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Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards

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jhnwoo
post Mar 24 2022, 09:06 AM

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QUOTE(MeowZ @ Mar 24 2022, 08:13 AM)
this JOP if spend certain amount baru they waive right
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QUOTE(cybpsych @ Mar 24 2022, 08:16 AM)
only AFTER they offered you the AF waiver condition first
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ok nvm, i try call cs later.

This post has been edited by jhnwoo: Mar 24 2022, 09:07 AM
jhnwoo
post Mar 24 2022, 05:20 PM

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QUOTE(ChiaW3n @ Mar 24 2022, 01:21 PM)
Just an update I tried to call up to the hotline but in fact she guided to me raise a request via the app, can’t they help directly to raise a request from their end? I am really confuse!!!
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what is the outcome? you manage to click through app?

you check back my screenshot, i can't select the card on the waiver section.
jhnwoo
post Mar 25 2022, 11:36 AM

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QUOTE(ChiaW3n @ Mar 24 2022, 06:41 PM)
From your app, help & services > other banking services > other request.

To file a waiver request from there, just put down your writing and card number ending four digits and amount.
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hah? like that ah?
ok ok, i try mine. thanks ^^
jhnwoo
post Mar 29 2022, 04:37 PM

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QUOTE(ChiaW3n @ Mar 24 2022, 06:41 PM)
From your app, help & services > other banking services > other request.

To file a waiver request from there, just put down your writing and card number ending four digits and amount.
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follow your method submit, it just stay in mailbox - sent. No update. (25 Mar)


So today i try their "Chat", but the whole morning can't get someone response, kind of give up.

But in fact, leaving messages in Chat, they look faster. I came back in, their response is positive.


Chat response screenshot as below:

user posted image


Status screenshot as below:

user posted image


Kao dim adi thumbsup.gif


How's your waiver? done?



jhnwoo
post Apr 6 2022, 02:39 PM

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QUOTE(FirstAidKit @ Apr 3 2022, 07:45 PM)
Hi I am new to SC credit card and anyone care to explain further regarding what is current balance and billed outstanding?

Currently I have say eg 1000 current balance and billed outstanding of eg RM 300. To my understanding, I have to pay RM300 billed outstanding before the payment due date in order to avoid being charged of interest fee, and the rest of 700 will be billed as outstanding at the next cycle. Correct me if I am wrong. Thanks  notworthy.gif
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not sure your figure..
i just pay monthly according to the billed...
jhnwoo
post Dec 5 2022, 10:04 AM

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QUOTE(tadashi987 @ Nov 25 2022, 10:08 AM)
JOP will be rebranded into Simply Cash

user posted image
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no more feel atas adi bangwall.gif
jhnwoo
post Dec 5 2022, 10:06 AM

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QUOTE(saitong09 @ Dec 4 2022, 11:48 PM)
Anyone received LFC cb for Oct spend?
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i did
jhnwoo
post Dec 5 2022, 10:52 AM

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QUOTE(_kilakila_ @ Dec 5 2022, 10:32 AM)
Erm the card or the benefits was never atas before loll
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platinum wording more atas tongue.gif
simply cash still platinum mou ah? mcm no more
jhnwoo
post Dec 5 2022, 11:29 AM

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QUOTE(_kilakila_ @ Dec 5 2022, 10:57 AM)
Based on the card design above its under mastercard already, even if its visa plat, plat is the lowest tier among all if not the lowest.
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my JOP so far is matercard
jhnwoo
post Apr 1 2024, 06:48 PM

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user posted image

my experience to the call for card cancellation & get AF waiver 100%

i has paid all outstanding transaction. remain AF unpaid.

call to get human customer service (select fraud on the process is ok.)
when you get a human to talk to, told him/her to cancel the card

1st offer: waive 50% AF - NOT ACCEPT
2nd offer: apply their product, waive 100% AF - NOT ACCEPT
3rd offer: do 3 transactions in 14 days, waive 100% AF - ACCEPT
has to taichi a bit  bruce.gif

get the report no.
after done 3 transactions need to call back again and talk to human.
each call 15mins. 2 calls total 30mins (the wait for human is long)

user posted image

This post has been edited by jhnwoo: Apr 1 2024, 06:53 PM
jhnwoo
post Apr 1 2024, 11:54 PM

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QUOTE(beLIEve @ Apr 1 2024, 08:23 PM)
When you're not a big customer, it's always Simply Cancel to get waiver.

I was once told to apply the Annual Fee waiver through their website. This can only be done once it's posted. But once it's posted, I was at their mercy and they gave me 50% off. Since I was careful not to spend a single cent until the whole GST + Annual Fee fiasco are over, told them I'll pay up what I owe them minus the Annual Fee and Simply Cancel the card, then only i get 100%.
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from website to click "help & services" - "card waiver", it wrote i'm not eligible.
jhnwoo
post Apr 2 2024, 11:44 AM

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QUOTE(soonwai @ Apr 2 2024, 09:06 AM)
Mine too so I sent request via "Help & Services/.../Other Request" to get the annual fee waiver. The fee waiver option always say my Simply Cash card is not eligible. Previous years, used to called but now no more humans at SCB.

