any1 already received cc cashback for april?
Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards
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 May 1 2024, 10:05 PM
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#1
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Senior Member
1,933 posts Joined: Sep 2008  
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Jan 20 2025, 11:47 AM
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#2
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Senior Member
1,933 posts Joined: Sep 2008
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Hi everyone,
I’m planning to terminate my SC Simply Cash credit card, but I currently have only RM28 in cashback, which I can’t redeem (minimum RM30 required). Should I terminate it now, or would it be better to wait until I earn this month’s cashback to reach RM30 and redeem it first? Appreciate your advice! |
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Jan 21 2025, 11:33 AM
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#3
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1,933 posts Joined: Sep 2008
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QUOTE(jhleo1 @ Jan 21 2025, 09:39 AM) Just RM2 only you can't let go? wdym? |
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Jan 21 2025, 11:34 AM
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#4
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Senior Member
1,933 posts Joined: Sep 2008
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QUOTE(Nigmo @ Jan 21 2025, 10:53 AM) why does it feel the bank's customer support has deteriorated? same..all question only can using secure mail I can't seem to talk to an actual live person about my statement.  |
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Jan 21 2025, 07:24 PM
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#5
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1,933 posts Joined: Sep 2008
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QUOTE(allen6279 @ Jan 21 2025, 06:38 PM) Good day everyone. How can you talk to their CS?I’ve tried so many times, but I keep getting stuck in loops and don’t know which number to press to speak to someone.I was charged late payment and interest for my previous statement payment. Due date is 2nd January. I made direct transfer from maybank on that date 11.30pm +/-. (Transaction date 2/1/25, posting date 3/1/25) Tried to call and request for waiver, request created but rejected. May i know why i was being charged late payment even i paid on that date. Is there any other way that i can do to waive those late charges? Thank you |
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Jan 22 2025, 11:07 AM
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#6
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Senior Member
1,933 posts Joined: Sep 2008
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QUOTE(gastacopz @ Jan 22 2025, 08:51 AM) i make 2 months late payment and got charges interest... request for waiver but rejected. then proceed to submit termination If you’re 2 months late on a payment, does that mean you get charged interest every month? Can you still request a waiver for the interest, even if the late payment is your own fault?then only they give waiver + rm100 to keep the card |
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Jan 22 2025, 03:38 PM
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#7
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Senior Member
1,933 posts Joined: Sep 2008
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QUOTE(gastacopz @ Jan 22 2025, 11:43 AM) sory2...me make wrong payment for 2 months .didnt pay full..coz forgot update my calendar....interest charges is 100++.. Oh, your case is just like mine! I accidentally made an insufficient payment and didn’t realize it until I saw the charges on the next month’s statement. I didn’t even know you could request a waiver for that, haha. Now I’m thinking of just terminating it.I think retention department make the call since i ask them to terminate the card after failed to get waiver. |
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