Welcome Guest ( Log In | Register )

Outline · [ Standard ] · Linear+

Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards

views
     
Leroi2x
post Jun 2 2018, 09:33 PM

Enthusiast
*****
Junior Member
701 posts

Joined: Oct 2009
cash back cycle is based on calendar date right ?

example : 1/june - 30/june

am i right ?
Leroi2x
post Jun 11 2018, 07:58 AM

Enthusiast
*****
Junior Member
701 posts

Joined: Oct 2009
QUOTE(stargate8 @ Jun 10 2018, 05:12 PM)
so far both mcD and aeon support both paywave n paypass, i assume so long the terminal support contactless card then no issue
*
Been try paypass at McDonald ioi mall
It seems doesn't work ,will try again next round…
Leroi2x
post Jun 19 2018, 07:21 PM

Enthusiast
*****
Junior Member
701 posts

Joined: Oct 2009
QUOTE(fruitie @ Jun 19 2018, 07:11 PM)
Due to WM conversion to cash, worth to use WorldMiles card in local, say compare to MBB FCB VS 2%? Sorry my math sucks. laugh.gif
*
I have the same idea when i saw some1 mentioned 2.2% cb
But if as above mentioned is true

68 point = rm1
1 point = spent local rm3

Rm204 = cb rm1
Cb = less then 0.5%

Even spent oversea also wont touch 1% cb

So , conclusion nothing special
Leroi2x
post Jun 19 2018, 10:23 PM

Enthusiast
*****
Junior Member
701 posts

Joined: Oct 2009
QUOTE(fruitie @ Jun 19 2018, 08:05 PM)
I just tried and it's OK now. laugh.gif
If spend overseas is RM 2 = 3 points.
RM 1 = 1.5 points (for easier calculation only)

That means, one needs to get 68*50 = 3400 in order to convert RM 50 cash back.
Equivalent to 3400/1.5 = RM 2,266.67 overseas spending, slightly lower requirement than FCB VS.

Not for local usage it seems.

I hope my math is correct. laugh.gif
*
QUOTE(SkyX @ Jun 19 2018, 09:07 PM)
Local spending definitely a nono for this card.  tongue.gif
Foreign spending is rm2 = 3 points, so to get RM1 or 68 points you need to spend 68/3*2 which is rm45.33, then to get the effective cashback let 1/45.33*100% = 2.2%.

I think if anyone can spend more than rm2500 in a month in foreign general spending, this card trumps the FC Barcelona card already as there's no cap to how many miles you can earn.  biggrin.gif
*
haha, you guy are right
i though oversea
rm2 = 1 point sweat.gif
Leroi2x
post Jun 23 2018, 10:00 AM

Enthusiast
*****
Junior Member
701 posts

Joined: Oct 2009
QUOTE(eddie2020 @ Jun 22 2018, 02:31 PM)
SC request form submission.. Ytd submitted to them.. Today morning call me verify... Quite fast... Then after verify tell me will take maximum 20days to see if I fail or success for the application... Then jz now lunch time they call again, I didn't hear in details.. They say something like will come to my company for donno what ic /kwsp verification.. Meaning if success they straight provide me card ah. Feel weird.. He say normal procedure I required to go their branch office, since they cover my area then they will send their van..
*
What document you been summit? Only form or any other income document?
From your info ,most likely they will come to you with a kwsp machine ,cucuk ur ic and print ur kwsp mini statement to prof income
Leroi2x
post Oct 1 2018, 07:24 PM

Enthusiast
*****
Junior Member
701 posts

Joined: Oct 2009
QUOTE(enixcv123 @ Oct 1 2018, 10:35 AM)
Apply JustOne on last friday. I thought the minum requirement is 24k P.A.
Then today got a call from SC today saying that my annual income needs to be at least at 100k++ above only able to get it, as the bank will take in consideration of housing and car loan etc and hence that ammount came out. lol.. kinda weird of the 24k p.a requirement there.

ps: my income is roughly 100k.
*
Sure the requirements is 24k p.a.
The amt that the guy tell u probably is bcox ur debt
You need the income that he mentioned only able to pass for your DSR commitment
Else if your income not able to afford as from bank view ,you wont able to get it
Leroi2x
post Oct 4 2018, 12:23 PM

Enthusiast
*****
Junior Member
701 posts

Joined: Oct 2009
QUOTE(yusiang @ Oct 4 2018, 10:12 AM)
Anyone manage to get the CB for the GST campaign? Based on the T&C, this week should be the last week for them to process.
*
I dint get any cb from this campaign , kena tipu
Leroi2x
post Oct 12 2018, 10:27 PM