Took about 4 days for SCB to reply to the request and another 3 days before the credit appeared in transactions. Plenty of time before due date so didn't pay first.
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can get 100% waiver?
jhnwoo
post Apr 3 2024, 06:46 PM

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QUOTE(soonwai @ Apr 2 2024, 09:06 AM)
Mine too so I sent request via "Help & Services/.../Other Request" to get the annual fee waiver. The fee waiver option always say my Simply Cash card is not eligible. Previous years, used to called but now no more humans at SCB.

Took about 4 days for SCB to reply to the request and another 3 days before the credit appeared in transactions. Plenty of time before due date so didn't pay first.
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user posted image

may I know which option you select to get 100% AF waiver for Simply Cash card?

for my case I can't find where to appeal, that's why I call.

[EDIT]
OH! you mean Other Request not under "Card Management"?

This post has been edited by jhnwoo: Apr 3 2024, 06:51 PM
jhnwoo
post Apr 3 2024, 06:50 PM

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QUOTE(cclim2011 @ Apr 2 2024, 06:06 PM)
ya i know at their discretion. i have like rm100 offered some time ago when i tried to cancel due to gst. i took it.

this time around i think they are trying ot make things difficult. after paying all outstanding and it shows rm0, it says i have credits RM51 which cant be seen anywhere and cant be refunded.

funny.
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if no where to be seen, then maybe you can try:
you use the card top up your ewallet RM51, then ask them check again icon_idea.gif
jhnwoo
post Apr 4 2024, 04:24 PM

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QUOTE(Wolgie @ Apr 4 2024, 11:07 AM)
with this NEW function, will it means easily waive?
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in my case of simply cash card, on few click it return as "not eligible"
that push me to call cs

never thought of to go for "Other Request"

last time we have chat & leave message, now like gone too
jhnwoo
post Jul 2 2024, 12:08 PM

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Request SST waiver failed.

QUOTE
Dear Mr. xxx,

Thank you for your e-mail dated 30/06/2024.

We regret to inform that we are unable to waive your service tax charges. The service tax is charged by the Government and the Bank is collecting the amount on behalf of the Government.

Alternatively, you may apply for balances product such as Flexipay Plus, Cash on call, Balance transfer plus in order to get RM25 cashback to offset the tax. The application for these products is subject to bank's approval.

Kindly notify us in your next reply if you wish to proceed with this option.

If you have any questions, please contact us at the following:

Online banking mailbox: log on to online banking and click on “mailbox” compose a message.

Thank you.

Standard Chartered Bank Malaysia Berhad 198401003274

Disclaimer

This email and any attachments are confidential and may also be privileged. If you are not the intended recipient, please delete all copies and notify the sender immediately.

CCRIS Registration is now Online! You may directly register for CCRIS without the need to walk into Bank Negara Malaysia (BNM) or Agensi Kaunseling dan Pengurusan Kredit (AKPK) office. Check your Credit Report by registering Online for eCCRIS at Bank Negara website.
jhnwoo
post Jul 14 2024, 12:03 AM

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QUOTE(pepper_mint2 @ Jul 12 2024, 04:16 PM)
just got charged Annual fees for my simply cash cc and was granted a 50% waiver. Now im contemplating to cancel the card but for now appealing for them to submit a 100% waiver and try my luck....actually even paying rm125 it is still quite worth it to keep the card if i can get rm60 rebate monthly just that most bank dont even charge AF, so why is SC charging it still...probably might consider to cancel it and reapply with rm1000 after the cooling period
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you should "search topic: 100%" to see previously our share how to get 100% waiver
user posted image


1) basically my method is to call & cancel the card
2) other member request waiver through "Help & Services/.../Other Request"


but if they insist charging you, then i have no idea. tongue.gif
jhnwoo
post Mar 26 2025, 11:16 PM

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Request to cancel from “Other Banking Services - Other Request” on 17-March
user posted image

Today 26-March officially cancelled
user posted image

No call to keep customer adi, hehe
jhnwoo
post Mar 27 2025, 09:05 AM

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QUOTE(gastacopz @ Mar 27 2025, 12:52 AM)
aduiii...like this no more waiver then after threatening them
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maybe on call will be different? hmm.gif
jhnwoo
post Mar 27 2025, 09:46 AM

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QUOTE(soonwai @ Mar 23 2025, 08:50 PM)
user posted image
Finally, done. RIP SCB 2002-2025

First requested for card cancellation in Dec. Took a bit long because waiting for Facebook fraudulent charges to be resolved and missing Nov & Dec cashback which, I think, was due to the change in card number bcos of the FB charges.

user posted image
Customer for 23 years. Credit limit: RM7500 from start to finish. LOL.
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wow! more than 20yrs customer also left. bye.gif
mine 2013~2025 not so important lah. sweat.gif

user posted image

This post has been edited by jhnwoo: Mar 27 2025, 09:50 AM

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