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Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards

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skty
post Feb 3 2020, 02:39 AM

There is only one thing I know. That is I know nothing.
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QUOTE(beLIEve @ Feb 3 2020, 02:33 AM)
1) 9 links he got last nite started with 1Nxxxx. he suspect that there are 15 1Nxxxx links before moving to 1Oxxxx.

2) I suppose based on the total 10+26+26+10+26+26+so on = 248, and assume each "first two" codes accompanied by 15 random xxxx at the end.
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this is more confusing already.

link and sequence, what is the difference?
skty
post Feb 3 2020, 03:17 AM

There is only one thing I know. That is I know nothing.
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QUOTE(cucikaki @ Feb 3 2020, 02:53 AM)
Link generated are in sequence. So when i said

2A-2Z - 26 seq, referring to 2A 2B 2C.....2Z seq generated by SCB. A to Z has 26 alphabets.

I was trying last night at 3.30am, spamming how many links one sequence will generate, which is 1N for my case last night, and I got 9 links with 1N sequence. I dont have the luxury to try further for 1O as my quota also limited, but in between that, i got 2 winning link and 9 non winning link. - i actually won on the 10th attemp but coz i spam with 2 phones (1bp and 1 boost so i accidently topup my boost before i get the sms)
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based on what you clarified, I do some correction based on my understanding to avoid confusion:

If u drift before 6pm, alphabet mostly means win something.

But if u drift at night, alphabet means no prize also (or with prize)

The non-winning sequence starts '01'-'09' then '0A'-'0Z' then '0a'-'0z'.
Then it will continue to '1XXXX', '2XXXX' till '9XXXX'. After '9' non-winning sequence finish, it will start back with 'AXXXXX' and so on...

Most of the time u will get prize with link starting with alphabet. But there are times u will get prize with link starting with number, for example during that point of time, the non-winning sequence is '1BXXXX', it will continuously generate '1B' then '1C' non-winning links, however if u suddenly get link that starts with '5' during ‘1’ sequence, then that one is the winning link.

Yeah no time to favour the winning chance. Doing it during busy time, 12-1am or 8am-11am, reduce the chance u fulfilling the non-winning entries sequence.

For example of price based on link sequence,

RM0, RM0, RM0, RM0, RM5, RM0, RM0, RM0, RM0, RM15, RM0, RM0, RM0, RM0, RM5, RM0, RM0, RM0, RM0, RM10.

Doing at busy time, reduces the chance of you being the one pushing the RM0 RM0 RM0 non-winning links in a non-winning sequence until you get the winning link.

These first 2 days I experiment with the game at 3.30am where I believe most people asleep and found that it takes 4 times of continuous 'RM0' non-winning links to get another winning link. So I believe the interval is four 'RM0' non-winning links then one winning link. - not conclusive as first day, the interval seems to be three, but 2nd day, the interval is four.

Then one would argue, I top up at 9.10am an get a winning link and try again at 9.11am also get a winning link, well it’s because perhaps for three/four people took the ‘RM0’ non-winning links in between, hence u should consider yourself lucky.

Prices RM10,RM15,RM20,RM50 and RM100 is widely spread, compared to RM5.

I also believe RM100 winning link is around sequence of '1A'-'1z' and maybe the 2nd RM100 winning link is between '3A'-'3z' then the 3rd is between '5A'-'5z' (but sequence '5' has no rm5 winning link left hence no one has the audacity to spam their bp/boost after the link has reach sequence '5').

Just to recap, everyday there will only be 1,235 prizes to giveaway, and if 1 user take 2 prizes, then left with 617 users fighting for the prizes.

If 1,235 prices are spread with winning chances on the every 4th, then it takes 4,940 times of RM100 spending in a day to deplete the prize pool. As per my observation, one sequence, for example last night '1N' non-winning links able to take 9 of my topup. So one sequence might able to take lets say up to 15 links a day before moving to a new sequence.

So let’s list out all the non-winning sequence, start with:

00-09 - 10 seq
0A-0Z - 26 seq
0a-0z - 26 seq
10-19 - 10 seq
1A-1Z - 26 Seq
1a-1z - 26 Seq
20-29 - 10 Seq
2A-2Z - 26 Seq
2a-2z - 26 Seq
30-39 - 10 seq
3A-3Z - 26 seq
3a-3z - 26 seq

Total seq is 248. Each sequence generates 15 non-winning links. Hence u get 3,720 non-winning links + 1,235 winning links = 4,955 links required to fulfill the above 4,940 times of RM100 spending in a day to deplete the prize pool.

