What does that have to do with auto-billing? Frankly speaking I think you guys are reading the T&C wrong.

Why? Why must it be one the first week? Is it because of this clause?

That's the thing I understood as well. Not sure why so many are making a fuss out of it.

As I read it, basically it'll just hit if your auto-bill gets debited near the end of the month, which will have a probability of the posting date being delayed till the first week of the following month. If not, there's nothing for you to worry about.

I stand corrected if I got it wrong though.

I'm interested about this as well. I've never read anything about topping up BigPay being a FPX transaction.

Just topped up BP 2.5K on my JOP. It was silky smooth.

No, it's not the same. Even I myself with a few GE policies were billed on different date for each.

May cashback isn't even in yet.

Total spend of RM2.5K is required if you want to hit the max cashback of RM60. Out of this RM60, the max you can get for online spending cashback is RM30. The other RM30 must come from either petrol or auto-billing.

June's CB which will come in mid of July will still be RM85 max.

Yes:

Excludes petrol & insurance.



This post has been edited by talexeh: Jun 19 2019, 10:18 PM

Current month = yes.

Next month = no.

EDIT: For next month, BigPay top-up should still be parked under online transaction but it'll be capped at RM30 only. You'll have to get the other RM30 from petrol & auto-bill.

This post has been edited by talexeh: Jun 20 2019, 11:24 PM

My bad, you didn't misunderstood me. I was actually referring to the eligibility of full cashback instead. My apologies for the confusion caused.

This post has been edited by talexeh: Jun 20 2019, 11:24 PM

No one can confirm since we have conflicting T&C from both SC & RinggitPlus. RinggitPlus specifically mentions "no automatic waiver" so it certainly sounds like we can give SC a call once your AF shows up in your statement.

JOP statement from SC: https://av.sc.com/my/content/docs/my-sc-jop...credit-card.pdf


JOP statement from RP: https://ringgitplus.com/en/blog/Cash-Back-C...-July-2019.html

It was RM85 but from this month onwards, it has been reduced to RM60 with a few tweaks.

This has been discussed in length since quite a couple weeks ago.

Auto debit (for Domestic customers only)
Registration can be done at our Head Office, Indah Water Unit Offices and Maybank branches

Source: https://www.iwk.com.my/customer/payment-method

I doubt IWK bills will add much to your expenses though since they only charge once a quarter.

Where do you see the clause / statement that mentioned so? If you're referring to the T&C clauses below, then you gotta re-read & understand what's the difference between transaction & posting dates.


This post has been edited by talexeh: Jul 3 2019, 01:19 PM

Dey, his diagram clearly shows that you can spend it any time as long as it gets posted before the first week mark of the following month.

A bit OOT but my 1-JUN-19 transaction at Guardian pharmacy has yet to appear in my AMEX so yea, never say never.

Transacted date & posted date are two separate things.