Have you got your CTOS score yet?, Can get free now
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 Nov 2 2016, 10:31 AM
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Junior Member
477 posts Joined: Jan 2003 From: Klang  
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Whenever i try apply credit card...sure get rejected..maybe because 7 years ago i go do personal loan restructure and after 1 year paid full settlement...but until now i cant get to apply credit card...but no problem with housing loans and car loan....this ctos is the culprit?
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