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Credit Cards Maybank Islamic MasterCard/PETRONAS Visa Ikhwan V3, Another Fantastic Cash Back Card

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Human Nature
post Jun 20 2024, 10:33 AM

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QUOTE(MGM @ Jun 19 2024, 10:55 PM)
Human Nature & wjleong15 got cb.
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Via the telco website or shopee/lazada?
Human Nature
post Jun 20 2024, 12:36 PM

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QUOTE(MGM @ Jun 20 2024, 11:44 AM)
Using Digi app for reload, same for u?
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Been reloading via Shopee all the while, then changed to Digi website last month.
Human Nature
post Jun 27 2024, 09:59 PM

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QUOTE(rocketm @ Jun 27 2024, 09:52 PM)
Is payment to GrabFood directly using Maybank Platinum Ikhwan Amex entitle for 8%?
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Yes
Human Nature
post Jun 28 2024, 08:44 AM

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QUOTE(eeblue18 @ Jun 28 2024, 08:22 AM)
Hihi smile.gif Anyone has experience with problem making payment for bill/Unifi via Shopee? Secure2u approved. But kept stuck at the Shopee payment screen (the do not refresh screen). I tried several times. Yesterday and today.  unsure.gif
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No issue previously. Didn't make any payment on this few days yet.
Human Nature
post Jul 9 2024, 11:50 AM

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Is it transaction <RM1 will not get CB? Amex
Human Nature
post Jul 9 2024, 12:05 PM

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QUOTE(cybpsych @ Jul 9 2024, 12:02 PM)
per transaction, shouldnt be

you dont get any cb if your total accumulated cb is <RM1.00
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That's what I thought too.

But today received 0.07 less and the only culprit is RM0.89 Lazada normal transaction.

Now we know biggrin.gif

Human Nature
post Jul 9 2024, 12:25 PM

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QUOTE(cybpsych @ Jul 9 2024, 12:14 PM)
unlikely

previously i've spent 11.47 at shopee, cb 0.92 received (as part of total 50.00 cb)

also spent at maxis postpaid 6.82, cb 0.55 received.
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My case is spending less than RM1.
Human Nature
post Jul 16 2024, 12:10 PM

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QUOTE(ronnie @ Jul 16 2024, 10:07 AM)
My Maybank Ikhwan kena fraud transaction on 1 July USD24.94
But there is a reversal on 2 Jul from the same merchant.

I untung RM0.07 due to currency differences

Merchant: SP GAMECOM BY NACON KIRKLAND US
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So do you call MBB to replace?
Human Nature
post Jul 21 2024, 09:45 PM

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QUOTE(LuckyLim @ Jul 21 2024, 09:37 PM)
So it means that it is not per transection?
For Eaxmple,
If i pay rm1, i am entitled to get RM0.05 cashback??
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Yes, if based on my case
Human Nature
post Jul 21 2024, 09:52 PM

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QUOTE(LuckyLim @ Jul 21 2024, 09:49 PM)
when is it that you received?
cause i see the t&c just renew that
need to spend min RM20, to be entitled for RM1 cashback

=================================================================
4) Cash Back will be awarded only when the accumulated Cash Back amount is not less than RM1.00.
For avoidance of doubt, this means Cardmember is required to meet minimum monthly
accumulative Eligible Spend of RM20.
=================================================================
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Transaction date 26 June
Human Nature
post Aug 1 2024, 03:54 PM

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The date stated at M2U refers to transaction date or posted date?
Human Nature
post Oct 30 2024, 09:48 PM

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Del

This post has been edited by Human Nature: Oct 30 2024, 09:52 PM
Human Nature
post Nov 1 2024, 01:07 PM

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QUOTE(ClarenceT @ Oct 30 2024, 02:39 PM)
Petronas no longer sell giftcard at Lazada and Shopee.
Petronas no longer sell Setel credit at Shopee.
But TODAY, Petronas @ Shopee is selling evoucher RM60 at RM54 and RM40 at RM36. T&C apply.

Forget TNG PIN at Lazada and Shopee.

Also, not many online shopping sites accept Amex.

P/S: RM40.50 x 0.92 (8% online CB) = RM37.26 for RM60 fuel.
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This one the expiry quite short, just 7 Nov 2024 right? or I see wrongly
Human Nature
post Nov 1 2024, 03:27 PM

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QUOTE(cybpsych @ Nov 1 2024, 01:32 PM)
yes, good if you're on the verge of refueling. not good to hoard them biggrin.gif
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Pening coz today also got PBB MC petrol campaign
Human Nature
post Nov 8 2024, 08:05 AM

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QUOTE(sweetpea123 @ Nov 8 2024, 12:12 AM)
quick question for Ikhwan Amex. The 8% CB rebate is NOT eligible for transactions listed as SHOPEEPAY TOP-UP and LAZADA TOP-UP right? Sometimes accidentally click topup with wallet ... pengsan.
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Not eligible for ewallets
Human Nature
post Dec 10 2024, 01:21 AM

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Received SMS that my ikhwan amex is used at 2 unknown places at 1am
USD0.10 at infinite business
USD0.10 at myrightgift.com

Quickly called CS to block but useless line has no CS.

Suddenly remember can self-block at MAE

Human Nature
post Dec 10 2024, 08:17 AM

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QUOTE(ClarenceT @ Dec 10 2024, 05:59 AM)

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Happened today too?

QUOTE(cybpsych @ Dec 10 2024, 07:40 AM)
yes, should've DIY block the card first to prevent continuous "bleeding". biggrin.gif

user posted image

MBB CS will also ask some std scripts whether u know about app's card blocking, etc etc as part of awareness.

also, get ready to get heartattack later when new card's cb not tally. in my case, cb only count for the new card, excluding txn made from the old card. took me few calls to get MBB CS to understand the situation (noob cs, didnt understand how their card cb works)

finally gotten the adjustments; which they were smart enough to cap it to RM50  innocent.gif

user posted image
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They automatically send new card or you have to request? I already max my CB for this month so will observe.

Human Nature
post Dec 10 2024, 08:33 AM

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QUOTE(ClarenceT @ Dec 10 2024, 08:19 AM)
Yes. 1:14am.
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Interesting. I wonder why they didn’t proceed to make large purchases as there is a 10min lapse before I block.
Human Nature
post Dec 10 2024, 08:54 AM

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Either too many people kena or the line is not manned. Been calling and not able to connect to the fraudalent team.

Also today i my statement due date. Will the payment still reach the blocked card?

add: aiya, just spoke. Paynent cannot do through. Need to wait for the new card to arrive doh.gif

This post has been edited by Human Nature: Dec 10 2024, 09:06 AM
Human Nature
post Dec 10 2024, 09:18 AM

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QUOTE(cybpsych @ Dec 10 2024, 09:13 AM)
yep, auto-send

during the call, CS will inform they will send a replacement card to me, while the old card will be blocked/replaced.
if i'm not forgotten, i made payment to old card, but not from M2U.

i use 3rd party bank, eg Rize to pay the old card number.

reason because old card blocked in m2u but new card not arrived (full card number unknown) yet.
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I did ask CS about this but he said cannot as already cancelled. Let's say I still try to send payment from other bank SA and it gets rejected. What will happen to the money? hmm.gif

This post has been edited by Human Nature: Dec 10 2024, 09:26 AM

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