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Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards

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coolguy99
post Jun 7 2019, 02:51 PM

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Liverpool not revised right?
cybpsych
post Jun 7 2019, 02:54 PM

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Revisions to Standard Chartered JustOne Platinum Mastercard® Credit Card (SC JOP) features effective 1 July 2019 [ SCB | Updated T&Cs ]
Official Announcement & FAQ

user posted image

This post has been edited by cybpsych: Jun 7 2019, 02:57 PM
ClarenceT
post Jun 7 2019, 02:56 PM

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QUOTE(jianwei90 @ Jun 7 2019, 02:48 PM)
in this scenario, it means bigpay/boost not considered as online spending?
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I didn't say that. RM2100 can be anything that will give 0% CB.

QUOTE(vince-90 @ Jun 7 2019, 02:49 PM)
Wow, you're so positive  sweat.gif  sweat.gif
Compete with those e-wallets  whistling.gif
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Expected, not only for SC cards. More to come.
18 months to go before the credit card fee is reduced to max 0.48% only on 1/1/2021.


fruitie
post Jun 7 2019, 02:58 PM

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QUOTE(cybpsych @ Jun 7 2019, 10:41 AM)
insider news, as usual.

if effective 1 July, latest announcement will come out on 10 June (next monday)

same thing to HLB Wise too.

guess we'll get more shock or drool next Monday  laugh.gif
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Luckily will announce soon, SST will charge in July and I can decide.
mamamia
post Jun 7 2019, 02:58 PM

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QUOTE(cybpsych @ Jun 7 2019, 08:27 AM)
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LIVERPOOL FC CASHBACK CREDIT CARD MEMBER GET MEMBER CAMPAIGN 2019 [ SCB | T&Cs ]

Earn RM100 for every friend you successfully refer for a Liverpool FC Cashback card.

Terms and Conditions Excerpts
Standard Chartered Bank Liverpool FC Cashback credit card Member Get Member Campaign will run from 1 June 2019 – 31 July 2019.
By submitting your friend’s personal data, you confirm that you have obtained your friend’s consent to provide his/her personal details to the Bank to contact him/her.
The Bank may inform your friend(s) of your personal data (such as Name) for the purpose of this Member Get Member campaign as submitted here and by submitting this referral you have given consent to the Bank to share your personal data to your friend(s).
All the information provided will be kept private and confidential in accordance with our privacy policy.
Details of your friends will not be used for purposes other than the Standard Chartered Bank Liverpool FC Cashback credit card Member Get Member Campaign.
Eligible Referrer’s will be rewarded with RM100 for each eligible referred friend (“referee”) when his/her credit card application is successfully approved by 31 August 2019.
The three Eligible Referrers with the most Successful Referral(s) during the campaign period will be entitled to Top Referrer Reward of a Full 1st team signed Liverpool 2018/19 Jersey (one unit for each of the top three Referrers).
Eligible referee is defined as a person with no valid holding of any Standard Chartered Bank Malaysia credit card in the past 6 months from new card approval date.
Please refer to the full Terms and Conditions for the criteria of the referred friends and family to be considered as eligible successfully referral.

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It didn’t state what is the sign up bonus for referee.. will they also get RM100 + luggage?
QUOTE(cybpsych @ Jun 7 2019, 02:05 PM)
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Standard Chartered JustOne Platinum MasterCard® Credit Card (effective 1 July 2019)

https://av.sc.com/my/content/docs/my-sc-jop...credit-card.pdf

JOP cashback reduced to RM60 | AF waiver condition removed | CashBack for Online spend is subject to a cap of RM30 per calendar month
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Reduce to RM60, effective rate is only 2.4%, somemore want to cap the online spending to RM30, this is really s*ck

Barricade
post Jun 7 2019, 02:59 PM

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Means if I reload RM2300 on bigpay and RM200 on petrol.... it will max out RM60 cashback right? OK la not too bad only if they waive AF when we threaten to cancel. If need to pay AF, screw it i'm cancelling it.
cybpsych
post Jun 7 2019, 03:02 PM

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QUOTE(fruitie @ Jun 7 2019, 02:58 PM)
Luckily will announce soon, SST will charge in July and I can decide.
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announced liao biggrin.gif
Barricade
post Jun 7 2019, 03:02 PM

