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> Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards (Credit Cards)

jhleo1
post Yesterday, 04:46 PM

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I was given almost 5.7x of my monthly Salaries for my new SC JustOne Platinum. That really too much which I prefer not to get. It may affect my other bank CC application in future.

QUOTE(fly126 @ Aug 15 2018, 04:19 PM)
2x monthly Salaries.
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This post has been edited by jhleo1: Yesterday, 04:48 PM
#Victor
post Yesterday, 04:50 PM

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QUOTE(xuanchew @ Aug 15 2018, 04:02 PM)
Think no. My salary is around 6k.  shakehead.gif
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QUOTE(fly126 @ Aug 15 2018, 04:19 PM)
2x monthly Salaries.
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Hmm... my friend got RM15k CL whereby his salary around RM3k only blink.gif ohmy.gif
fly126
post Yesterday, 04:58 PM

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QUOTE(fruitie @ Aug 15 2018, 04:23 PM)
For me it is because I have both CB Plat and JOP and in order to maximize the card I need to spend RM 4k and I only left with RM 1k. What if cross month and hasn't due yet? I cannot spend anymore to maximize cash back. sad.gif
This actually happened to me before. I had to clear a bit of my JOP to make way for CB Plat. doh.gif
Not so accurate for SCB it seems. At least I experienced before. tongue.gif
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I got increments every 1+ year
Initially I got 8K for JOP, later they increase my CL to 16K when add- up CBP. About 1 year later, they increase to 32k automatically. Recently, the CL got increased to 64K, with No Income Doc. Required.. !
fruitie
post Yesterday, 05:04 PM

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QUOTE(fly126 @ Aug 15 2018, 04:58 PM)
I got increments every 1+ year
Initially I got 8K for JOP,  later they increase my CL to 16K when add- up CBP.  About 1 year later,  they increase to 32k automatically.  Recently, the CL got increased to 64K, with No Income Doc. Required.. !
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64k is too much la.. laugh.gif
Actually 20k for SCB is just nice for me, for now. tongue.gif
evoce9a
post Yesterday, 05:06 PM

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QUOTE(jhleo1 @ Aug 15 2018, 04:46 PM)
I was given almost 5.7x of my monthly Salaries for my new SC JustOne Platinum. That really too much which I prefer not to get. It may affect my other bank CC application in future.
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Yup , agreed. Previouslly I got 7x credit limit approved when i applied Cashback Gold + JOP . I dont need that much as every month i only spent below 5k for both card to get their cash back. After a month i request via live chat to reduce my credit limit and its done on the next day.
jhleo1
post Yesterday, 05:10 PM

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Just chated with SC and requested to reduce my CL to below RM40K since RM63K too much for me.

QUOTE(evoce9a @ Aug 15 2018, 05:06 PM)
Yup , agreed. Previouslly I got 7x credit limit approved when i applied Cashback Gold + JOP . I dont need that much as every month i only spent below 5k for both card to get their cash back. After a month i request via live chat to reduce my credit limit and its done on the next day.
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synical
post Yesterday, 05:22 PM

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My CL is like 29K (combined for both JOP and Visa), which I feel is a little too much.

If I ask to lower my CL, would it improve my chances of getting another card from another bank? Just wondering.
jhleo1
post Yesterday, 05:26 PM

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Yes it will affect other bank CC new application.

QUOTE(synical @ Aug 15 2018, 05:22 PM)
My CL is like 29K (combined for both JOP and Visa), which I feel is a little too much.

If I ask to lower my CL, would it improve my chances of getting another card from another bank? Just wondering.
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Sumofwhich
post Today, 07:21 AM

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QUOTE(xuanchew @ Aug 15 2018, 04:00 PM)
Ermmm, Split payment for...?
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So that you don't have to pay in full amount in TNB portal, can play around with your credit cards' cap for maximum cashback
synical
post Today, 11:25 AM

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QUOTE(synical @ Aug 15 2018, 05:22 PM)
My CL is like 29K (combined for both JOP and Visa), which I feel is a little too much.

If I ask to lower my CL, would it improve my chances of getting another card from another bank? Just wondering.
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Ah okay, figured as much. hmm.gif

Already asked to lower to RM15K...

Thanks.
hakkai0810
post Today, 11:55 AM

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didnt expect SC that strict lol, first they go and check my company got setup website or not, then they call my office (but no 1 answering), now they want come my office take the thumbprint...

weird i apply mbb and pbb no such issue. First time i heard apply cc, the company i worked for need to have a website setup lol

Morning_Star
post Today, 01:17 PM

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hakkai0810,

Did u submit epf statement apart from the 3 months salary slip ?

laymank
post Today, 01:42 PM

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QUOTE(hakkai0810 @ Aug 15 2018, 03:37 PM)
anything nice need to do before 1/9? Send my application 2/8 still in progress sad.gif
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my new application from last Friday night appears in online banking already! rclxms.gif
I made it before 1st Sep. biggrin.gif
hakkai0810
post Today, 01:52 PM

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QUOTE(Morning_Star @ Aug 16 2018, 01:17 PM)
hakkai0810,

Did u submit epf statement apart from the 3 months salary slip ?
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Yes, i submit my payslip and EPF statement as requested by the PriceSolution lol. Dk they need to check office website and tel also doh.gif


QUOTE(laymank @ Aug 16 2018, 01:42 PM)
my new application from last Friday night appears in online banking already!  rclxms.gif
I made it before 1st Sep.  biggrin.gif
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Thats fast doh.gif are you existing cardholder? I sent 2/8, now still in progress >_<
laymank
post Today, 02:47 PM

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QUOTE(hakkai0810 @ Aug 16 2018, 01:52 PM)
Thats fast doh.gif are you existing cardholder? I sent 2/8, now still in progress >_<
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Yes, I am.
cameraboy1
post Today, 04:46 PM

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QUOTE(eddie2020 @ Aug 15 2018, 01:35 PM)
Same timing? Can know range from when?

It will show in bonus point available? Then we choose cb?
My statement is out but I still can't see any of my reward..
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mine JOP also not in yet the cash back. Anyone received the rebate already?

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