always the same reason given
so just terminate and retention team will offer 100% waiver

if wanna threaten ppl, then have to be ready for the possibility.

After it has been charged....

Just called their CS, cannot waive service tax.

And annual fee for next year only waived if I spend more than 20k in a year.

Aite I’m leaving

JOP

no, RM820 alone cant be obtained 5%.

The boost is RM800

Where got another RM20? I don't have RM20 charge.

Actually I don't understand about the revision for JOP. Assuming if I spend RM 300 for auto-billing insurance and RM 2200 for online, will I still get RM 60?

I get AF waiver and SST rebate every year since I got the card and other SCB cards. However, my case cannot be used as reference. Usually SCB will waive AF but rarely gives SST rebate. FYI, SST cannot be waived, it’s payment to government but banks can give rebate if they want to.

If you want SST rebate, every year cancel the card.

Wanted to cancel my JOP but got countered with this:

1. All 3 of my SC cards annual fees will be waived this year
2. Spend RM 200 and get RM 50 rebate
3. 0% straight 6 months BT plus for 10k

So took the offer and another year of SCB till my next card's SST is due.