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QUOTE(cybpsych @ Jun 7 2019, 03:02 PM)
announced liao  biggrin.gif
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She meant Wise card
cybpsych
post Jun 7 2019, 03:04 PM

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QUOTE(Barricade @ Jun 7 2019, 03:02 PM)
She meant Wise card
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unless stated otherwise, the discussion line still on jop
ClarenceT
post Jun 7 2019, 03:05 PM

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QUOTE(Barricade @ Jun 7 2019, 02:59 PM)
Means if I reload RM2300 on bigpay and RM200 on petrol.... it will max out RM60 cashback right? OK la not too bad only if they waive AF when we threaten to cancel. If need to pay AF, screw it i'm cancelling it.
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Sure? Find a card that gives you >1% CB on Bigpay (other than PB QM/VS, Maybank FCB VS, RHB VS) tongue.gif
fruitie
post Jun 7 2019, 03:07 PM

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QUOTE(cybpsych @ Jun 7 2019, 03:02 PM)
announced liao  biggrin.gif
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Yeah. Just realised. So RM 2500 BP for RM 30? Oh no.

This post has been edited by fruitie: Jun 7 2019, 03:07 PM
vince-90
post Jun 7 2019, 03:08 PM

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QUOTE(fruitie @ Jun 7 2019, 03:07 PM)
Yeah. Just realised. So RM 2500 BP for RM 60? Oh no.
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Not RM60, CAP RM30 for online whistling.gif
estcin
post Jun 7 2019, 03:08 PM

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QUOTE(fruitie @ Jun 7 2019, 03:07 PM)
Yeah. Just realised. So RM 2500 BP for RM 30? Oh no.
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Online capped at RM30. So RM2500 BP for RM30. Alternatively, RM2300 BP + RM200 petrol = RM60
coolguy99
post Jun 7 2019, 03:09 PM

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QUOTE(estcin @ Jun 7 2019, 03:08 PM)
Online capped at RM30. So RM2500 BP for RM30. Alternatively, RM2300 BP + RM200 petrol = RM60
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Not worth the hassle. There are better cards out there.
Barricade
post Jun 7 2019, 03:09 PM

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QUOTE(vince-90 @ Jun 7 2019, 03:08 PM)
Not RM60, CAP RM30 for online  whistling.gif
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And I thought my AEON credit card is bad.... RM1250 for RM30. This is even worst

mamamia
post Jun 7 2019, 03:11 PM

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QUOTE(ClarenceT @ Jun 7 2019, 02:41 PM)
RM200 Online + RM200 Petrol
RM2100 on Others including Bigpay/Boost, Cost -RM6
Real spending RM400 to get CB RM54 every month.
Similar to HLB Wise scheme till 6/2019.

Annual spending RM4800 to get RM720 monthly cashback.
Cost: RM250+RM25+(RM6X12) = RM347

So Real spending RM4800 to get RM373, ie 7.78%, quite good.
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So, can be RM200 on petrol + RM2300 on Bigpay / Boost as online, then still get RM60 right? Coz BigPay is online txn.. I just need to have RM200 spending on autodebit / petrol, then will get full cashback
Barricade
post Jun 7 2019, 03:11 PM

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QUOTE(estcin @ Jun 7 2019, 03:08 PM)
Online capped at RM30. So RM2500 BP for RM30. Alternatively, RM2300 BP + RM200 petrol = RM60
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Sometimes 1 month I don't even use RM200 worth of petrol. Only around RM120
fruitie
post Jun 7 2019, 03:12 PM

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QUOTE(vince-90 @ Jun 7 2019, 03:08 PM)
Not RM60, CAP RM30 for online  whistling.gif
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Yeah. Edited the post but you were too quick.

QUOTE(estcin @ Jun 7 2019, 03:08 PM)
Online capped at RM30. So RM2500 BP for RM30. Alternatively, RM2300 BP + RM200 petrol = RM60
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Sad. Time to cut then.
estcin
post Jun 7 2019, 03:13 PM

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QUOTE(Barricade @ Jun 7 2019, 03:11 PM)
Sometimes 1 month I don't even use RM200 worth of petrol. Only around RM120
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Can add in Auto Bills (insurance, mobile, utilities)
Barricade
post Jun 7 2019, 03:14 PM

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QUOTE(estcin @ Jun 7 2019, 03:13 PM)
Can add in Auto Bills (insurance, mobile, utilities)
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Those already charged to my wise card for 10% rebate.

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