people, they reduced the rate again, 3.5%! 

maybank app--->quick balance

F Liao.
Screwed. Local market and fd market falling.

hl 4.0% fd. 10k minimum. have to do online.

ASX i read all full except bumi but gia not bad

i thought the e-Gia hav fully utilized?

still got another promotion? couldn't find in M2u.....

For GIA-I account, let say now I choose tenure 3 mths, now is 3.5%, let say next mth increase to 3.6%, second mth I shall get 3.5% or 3.6%?

Recently, I treat this GIA as my "Savings" account. whenever there is income in my savings account and when it is more than 1k, i will place the whole amount minus min balance to be left in the savings account, into this GIA. Just uplift whenever i need money, whatever left over if more than 1k, place back into GIA.

Hence the m2u saver seems useless already, moreover, the RM250 min balance is really high as compared to RM1 in Maybank savings account. Maybe will keep this m2u saver account for a while, since i will not hit the RM2k min balance to earn the daily interest.

I already closed down my Savers account because it seems redundant to me. Need to keep RM 250 balance and only RM 2k can generate interest.

Same here, closed my m2savers. I really hope GIA stays on for a long time. Its excellent keeping funds there for a short while , even for a week , if let's say a huge transaction needs to occur in the near future.

? So many of you closed the m2u savers account, what if emergency happens in the midnight or early morning, can't uplift the GIA..wouldn't you be afraid the emergency fund couldn't act in the event of emergency? Or is there any more flexible instrument than GIA?

If I placed GIA on 17 Jan, on 17 Feb, I will get dividend based on new rate or current rate 3.5%?

A valid concern, though. because the nature of most companies/organisations in Malaysia, they can implement changes without considering the clients.
What if... maybank decided to enforce the term, and the customers are stuck with money that they couldn't uplift.

It is still fine if can still uplift but kena penalty. but if at all cannot?

hi, i had a few k of fund that saved from angpau money since small and i never used these money instead saving it. Been putting the money in fd for 3 years. Recently came across this eGia and wondering should I move this fund in the eGia. My concern are:

1) I will definitely not using these money. But eGia is mean for flexible
2) eGia just ~0.4% higher (as for now) than the FD rate, but slightly riskier (unstable rate + no PIDM covered) than FD

Sifus, please advise 

currently only osbc running promotions in the market given 3.90%. Others still lower than eGia. Are the any other fd promotions going on that i didn't notice?

guys

i just dont understand what does it mean by

Profit Sharing Ratio (PSR)
Investor / Bank
70 / 30
what does it mean?
and another thing, which one did u choose?
a) Mudarabah Investment Account
b) Islamic Deposit Account:

let say if i click "dont want to open investment account", is my transaction will be cancel?
i afraid later maybank create another one additional unnecessary account for me

actually it did
after i clicked General Investment Account-i, it refers me to a questionnaire page.
in that page, i was asked to choose preference which is A and B (mudarabah & islamic)

i see

but why i didnt get the option "add to principal" for the interest gain?
only have credit to my saving account
and the interest rate also didnt lock yet

[attachmentid=8508435]

 
now only i know
thanks for the explanation
anyway, regardless of whichever i choose, the dividen rate still the same right?

 
miss out that trick. thanks for the info ya 
anyway, will try again next time when i lock for second placement
if choose period 2 months and 60 months, does it affect the dividen pay out?

folks,

the min amount is 1k, or 5k?

How many uplifts can be done per day?