2
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(Dividend Magic @ May 27 2017, 08:33 AM) Yea there's really no point. I don't see why they wana take the effort to revise it. FD is much more attractive. Even 1 month FD is better. Normally this kind of promo is to jack up this cash for CET1 requirement.Once met, they'll roll back to board rates. Easiest way to banks for cash calls instead of rights issue and etc. This post has been edited by David83: May 27 2017, 08:37 AM |
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May 27 2017, 09:54 AM
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#3
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(Dividend Magic @ May 27 2017, 08:59 AM) But its not a promo. It's a downgrade of.. Everything! I only foresee mass withdrawal of cash from GIA-i customers on 16 June Downgrade means they don't want cash anymore. That's why they downgrade. You still can't grasp the purpose of having such promo at the first place. |
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May 27 2017, 10:26 AM
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#4
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All Stars
52,874 posts Joined: Jan 2003
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Let's not argue further on the cash call which deviates from the main topic.
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May 27 2017, 12:17 PM
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#5
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All Stars
52,874 posts Joined: Jan 2003
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PARK YOUR EMERGENCY FUNDS UNDER MONEY MARKET FUNDS
For individuals that wish to enjoy a higher interest rate while preserving their emergency funds’ liquidity, they may consider investing in money market funds on our platform. Money market funds are funds that invests in Malaysian Ringgit deposits with financial institutions in Malaysia, and are characterized as a low-risk and highly liquid “parking facility” for funds. We have compiled a list of money market funds for investors to consider, along with the respective settlement dates. URL: https://www.fundsupermart.com.my/main/resea...-May-2017--8400 |
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May 27 2017, 12:41 PM
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#6
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(ehwee @ May 27 2017, 12:37 PM) If we park under these money market fund like EASTSPRING INVESTMENTS ISLAMIC INCOME FUND, I reckon there is no SC incur from FSM transaction, can we use and switch this money market fund to buy other equity fund like CMF in fSM as usual? of course it will involve 1.75% SC like normal All pure money market funds do not have service charge.what is the different between these fund and the CMF? Same goes to pure local bond funds but FSM charge a plotform fee of 0.05% per quarter. The difference of MMF funds listed in the URL and FSM very own CMF is the return and the fund manager. Switching from MMR (low-loaded fund) to any loaded fund (has SC or higher SC) of course will incur service of the incumbent fund. Switching fee applies on certain fund houses. Please read the fund charges of the respective fund for details. I cannot generalize all in here. This post has been edited by David83: May 27 2017, 12:43 PM |
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