Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards
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 Jan 13 2019, 11:43 AM
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#41
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All Stars
14,033 posts Joined: Nov 2004 
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I have the RM85 redemption for this month, so pretty much if I spend RM2500 again will be eligible for next month right? Despite paying just RM2500 - RM85 this month?
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Jan 13 2019, 07:23 PM
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#42
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All Stars
14,033 posts Joined: Nov 2004
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QUOTE(ClarenceT @ Jan 13 2019, 06:58 PM) If you can win RM5 out of RM500, ie 1% return. Then you should continue to top up, not stopping at RM2500/RM1500. Depends on luck one, I just did 6x to complete my 2500, got nothing haha.. do you guy click the link after you get sms or if you see a then ignore?  |
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Jan 13 2019, 09:46 PM
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#43
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All Stars
14,033 posts Joined: Nov 2004
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QUOTE(ClarenceT @ Jan 13 2019, 08:01 PM) I avoid peak days and peak hours.  hmm, maybe I shall try that next on wife's account  |
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Jan 29 2019, 04:42 PM
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#44
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All Stars
14,033 posts Joined: Nov 2004
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Did 25x RM100 on wife's... none with rewards. Guess pool exhausted haha...
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Feb 17 2019, 11:14 AM
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#45
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All Stars
14,033 posts Joined: Nov 2004
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Haven't been topping up, but got 2 #b out of 5 reloads
 just now. |
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Feb 18 2019, 12:20 AM
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#46
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All Stars
14,033 posts Joined: Nov 2004
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Did another 5 transaction, 1x c and 1x b... hmm maybe the pattern is early of the hour...
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Jun 9 2019, 10:55 AM
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#47
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All Stars
14,033 posts Joined: Nov 2004
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My insurance is around 17th each month (>RM200), if I top up the rest with BP I get RM60 instead of RM85 for the total RM2500 spent right?
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Jun 9 2019, 04:03 PM
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#48
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All Stars
14,033 posts Joined: Nov 2004
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QUOTE(cybpsych @ Jun 9 2019, 10:56 AM) rm85 is out of the picture starting 1 July RM60 per RM2500 spent, 2.4% ugh... pretty lame now.QUOTE(cclim2011 @ Jun 9 2019, 11:01 AM) i believe so rm60 but things are pretty vague still. alos ensure ur insurance is autodebit. Gonna try for July, if it doesn't :S probably gonna bid good bye to this card. |
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Jun 30 2019, 11:55 AM
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#49
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All Stars
14,033 posts Joined: Nov 2004
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QUOTE(fruitie @ Jun 30 2019, 12:35 AM) My SCB cards will reach their anniversary in July and AF/SST will appear in August statement. So, if they are not waiving my AF because I didn't spend enough lol, I have to cancel all their cards. That's why I can't shift my insurance auto-billing to JOP yet. To avoid the hassle of changing cards if my JOP is eventually cancelled. I wonder if you could call up now ask if you are entitled for these rebates, then can plan ahead? But I think the CS would probably play safe and ask you to call later on perhaps, but who knows maybe they could give you answer straight For July and August, if I just spend 1.5k on online transactions, I will get RM 28 right? That's the max I can get with the most minimum spending, correct?   I am sticking with my JOP, cause already shifted my monthly payments there  |
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Aug 17 2019, 09:45 AM
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#50
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All Stars
14,033 posts Joined: Nov 2004
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QUOTE(ck8811 @ Aug 17 2019, 08:43 AM) Just received my JOP Auto debit should be in, mine is paid for insurance am getting RM 60.Spent Rm2300 on big pay Rm42.58 shell Rm42.20 shell Rm27.12 shell Rm102.82 time auto debit Only get rm46 cash back, guess time auto debit not entitled for cash back |
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Aug 22 2019, 09:17 AM
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#51
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All Stars
14,033 posts Joined: Nov 2004
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For existing JOP, if I want to apply for LFC I need to submit everything again? LFC first year need pay the AF liao? Or 2nd year onwards?