Let’s try to deduce this even further, anyone ever get any prize, after the sequence already starts with 4xxxx? Except for rm20/50 and rm100. Coz i believe this 3 prizes might be hidden somewhere in between seq 4-9 also.

This post has been edited by skty: Feb 3 2020, 03:21 AM
skty
post Feb 14 2020, 02:14 PM

There is only one thing I know. That is I know nothing.
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QUOTE(cucikaki @ Feb 14 2020, 09:11 AM)
20x not even a RM5. Ive spent RM18,000 to date!. That’s just crazy.
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i stop chasing for daily two rewards already since the experience of Day 1 of February.

now daily do two times rm100 until the card feature CB quota limit hits then will stop.
skty
post Mar 15 2020, 12:28 AM

There is only one thing I know. That is I know nothing.
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QUOTE(chezzcake2 @ Mar 15 2020, 12:23 AM)
https://support.myboost.com.my/hc/en-us/art...rtered-Campaign

here shown 2...1or 2 jek...cincai la, i just reload 100 x 2...
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hahaha they are getting into trouble as they didn't revise all
skty
post Apr 19 2020, 05:46 PM

There is only one thing I know. That is I know nothing.
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QUOTE(Jack&Guild @ Apr 19 2020, 02:45 PM)
Started using this sarawakpay feature since early april. Doing the same thing too for boost previously for like 2 years. So far no warning or suspension notice from both app. The one that u said, what is the reason? If they did not allow, they should have not set the limit 1k each time and 4.5k per month. Anyway sarawakpay is under Sarawak Multimedia Authority. I know someone inside, if block then i get his help.
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thanks for the offering. We will find you for help if get blocked. thumbsup.gif notworthy.gif

you are the most qualified person to open a thread for Sarawak Pay. thumbup.gif
skty
post Apr 20 2020, 12:28 AM

There is only one thing I know. That is I know nothing.
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QUOTE(Jack&Guild @ Apr 19 2020, 08:02 PM)
No good to trouble him always. Unless its my own case. Hehe.
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hahaha ok. brows.gif
skty
post May 15 2020, 01:40 PM

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QUOTE(PrincZe @ May 15 2020, 12:08 PM)
user posted image

think must take additional only can waive AF
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do they still offer 0% BT?

last time they offered that.
skty
post May 15 2020, 03:49 PM

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anyone got any experience converting a transaction to flexi payment?

does that transaction will still get 5% cashback?
skty
post May 15 2020, 03:59 PM

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QUOTE(GrumpyNooby @ May 15 2020, 03:56 PM)
Assuming you're referring to LFC card:

Retail Purchases EXCLUDES the following transactions:
(a) Cash advances, cash withdrawals, charges for cash advance or cash withdrawals, annual fees, interest, finance charges, late payments fees, disputed transactions or any other form of service or miscellaneous fees charged by us;
(b) Balances products including but not limited to Balance Transfers, Balance Transfer Plus, Cheque On Call, Cheque On Call Plus, Flexi On Payment, Flexi On Payment Plus, Flexi OnBalance, Flexi On Balance Plus, Easy Payment Scheme (EPS);
© Government service tax and any other taxes imposed by law;
(d) Government related transactions which include but are not limited to payment of rates, charges, fines to Governmental, statutory and judicial bodies;
(e) Charity and organizations related transactions which include but are not limited to payment and contributions to charitable, non-profitable, community or social service organizations;
(f) Transactions under Merchant Category Code (MCC) 8999 “Professional Services” which include but are not limited to Jompay transactions, FPX transactions and Paypal transactions.

Page 10 of T&C: https://www.sc.com/my/credit-cards/liverpool-fc-cashback/
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I am not sure but that can be interpreted as no cashback for 1/12, 2/12, 3/12 (those monthly installment for the amount that has been converted).

