Ya true.. I just took a picture and crossed it manually before uploading.
Need to register with Ctos before getting your report. Just wanna ask CCRIS is get from Bank Negara right?

CTOS no register is better, bcauz after u register if they put wrong info regarding u
n u can't get into a company, DUE to incorrect info they sell to the company, u can't sue them, as now it is ur responsibilities to check and update them

it is a info phishing company tat only bring problems 2 u, just check CCRIS report is good enough no need 2 involve urself with CTOS

employer cannot access ur CCRIS report from wat i heard, CCRIS is only available 4 banks
CTOS function is 2 capture every bad things regarding u, like bad credit n court case

CTOS is here 2 actually prove tat u r not worthy to hire, n present all those data 2 ur future employer by a subscription fees