Enthusiast
*****
Junior Member
701 posts

Joined: Oct 2009
if i spent 2.5k with justone plat to top up bigpay , will i get the cash back 85?
or i must spent other category ?
Leroi2x
post Oct 13 2018, 11:42 AM

Enthusiast
*****
Junior Member
701 posts

Joined: Oct 2009
QUOTE(lil_flank @ Oct 12 2018, 03:58 PM)
Wow, so strict. I sometimes afraid that i forget to pay one of my credit cards coz have quite a number of credit cards on hand. Abit tedious to track. Sometimes one forget can wipe out our few months hard earn cashback.
*
i will use this app for remind every card due date and even annual fee date

https://play.google.com/store/apps/details?...rdmanager&hl=en

QUOTE(cybpsych @ Oct 12 2018, 10:29 PM)
interestingly, someone asked just that in BP thread this morning. see above.
*
thanks sir thumbup.gif
Leroi2x
post Dec 7 2018, 07:55 AM

Enthusiast
*****
Junior Member
701 posts

Joined: Oct 2009
QUOTE(fruitie @ Dec 6 2018, 09:24 PM)
Got this cap at SCB booth in The Gardens. I passed by the booth and one sales guy approached me, upon telling him I'm already an existing customer, he said I can get a free Liverpool cap by updating my income details. He needs my IC to print EPF statement and a SCB card details to fill in form.

[attachmentid=10129467]
*
Nice wo for etb also got gift
If got Jersey lagi best but i seldom go garden
Leroi2x
post Dec 21 2019, 02:50 PM

Enthusiast
*****
Junior Member
701 posts

Joined: Oct 2009
Hi all , for the justone auto debit for insurance
does it must be posted on the first week ? or it can be any time as long as within the calendar month ?

as i read in the tnc have abit confuse
btw im using allianz ,as i search the last post about allianz should be all fine right

my plan
2.3k BP withdraw + rm220 allianz auto debit
aim to get rm60 CB

3. Transactions must be posted within the first week of the following month to be eligible for meeting the
minimum spend stated in Clause 1 above. Please note that transactions may be posted late by the
merchant. The Bank will not be held responsible for late posting.
Leroi2x
post Jun 14 2020, 12:37 PM

Enthusiast
*****
Junior Member
701 posts

Joined: Oct 2009
i just live chat to request for SST cash back with 2 diff agent
both decline my request for my justone plat...
i donno why my card sst and AF come with diff date
maybe i should try again few day later

btw i notice the live chat agent title is premium executive
and my online banking right top is showing SCB premium
any1 notice that ? anything change ?
Leroi2x
post Aug 6 2020, 08:08 PM

Enthusiast
*****
Junior Member
701 posts

Joined: Oct 2009
QUOTE(iamshf @ Aug 6 2020, 08:02 PM)
Annual fee and SST will be charged and reflected on same date ?

I got SST charged but no annual fee
*
For my 3 card ,all cst date different from af date
U may call scb to check
Leroi2x
post Oct 5 2020, 07:19 PM

Enthusiast
*****
Junior Member
701 posts

Joined: Oct 2009
Im existing cm to scb credit card
Donno why suddenly have a button as activate digital card in when i view my account in mobile apps
After i try to click one of it ,it just show my digital card been activated ,but i already have the physical card
Not sure what does this mean...

Or it just a function to let us retrieve info for online payment when we dint bring out our physical card ?

And my justone card expired next month ,until now not yet received new card...
Leroi2x
post Dec 11 2020, 10:54 PM

Enthusiast
*****
Junior Member
701 posts

Joined: Oct 2009
call up to request for annual fee waiver for 3 of my cc
but cs told me now nid login internet banking to request on myself in order for the waiver...what a joke

and in the help section the option of credit card annual fee waiver doest work as show i dont have eligible card
need to pick on other option and send in a manual request
Leroi2x
post Dec 12 2020, 12:56 PM

Enthusiast
*****
Junior Member
701 posts

Joined: Oct 2009
QUOTE(AnasM @ Dec 12 2020, 09:21 AM)
u need to request after AF charged or before?
*
after it charged , i called before charge , they ask me call after it was charge

 

Change to:
| Lo-Fi Version
0.0494sec    0.24    7 queries    GZIP Disabled
Time is now: 2nd December 2025 - 01:42 PM