Big shots will invest in properties in London or Melbourne.
If FSM were to set up a branch in East Malaysia, I guess Kota Kinabalu will get first...

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Eunittrust model portfolio move equity to money market mostly
 We are raising our cash position across all model portfolio as we think that the US equity market current behaviour seems to reflect investment behaviour leading up to the potential tax cuts. President-elect Donald Trump proposal of a tax cut would be one of the highly anticipated event upon his inauguration on 21 Jan 2017. Thus, we are anticipating investors to partake in the profit taking activity beginning next year and similarly, other markets will also experience similar market movement as witness back in 1978-1979 (please refer to appendix page). As such, we are raising our cash to buy on weakness later on.

What you all think?

All of them heavy on phillip money market. Where is the place where one can find the performance of phillip money market ?

only good thing from RSP is that you have a lower minimum subsequent purchase.

wait we can elect to face distribution in cash form?

I fully agree with this.

Say after Trump doing tax cut and what not which are speculated (by eunitrust) to affect the market so badly ( look at the ports ! Almost completely swapped out the entire investment !!!), then seriously there is no place to hide, and hiding under Malaysia is actually a terrible choice !

You got to see their recommended portfolios.

The conservative ones are >80% mm. It has to be a major WORLDWIDE economic crash then one will adopt such a portfolio ! In other words, eunittrust is predicting that there will be a major crash in 2017.

That's one strategy. You buy regardless of the price every month and get the average final NAV when you liquidate (when you need the money). That way will not cause you to have emotions about topping up more/withdrawing as it's fixed every month.

The good side:
- You only pay 1% SC compare to 2% if you buy whenever you like.
- It's average. You won't get the highest return nor the lowest return.

The bad side:
- You may miss out on massive "discounts" especially if it's shortlived as RSP usually happens on the middle of the month.

Without too many people noticing, Affin Hwang Japan Growth Fund has become the top fund of the month.

How i wished I got it as a recommendation when I asked about a fund inside Affin Hwang which I can switch to from ponzi 1.0 ....  regret.

Been observing for awhile, you indeed sound like the most jumpy one of all here. Will be interested to see how your portfolio as a whole does after you have invested for 2-3 years maybe. Don't forget to share with us! All the best! 

Long time don't come here lol
RHB Kidsave performance is really bad these few months lol
CIMB Principal Asia Pac Dynamic seems to be quite ok buy few days already gain 2%

Short & nice......
I liked it
Wanna cut 1- 2% off each fund and go into 5% each on india & ta global tech? For commandoes. 💪

you mean BNM gona raise rate next year?
erm, buy bond fund for it's stable and good return loh~but this year totally change my mindset about bond's stability...

my take on Reits.

it is a must have in any portfolio as properties have always given the best rewards but with that power comes great volality.

think of it as that final touch on the icing on top of te cake or that garnish on that cocktail to spruce up your portfolio or even that necklace between the bosoms of a magnificently burlesque dancer

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I will add only max EM30k. After that shift to singapore as they have more and better fund than us, same or higher returns.

Still waiting for confirmation. Once my bank account approve, will update you. Also, once approved, will send in my application for POEMS SG and buy at 0.75% (one time service charge - no platform fees) compare to FSM SG which is 0.4%/year (platform fees). Already took and pass the Singapore Govt investor test (there are 2 to take - just take so that POEMS will have no excuse to reject me). Just waiting for my bank account application to be approved.
Of course not. I don't do DCA. Even FSM malaysia also I don't do DCA.

Quite sure there are a few platinums here.

Test is free of charge. POEMS application is also free of charge. Most funds in SG also like Malaysia. Min 1k (but in SGD) except those US funds where it might be USD1k. POEMS insist on commission of oath for documents unless you're walk in customer. No online application. All have to do old fashion way (mail in to them). Sekarang zaman apa???   

If you have OCBC/DBS SG, you can do ninja trick (different from FSM MY ninja trick  ), buy at 0% SC from FSM, transfer all out (SG transfer is not like Malaysia UT where we have to sell first)

If transfer, will try with money changer SGD100-200. If can masuk, then increase  But first thing first wait for bank application to be approved. No bank account, No POEMS.

Did you guys use the fsm apps in Google play?