So if say RM1200 to be converted into 12 months flexi, each month need to pay RM100. The RM100 no 5% cashback. But will the RM1200 got 5% cashback?
skty
post May 23 2020, 12:57 PM

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QUOTE(cucikaki @ May 23 2020, 11:33 AM)
I just called CS and case number issued.

My stand is cashback they said base on monthly retail spending, my refund in april is related to my march spending, so even if they minus out from march spending, i still hit the rm2.5k transaction in march.

They should minus it out from april spending. 5 working days to get to me on the outcome
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This doesn’t make any sense.

If you don’t make any transaction during April, how they got any cashback to deduct from?
skty
post Jun 12 2020, 11:01 PM

There is only one thing I know. That is I know nothing.
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QUOTE(AlphaNexer @ Jun 12 2020, 10:59 PM)
anyone interested to be a PRiority bank with SC? PM wink.gif
we can share the referral fee~
lai lai
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don't need to stuck 250k in there then i interested. hahaha
skty
post Jul 2 2020, 09:11 AM

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the TnC never mention whether the cashback of supp card and principle card will be combine or not or have separate daily 2 cashback quota.
skty
post Jul 2 2020, 11:09 PM

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QUOTE(ClarenceT @ Jul 2 2020, 10:00 AM)
I beg to differ.

Liverpool MasterCard. Annual Fee RM175
Annual spend: RM2000 x12
Nett CB: RM50 x12 - RM175 - RM25
So RM 400 / RM 24000 = 1.67%

How many CC in Malaysia can give you 1.67% back for general use (excluding Government, petrol)? Still better than HLB Essential, OCBC Titanium, CIMB e-credit etc.

+ Campaign reward/rebate: Grab RM100 to get RM10 coupon, Boost RM100 to get RM10 Boost credit, games RM100 to spin for PTA/RM5/RM10/RM100, Lazada, Lazada Wallet (MasterCard), Shopee, Prestomall, FavePay.
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if can't get waiver, just cancel it and apply after 6 months. You can get rm500++ value of welcome gift.

few minutes ago I call up and get waiver for annual fee and SST cashback for all 3 cards.
skty
post Sep 24 2020, 10:25 PM

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this month JOP cashback quite late.
skty
post Oct 17 2020, 11:51 AM

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QUOTE(adele123 @ Oct 17 2020, 11:49 AM)
just reporting in. sst unsuccessful in getting compensation

called twice to try luck. also didnt get invited for spend and get. sad
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i guess the only way is to threaten with card cancellation

but be prepared to cancel if no counter offer
skty
post Oct 23 2020, 10:09 AM

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QUOTE(ClarenceT @ Oct 23 2020, 09:24 AM)
JOP - Part of monthly spending though no CB.
Liverpool - NOT a part of monthly spending.
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thanks for sharing!
confirm bro?
skty
post Oct 23 2020, 10:33 AM

There is only one thing I know. That is I know nothing.
*******
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QUOTE(ClarenceT @ Oct 23 2020, 10:15 AM)
Someone kena already last year.
It is clearly stated in Liverpool MC's T&C.

Retail Purchases EXCLUDES the following transactions:
(d) Government related transactions which include but are not limited to payment of rates,
charges, fines to Governmental, statutory and judicial bodies;


https://av.sc.com/my/content/docs/my-client...credit-card.pdf
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thanks for double confirm bro! notworthy.gif
skty
post Feb 9 2021, 04:17 PM

There is only one thing I know. That is I know nothing.
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QUOTE(cybpsych @ Feb 9 2021, 11:18 AM)
Revision to Q1 2021 Digital Credit Card Online Campaign T&Cs

https://www.sc.com/my/important-information...e-campaign-tcs/

user posted image
user posted image
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acquisition campaign?
skty
post Mar 9 2023, 01:54 AM

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QUOTE(nicklim17 @ Mar 8 2023, 04:17 PM)
Jop aka simply cash back in for redeem
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is this cashback for spending in January 2023?
skty
post Apr 6 2023, 01:16 AM

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just to check anyone gotten their cashback for spending in January 2023 for campaign "Year-End Spend & Win Campaign 2022"?

the RM5/RM100 cashback.

because I have not recorded whether I got win any cashback and I am waiting for it before I cancel all my SCB cards.

This post has been edited by skty: Apr 7 2023, 10:26 AM

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