QUOTE(mamamia @ Jul 9 2019, 04:13 PM)
Means either auto bill + petrol = RM60 or auto bill/petrol = RM30 + online RM30 which is RM60?
am I right?
Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards
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Jul 9 2019, 04:28 PM
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#101
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Jul 10 2019, 09:30 AM
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#102
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QUOTE(jiaen0509 @ Jul 10 2019, 08:55 AM) At 3 midnight I top-up BigPay with SCB JustOne. I wrongly enter the CCV but went through. haha for SC, yes, just hantam any cvv, will go tru, pbb and mbb cannot.My CVV example 122, I key in 322 but proceed after OTP. I thought I have good memory but still wrong hahahah |
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Jul 10 2019, 12:07 PM
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#103
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Jul 10 2019, 04:34 PM
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#104
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QUOTE(jiaen0509 @ Jul 10 2019, 03:57 PM) Question on SCB ccris. I assume when u apply card, they told u they will combine the credit limit for both card right? So, it might be under 1 account no. As long as total CL is tally then its ok.I have 2 CC which is JustOne and LFC. But in my CCRIS it did not show two card number. The number it shows is XXXXXXXXXXXX8557, but both of my card not ending with 8557. The outstanding amount is a combination of my two cards, which is correct. Any idea? is SCB work differently with other banks? |
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Jul 11 2019, 09:49 AM
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#105
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QUOTE(ckuanglim @ Jul 11 2019, 09:40 AM) I'm sorry that I need to ask question again. Why is "Y" have to be online transaction? When I spend RM400 in petrol, "Y" can be any retail transaction, right? Yes yes, you are right. That's just for example for 2 categories spending that both spending eligible to cb. Just flexible a bit la. Sifu2 here cant show u all possibilities available. you can add in Z, A, B, C, D etc as you like. Here shows that X can get you max RM60 while Y capped at RM30 only but combine X & Y still RM60 provided total spend must be more than RM2500.This goes back to my original question: |
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Jul 12 2019, 07:59 AM
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#106
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Haiz...the last RM85~~~~ gonna miss the missing RM25 that come easily~
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Jul 12 2019, 09:49 AM
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#107
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Jul 12 2019, 02:57 PM
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#108
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QUOTE(jiaen0509 @ Jul 12 2019, 01:47 PM) My card also maildrop. Yesterday Poslaju even wrongly drop the new applied PBB Infinite and world master credit card to me. I throw away because I simply open people mail So bad leh like that, at least return to postman or bank. the card owner sure complaint pbb why courier show delivered but got no card. If I were the card holder, I sure hate u 99 |
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Jul 16 2019, 11:53 AM
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#109
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QUOTE(Dkck @ Jul 16 2019, 10:26 AM) Just get to know that Jompay not calculating into minimum retail spend for Liverpool FC card. No wonder only get Rm25 cashback this month . Sigh Search "jompay"https://av.sc.com/my/content/docs/Notice-Re...s-exclusion.pdf Can someone clarify according to links above is it other utility like paying Maxis TNB using their own app also not counting into minimum spend ? -Jompay excluded as retail transaction. -TNB app, maxis app payment are retail transaction. This post has been edited by avinlim: Jul 16 2019, 12:01 PM Attached thumbnail(s) |
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Jul 16 2019, 04:21 PM
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#110
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QUOTE(zenquix @ Jul 16 2019, 03:33 PM) considering the ADB amount is earmarked for the 6months (eligibility of the promo) and assuming one is @ the 2.5k limit (15%) too many terms to follow... just put into high yield saving account better. straight fwd RM20k -> (60 * 6) = RM360 = 3.6% p.a. RM50k -> (120 * 6) = RM720 = 2.88% p.a. Conclusion - HLB FD better (not many other banks actually give rates more than 3.5) and only 20k is worth it |
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Jul 18 2019, 05:52 PM
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#111
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QUOTE(OKLY @ Jul 18 2019, 05:47 PM) I have 2 SC cards, Liverpool and JustOne. I accidentally mixed up the amount and transferred to wrong accounts between this two. Theoretically, you did not pay full for 1 account. As the accounts do not link to each other, so even paying one excess and one short, does not mean that you are "paying full" all together. Late interest penalty will still take place lawfully.So my JustOne has excess payment and Liverpool has not enough payment. I spoke to CS and they said they will help to transfer but it will take 3 days. My due date just passed and she said I will be charged the late payment fees/interest. Anyone has successfully appealed for such cases before? Technically I paid in full for my total combined statement, just to the wrong accounts. |
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Aug 9 2019, 03:08 PM
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#112
