QUOTE(1tanmee @ Dec 30 2016, 02:47 PM)
credit in this context means put in but yeah, you can go with that.Maybank eGIA-i 3.45% p.a., Rojak of SA + FD + MMF
Maybank eGIA-i 3.45% p.a., Rojak of SA + FD + MMF
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Dec 30 2016, 02:47 PM
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#21
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664 posts Joined: Jun 2009 |
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Dec 31 2016, 12:40 PM
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#22
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664 posts Joined: Jun 2009 |
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Jan 3 2017, 10:30 PM
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#23
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664 posts Joined: Jun 2009 |
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Jan 18 2017, 10:09 AM
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#24
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664 posts Joined: Jun 2009 |
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Jan 25 2017, 01:01 PM
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#25
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664 posts Joined: Jun 2009 |
QUOTE(suadrif @ Jan 25 2017, 12:17 PM) bro, when u mentioned "flexibility", is GIA account offering the same flexibility as saving account? if for that, then yes. it's flexible enough. if you say emergency need to withdraw cash, then no, not as flexible as savings. as long as you got time to uplift and put in account, egia-i is good for you to park.I m thinking to park my temporary cash fund inside for one month and then withdraw for my loan installment. is it OK ah? |
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Jan 25 2017, 01:52 PM
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#26
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664 posts Joined: Jun 2009 |
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Mar 6 2017, 09:25 AM
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#27
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664 posts Joined: Jun 2009 |
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Mar 16 2017, 04:36 PM
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#28
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664 posts Joined: Jun 2009 |
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May 29 2017, 10:11 AM
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#29
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664 posts Joined: Jun 2009 |
so no flexibility, lower interest rates than before, no PIDM, more restrictions and you want me to keep it there? no thanks. i'm out. thanks while it lasted.
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Jul 3 2017, 10:13 AM
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#30
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664 posts Joined: Jun 2009 |
QUOTE(strategist @ Jul 3 2017, 09:45 AM) I see everyone mentioning FSM CMF as the next best substitute for eGIA. cash management fund 2 under rhb. you won't go wrong because that's the default place they park their money in before going into equities or bonds.Just to be on the safe side, it is Fundsupermart Cash Manager Fund right? don't want to put my money on the wrong thing |
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Jul 4 2017, 08:44 AM
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#31
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664 posts Joined: Jun 2009 |
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Aug 2 2017, 08:40 AM
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#32
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664 posts Joined: Jun 2009 |
thanks for serving us well when it lasted. let's see how this mass moving would affect their balance sheets. prob not much to be honest
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Aug 2 2017, 11:52 AM
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#33
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664 posts Joined: Jun 2009 |
QUOTE(mot88 @ Aug 2 2017, 11:16 AM) eGIA is working like normal FD wef 1 August 2017. The working mechanism is as below link. Example, 12 months tenor is placed on 1 August 2017 but premature withdrawal on 1 September 2017, no profit will be paid.The same for 15 September and so on till the 3rd month. the exact thing that made them special just make them common now. what makes this stand out compared with other eFD though?Maybank notification on eGIA |
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Aug 2 2017, 03:10 PM
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#34
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664 posts Joined: Jun 2009 |
QUOTE(memorylane @ Aug 2 2017, 02:59 PM) is it means from now on, if i put 60months 3.55% and withdraw it prematurely 6 weeks later, the profit will credited monthly (4 weeks later), so i will lost 2 weeks profit? or i will lost all 6 weeks profit? after six weeks u put in and you withdraw, u have no interest.50% interest if you withdraw after 3 months from date of placement. 0% interest if less than three months. |
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Aug 2 2017, 05:09 PM
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#35
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664 posts Joined: Jun 2009 |
QUOTE(memorylane @ Aug 2 2017, 05:06 PM) but GIA already credit monthly profit to saving account after 4 weeks. How they gonna debit back the monthly profit? they gonna deduct our principle when premature withdraw? are you saying before august deposit? i think i get what you mean now. you put in credit to account every month. that part i am not sure but it sounds like a loophole right now.http://www.maybank2u.com.my/mbb_info/m2u/p...al/ACC-Accounts Features & Benefits Placement tenure : 1 - 60 months Profit calculated on daily basis Potentially earn higher returns. Profit gained from the investment will be shared between both parties (Customer & Bank) accordingly based on agreed profit sharing ratio (PSR). The profit will be paid on monthly basis and it is NOT subject to tenor or number of withdrawal Payment of profit is on monthly basis |
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Aug 29 2017, 12:11 PM
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#36
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664 posts Joined: Jun 2009 |
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Aug 29 2017, 01:10 PM
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#37
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664 posts Joined: Jun 2009 |
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Sep 21 2017, 02:55 PM
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#38
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664 posts Joined: Jun 2009 |
QUOTE(cklimm @ Sep 21 2017, 01:53 PM) over the counter right? |
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Oct 17 2017, 10:14 AM
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#39
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664 posts Joined: Jun 2009 |
that's year to year. how about month to month? and they should have known this before they implement watever they are doing now.
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Oct 17 2017, 10:32 AM
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#40
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