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Credit Cards Maybank Islamic MasterCard/PETRONAS Visa Ikhwan V3, Another Fantastic Cash Back Card
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xHj09
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Oct 10 2022, 11:15 AM
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QUOTE(widget @ Oct 10 2022, 10:33 AM) Indeed. The only reason am keeping the Pateronas Ikhwan is to take advantage of the 8% CB when refuelling on weekend. On average I'm getting about RM25-30/month from the CB Yeah I’m expecting around the same amount on CB too. Any idea if using physical mesra card will maintain Setel mesra membership tier? Last time at the highest tier gets like 3 points per RM. current one is 2 pts per RM.
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widget
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Oct 10 2022, 11:31 AM
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QUOTE(xHj09 @ Oct 10 2022, 11:15 AM) Yeah I’m expecting around the same amount on CB too. Any idea if using physical mesra card will maintain Setel mesra membership tier? Last time at the highest tier gets like 3 points per RM. current one is 2 pts per RM. No idea on SETEL Already uninstalled from my phone and sticking to the physical Mesra card
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effectz
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Oct 10 2022, 01:32 PM
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QUOTE(widget @ Oct 10 2022, 11:31 AM) No idea on SETEL Already uninstalled from my phone and sticking to the physical Mesra card  The same for Setel. Physical card no more issued, will migrate to virtual. At least set 'lock mesra redemption' else anybody can use your points, it got no security. This post has been edited by effectz: Oct 10 2022, 01:32 PM
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sonotme
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Oct 13 2022, 04:15 PM
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QUOTE(xHj09 @ Oct 10 2022, 11:15 AM) Yeah I’m expecting around the same amount on CB too. Any idea if using physical mesra card will maintain Setel mesra membership tier? Last time at the highest tier gets like 3 points per RM. current one is 2 pts per RM. I don't think it counts towards the Setel membership tier if swipe with physical.. Because I also always use physical because of this 8% cashback. I wish they could synchronize it too
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xHj09
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Oct 13 2022, 08:20 PM
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QUOTE(sonotme @ Oct 13 2022, 04:15 PM) I don't think it counts towards the Setel membership tier if swipe with physical.. Because I also always use physical because of this 8% cashback. I wish they could synchronize it too  That really sucks, one reason I’m using Setel is coz of the e-receipt
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blackseed202
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Nov 8 2022, 01:11 PM
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Getting Started

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ANY OTHER WAY TO INCREASE SPENDING FOR IKHWAN PETRONAS 8% OTHER THAN FUEL AND RETAIL?
DOES TNGO RELOAD PINS CONSIDER RETAILS IF BUY AT PETRONAS?
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ClarenceT
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Nov 8 2022, 01:54 PM
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QUOTE(blackseed202 @ Nov 8 2022, 01:11 PM) ANY OTHER WAY TO INCREASE SPENDING FOR IKHWAN PETRONAS 8% OTHER THAN FUEL AND RETAIL? DOES TNGO RELOAD PINS CONSIDER RETAILS IF BUY AT PETRONAS? A lot of people are still buying petrol with cash. Just stay at petrol station, help people to pump petrol, or work with the cashier. Pay 1% back to the driver or cashier, they will thank you. This post has been edited by ClarenceT: Nov 8 2022, 01:58 PM
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cybpsych
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Nov 8 2022, 02:13 PM
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QUOTE(blackseed202 @ Nov 8 2022, 01:11 PM) ANY OTHER WAY TO INCREASE SPENDING FOR IKHWAN PETRONAS 8% OTHER THAN FUEL AND RETAIL? DOES TNGO RELOAD PINS CONSIDER RETAILS IF BUY AT PETRONAS? 1st, STOP USING ALL CAPS. this is rude 2nd, yes, anything you spend at petronas station, should be eligible. it's where you spend, not what you spend there. real question is, does your nearby petronas sell tng pin and payable with cc? any surcharge?
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zewl88
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Nov 9 2022, 05:52 PM
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QUOTE(zewl88 @ Nov 9 2022, 05:48 PM) Hi Guys, Anyone can explain how to calculate this charges? this is the interest rate right?   this is previous months. 
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cybpsych
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Nov 9 2022, 05:53 PM
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QUOTE(zewl88 @ Nov 9 2022, 05:48 PM) Hi Guys, Anyone can explain how to calculate this charges? this is the interest rate right?   QUOTE(zewl88 @ Nov 9 2022, 05:52 PM) this is previous months.   yes "interest" or management charge for islamic cards you didnt pay full each month?
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zewl88
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Nov 9 2022, 05:58 PM
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QUOTE(cybpsych @ Nov 9 2022, 05:53 PM) yes "interest" or management charge for islamic cards you didnt pay full each month? yup. i never notice this before as i always see transaction in the apps only. sometimes i pay more, sometimes i just pay certain amount only. this the first time the amount is a little bit high. Will the interest amount getting higher even if my outstanding is the same as last months?
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cybpsych
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Nov 9 2022, 06:42 PM
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QUOTE(zewl88 @ Nov 9 2022, 05:58 PM) yup. i never notice this before as i always see transaction in the apps only. sometimes i pay more, sometimes i just pay certain amount only. this the first time the amount is a little bit high. Will the interest amount getting higher even if my outstanding is the same as last months? yes will snowball. must clear full outstanding asap.
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SzeMeng76
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Nov 9 2022, 06:46 PM
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QUOTE(zewl88 @ Nov 9 2022, 05:58 PM) yup. i never notice this before as i always see transaction in the apps only. sometimes i pay more, sometimes i just pay certain amount only. this the first time the amount is a little bit high. Will the interest amount getting higher even if my outstanding is the same as last months? Yes Once u did not paid FULL on outstanding balance, ALL of ur transaction will never have the 20 days INTEREST FREE GRACE PERIOD (even NEW transaction). so ur interest will only keep increasing every month until u clear all the outstanding balance.
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PseudomonasSA
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Nov 9 2022, 08:06 PM
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https://www.maybank2u.com.my/iwov-resources...e-oct22-tnc.pdfNew promotion offering cashback on first come first served basis
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blackseed202
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Nov 18 2022, 11:57 PM
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Getting Started

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How do you maximise this card?
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cybpsych
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Nov 21 2022, 01:07 PM
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k2017
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Nov 21 2022, 02:14 PM
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Getting Started

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QUOTE(cybpsych @ Nov 21 2022, 01:07 PM) Never own this card. Good as Affin duo cashback and PIB Visa Platinum alternatives? https://www.maybank2u.com.my/maybank2u/mala...s-revision.page? This post has been edited by k2017: Nov 21 2022, 02:15 PM
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cybpsych
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Nov 21 2022, 02:27 PM
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QUOTE(k2017 @ Nov 21 2022, 02:14 PM) Never own this card. Good as Affin duo cashback and PIB Visa Platinum alternatives? https://www.maybank2u.com.my/maybank2u/mala...s-revision.page? keyword: amex
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1mr3tard3d
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Nov 21 2022, 03:49 PM
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QUOTE(cybpsych @ Nov 21 2022, 01:07 PM) with this revision, it is tempting to convert from maybank2platinum to Islamic Mastercard Ikhwan Platinum Card and Ikhwan American Express Platinum Card-i
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