Glad to hear this.
A good way to end this year.

No need. It's normal for banks to charge pre-authorised amount of RM 200. It's just to block the credit limit, it will be added back into CL later.
Banks will only charge actual later.

It's preset amount of RM 15. I believe it's the same like RM 200 theory. Actual amount will be posted later in unbilled transactions.

It needs merchant needs to post, just wait patiently.
RM 200 is just a pre-authorised amount, it will not be charged to your statement.

Yes, counted as petrol transactions.

Yes. It's free AF, why not?

Well, it's just one card. Anyway, it also depends how often you use Petronas. If not often, then no need to apply.

Petrol cash back cards may no longer relevant to me because I'm selling off my car as it's really underutilized. I take Grab/Uber or public transport in KL because I don't drive here plus I'm always not in the country. Wasted only to pay installment every month. Looks like my Ikhwan will be used for groceries and won't be able to waive my VS' AF.

As above.

Letter doesn't have statement date. At least I don't recall for any of Maybank cards or any other banks' cards... Or I was really ignorant and didn't notice it.

8% only for Petronas.
No minimum amount, no hidden terms.

Either wait or can call CS to check out.

These days holding cards from other banks will not be one of the criteria to be approved with another card from other bank.
However, just apply like normal and let the banks decide.

Cash back is always based on transaction date.
Do note posting date is only important if the transactions were done at the last few days of the month, if it is posted in following month, it will use up following month's quota.

For e.g. You swiped on 31st Dec 2016 and it is only posted on 1st Jan 2017, you will still get cash back but will not be calculated as part of Dec cash back. It will be included in January. If you want to spend exactly and maximize cash back, then don't swipe at the last few days of the month.

No, it is not. If it is based on posting date, what if it is posted on 2nd Jan? No cash back?
That's not the case, still gets cash back but just that it will fall in which month's quota.

Nothing unusual for Ikhwan cards.
Just appeal via email and follow the tips I posted in post #1.

If you have existing Maybank cards, then ask to split credit limit.

Many got theirs this way. So no worries.

Banks will not share rejection reason. You may appeal if you want. No PTPTN outstanding right?

Nothing to be disappointed about when this card has the highest rejection among other cards. Just try to appeal with them again.

Email. Use back the email which mentions about your recent rejection and send to mbbcardservices@maybank.com.my.
Provide justification and ask them to reconsider your application again.