cash back cycle is based on calendar date right ?
example : 1/june - 30/june
am i right ?
Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards
Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards
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Jun 2 2018, 09:33 PM
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#21
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701 posts Joined: Oct 2009 |
cash back cycle is based on calendar date right ?
example : 1/june - 30/june am i right ? |
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Jun 11 2018, 07:58 AM
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#22
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701 posts Joined: Oct 2009 |
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Jun 19 2018, 07:21 PM
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#23
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Junior Member
701 posts Joined: Oct 2009 |
QUOTE(fruitie @ Jun 19 2018, 07:11 PM) Due to WM conversion to cash, worth to use WorldMiles card in local, say compare to MBB FCB VS 2%? Sorry my math sucks. I have the same idea when i saw some1 mentioned 2.2% cbBut if as above mentioned is true 68 point = rm1 1 point = spent local rm3 Rm204 = cb rm1 Cb = less then 0.5% Even spent oversea also wont touch 1% cb So , conclusion nothing special |
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Jun 19 2018, 10:23 PM
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#24
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701 posts Joined: Oct 2009 |
QUOTE(fruitie @ Jun 19 2018, 08:05 PM) I just tried and it's OK now. If spend overseas is RM 2 = 3 points. RM 1 = 1.5 points (for easier calculation only) That means, one needs to get 68*50 = 3400 in order to convert RM 50 cash back. Equivalent to 3400/1.5 = RM 2,266.67 overseas spending, slightly lower requirement than FCB VS. Not for local usage it seems. I hope my math is correct. QUOTE(SkyX @ Jun 19 2018, 09:07 PM) Local spending definitely a nono for this card. haha, you guy are rightForeign spending is rm2 = 3 points, so to get RM1 or 68 points you need to spend 68/3*2 which is rm45.33, then to get the effective cashback let 1/45.33*100% = 2.2%. I think if anyone can spend more than rm2500 in a month in foreign general spending, this card trumps the FC Barcelona card already as there's no cap to how many miles you can earn. i though oversea rm2 = 1 point |
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Jun 23 2018, 10:00 AM
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#25
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701 posts Joined: Oct 2009 |
QUOTE(eddie2020 @ Jun 22 2018, 02:31 PM) SC request form submission.. Ytd submitted to them.. Today morning call me verify... Quite fast... Then after verify tell me will take maximum 20days to see if I fail or success for the application... Then jz now lunch time they call again, I didn't hear in details.. They say something like will come to my company for donno what ic /kwsp verification.. Meaning if success they straight provide me card ah. Feel weird.. He say normal procedure I required to go their branch office, since they cover my area then they will send their van.. What document you been summit? Only form or any other income document?From your info ,most likely they will come to you with a kwsp machine ,cucuk ur ic and print ur kwsp mini statement to prof income |
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Oct 1 2018, 07:24 PM
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#26
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701 posts Joined: Oct 2009 |
QUOTE(enixcv123 @ Oct 1 2018, 10:35 AM) Apply JustOne on last friday. I thought the minum requirement is 24k P.A. Sure the requirements is 24k p.a.Then today got a call from SC today saying that my annual income needs to be at least at 100k++ above only able to get it, as the bank will take in consideration of housing and car loan etc and hence that ammount came out. lol.. kinda weird of the 24k p.a requirement there. ps: my income is roughly 100k. The amt that the guy tell u probably is bcox ur debt You need the income that he mentioned only able to pass for your DSR commitment Else if your income not able to afford as from bank view ,you wont able to get it |
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Oct 4 2018, 12:23 PM
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#27
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701 posts Joined: Oct 2009 |
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Oct 12 2018, 10:27 PM
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#28
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701 posts Joined: Oct 2009 |
if i spent 2.5k with justone plat to top up bigpay , will i get the cash back 85?
or i must spent other category ? |
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Oct 13 2018, 11:42 AM
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#29
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701 posts Joined: Oct 2009 |
QUOTE(lil_flank @ Oct 12 2018, 03:58 PM) Wow, so strict. I sometimes afraid that i forget to pay one of my credit cards coz have quite a number of credit cards on hand. Abit tedious to track. Sometimes one forget can wipe out our few months hard earn cashback. i will use this app for remind every card due date and even annual fee date https://play.google.com/store/apps/details?...rdmanager&hl=en QUOTE(cybpsych @ Oct 12 2018, 10:29 PM) thanks sir |
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Dec 7 2018, 07:55 AM
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#30
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701 posts Joined: Oct 2009 |
QUOTE(fruitie @ Dec 6 2018, 09:24 PM) Got this cap at SCB booth in The Gardens. I passed by the booth and one sales guy approached me, upon telling him I'm already an existing customer, he said I can get a free Liverpool cap by updating my income details. He needs my IC to print EPF statement and a SCB card details to fill in form. Nice wo for etb also got gift[attachmentid=10129467] If got Jersey lagi best but i seldom go garden |
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Dec 21 2019, 02:50 PM
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#31
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701 posts Joined: Oct 2009 |
Hi all , for the justone auto debit for insurance
does it must be posted on the first week ? or it can be any time as long as within the calendar month ? as i read in the tnc have abit confuse btw im using allianz ,as i search the last post about allianz should be all fine right my plan 2.3k BP withdraw + rm220 allianz auto debit aim to get rm60 CB 3. Transactions must be posted within the first week of the following month to be eligible for meeting the minimum spend stated in Clause 1 above. Please note that transactions may be posted late by the merchant. The Bank will not be held responsible for late posting. |
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Jun 14 2020, 12:37 PM
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#32
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701 posts Joined: Oct 2009 |
i just live chat to request for SST cash back with 2 diff agent
both decline my request for my justone plat... i donno why my card sst and AF come with diff date maybe i should try again few day later btw i notice the live chat agent title is premium executive and my online banking right top is showing SCB premium any1 notice that ? anything change ? |
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Aug 6 2020, 08:08 PM
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#33
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701 posts Joined: Oct 2009 |
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Oct 5 2020, 07:19 PM
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#34
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Im existing cm to scb credit card
Donno why suddenly have a button as activate digital card in when i view my account in mobile apps After i try to click one of it ,it just show my digital card been activated ,but i already have the physical card Not sure what does this mean... Or it just a function to let us retrieve info for online payment when we dint bring out our physical card ? And my justone card expired next month ,until now not yet received new card... |
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Dec 11 2020, 10:54 PM
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#35
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Junior Member
701 posts Joined: Oct 2009 |
call up to request for annual fee waiver for 3 of my cc
but cs told me now nid login internet banking to request on myself in order for the waiver...what a joke and in the help section the option of credit card annual fee waiver doest work as show i dont have eligible card need to pick on other option and send in a manual request |
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Dec 12 2020, 12:56 PM
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#36
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