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Aug 19 2019, 08:53 AM
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#113
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QUOTE(mcricky @ Aug 17 2019, 05:18 PM) I can see all getting CB without decimals..mine got rm60 also for below: For my case is petrol RM181.80 get cb RM27. And I calculated some other forum members case same...rounded down to nearest ringgit. For your case, online 30, petrol insurance 29.87, you shoud get RM30+29 only, RM1 might be come from setel(RM1.5 rounded to RM1)2300 bigpay 100 insurance autodebit 99.11 petrol 10 setel By right, it should be CB 59.87 ( online 30, petrol insurance 29.87(199.11x15%) So, it's either it round to nearest ringgit or it accept setel as petrol. QUOTE(desmondk @ Aug 17 2019, 07:10 PM) For me ngam ngam RM2500 is dangerous, always go abit above. E.g bp RM2200 + RM400 etc etcQUOTE(eddie2020 @ Aug 18 2019, 01:37 PM) share some story about waiver... Regardless of SST or transaction. Outstanding posted on statement date must be cleared... dont not ever gamble on that. Whatever rebate/waiver that come later can always be claimed later. My advise is do not gamble on the RM25 or RM50 even it can be waived later. PAY ALL YOUR STATEMENT BALANCE each month.July i get statement of my SST but i didnt get annual fees.. so i called the bank and ask, if i get annual fees waiver... my option is, if i do not get waiver i will not continue i just cut both card.. so bank told me its not posted ask me wait august statement... here the catch , if i wait august statement, i will kena interest for rm25 x 2 card for sst late payment... If i pay RM50 then i get annual fees, i cut the card i rugi rm50.. So the bank told me SST will not have interest, if got interest its glitch i can ask for waiver... so now august statement out, i kena SST + interest late charges + annual fees... so i called again ask waiver, they told me annual fees both card can waive... then tell me SST cant waive.. i said ok, how about interest late charges... they said cant waive because i late payment didnt pay SST.. this is financial late charges.. Then some argument happen like the CS dont know what i trying to tell. I told the CS my situation again, and i said previous officer told me SST no interest charges, now you told me SST i didnt pay so i kena pay interest.. is totally 2 diff story, i ask them refer back previous my call record and if got voice record clip please open.. i already emphasize said SST interest can be waived or not? the officer said can... So she said will check with the officer and tomorrow they will give me a call... anyone have same prob as me? |
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Aug 20 2019, 02:57 PM
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#114
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Seems like Prudential and TIME auto debit got different story from customer and bank site.
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Aug 20 2019, 03:04 PM
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#115
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Aug 20 2019, 04:55 PM
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#116
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Aug 23 2019, 08:21 AM
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#117
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QUOTE(vin_ann @ Aug 23 2019, 05:45 AM) Btw, my GE auto debit, it's always showing 2 lines of transactions 1 floating in unbill and 1 posted for the same charges Yes, exactly, I just enroll, tot got double charge. But after 3-4 days one will disappear.Then after few days, it disappears Those who have weak heart will complaint call GE to find out. Pls be aware of this situation. Two months also the same. For those who enroll in GE auto bill, when got 2 charges same amount in your app, no need panic or rush to GE or bank customer service. Just wait few days, it will disappear. FYI~ This post has been edited by avinlim: Aug 23 2019, 08:22 AM |
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Sep 5 2019, 09:01 AM
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#118
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QUOTE(celciuz @ Sep 5 2019, 07:39 AM) Not yet receive, but I saw the data on my account. Then I noticed the expiry is same as my JOP 😩. Banks like PBB their expiry depends on when issue, while MBB follows the first card. Looks like SC follows first card? why dont you check your card expiry after you get that card? |
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Sep 12 2019, 08:19 AM
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#119
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Hope that this RM50 RM60 cb last for longer time.
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Oct 1 2019, 01:42 PM
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#120
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QUOTE(Gabriel03 @ Oct 1 2019, 01:34 PM) Currently holding JOP and will be charged with AF on 1st Nov 2019. In the worse case scenario where i cannot get the waiver, i will request for card cancellation. For citibank case, I waited for sst and AF appear on account. Then request cs to waive, but fail. So, I ask to cancel the card. The AF they can reverse back when cancel card. But SST must pay even cancel the card. After AF charged, cannot use the card if plan to cancel, if not, bank might not want to reverse the AF even want to cancel it.However, to avoid paying for AF, I would like to know if it's necessary to clear the outstanding balance before the AF is charged on my card or I can clear the outstanding (excluding AF), after finding out that I cannot get the waiver? So, its up to you want to wait till AF comes out or call before AF comes out and see how bank response to it. |
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