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Aug 22 2019, 10:32 AM
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#52
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All Stars
14,033 posts Joined: Nov 2004
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QUOTE(rojakwhacker @ Aug 22 2019, 09:32 AM) I know from someone after getting just one card, just ask bank agent to apply liverpool fc card without document. But if use search function on this thread, someone need to resubmit document again (i may be wrong). Why not call bank agent to confirm? Hmm, wonder if anyone got the waiver haha. But need to wait September or October right since that's when the policy changed last year.For liverpool fc credit card, first year is waived. However, for 2nd year onwards, term and condition said no waive, but can try call to waive.  QUOTE(CHEAHYH89 @ Aug 22 2019, 09:49 AM) Hi Just done by submission FYI I applied through official Stand Chart website for both my cards 1st card - JOP is approved on March 28, 2019 2nd card - added Liverpool and approved on July 29, 2019 Yes, required all financial documents which I uploaded through the official website for my second card (Liverpool)  QUOTE(laymank @ Aug 22 2019, 10:18 AM) I had the Liverpool card first. When I reapplied JOP thru the online form again, the agent just called me up and said no need to resubmit documents and then card was approved. If you still have the old email from the first application, you can just write it back and request, don't even need to apply online. Ahh! I just submitted the info online uhh. Should have checked here first. My JOP was through Price Solution, first time using the website. |
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Aug 22 2019, 10:55 AM
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#53
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All Stars
14,033 posts Joined: Nov 2004
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QUOTE(ClarenceT @ Aug 22 2019, 10:36 AM) Not applicable to new cardholders after 1/11/18. You take up Liverpool card now so you follow new rule!  I meant if anyone following new rules able to waive. Then again, since it started after November, then not so soon get answers. |
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Aug 26 2019, 09:07 PM
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#54
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All Stars
14,033 posts Joined: Nov 2004
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I applied online for the LF card, then they just called me up for verification today. First year free AF, 2nd year RM175 "must pay". Probably gonna cancel by then LOL.
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Aug 26 2019, 09:14 PM
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#55
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All Stars
14,033 posts Joined: Nov 2004
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QUOTE(rojakwhacker @ Aug 26 2019, 09:12 PM) Who knows by then standard chartered change the term and condition again and then you get to keep the card for another year. By November we shall see... That's when the first new batch with the new terms one. |
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Aug 31 2019, 09:03 AM
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#56
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All Stars
14,033 posts Joined: Nov 2004
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SCB JOP cash back is based on transaction date or posting date? Was searching around seems like got mixed info.
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Sep 2 2019, 11:36 PM
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#57
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All Stars
14,033 posts Joined: Nov 2004
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The RM15 one is daily? While the SCB99 is one time right?
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Sep 4 2019, 11:07 AM
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#58
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All Stars
14,033 posts Joined: Nov 2004
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QUOTE(beLIEve @ Sep 4 2019, 12:10 AM) Anyone managed to get the $15 shoppee discount yesterday or today? Yeah, got both ytd and today. Splitting my purchases... but my free shipping vouchers becoming limited now  |
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Sep 4 2019, 11:53 PM
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#59
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All Stars
14,033 posts Joined: Nov 2004
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Oh crap, my JOP annual is in November... and I just applied for the LFC... and it appeared in my online system and expiry is sync with my JOP... meaning I need pay the AF on November ah?
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Sep 5 2019, 07:39 AM
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#60
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All Stars
14,033 posts Joined: Nov 2004
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QUOTE(Joey_Chin12 @ Sep 5 2019, 12:15 AM) Have you received your LFC card? 🤔 Not yet receive, but I saw the data on my account. Then I noticed the expiry is same as my JOP 😩. Banks like PBB their expiry depends on when issue, while MBB follows the first card. Looks like SC follows first card?If not yet, just wait for the card. It might be mistake from system. Else, just call to ca to clarify. |
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