plan for longer term at least 3 years above.
Stock can run further then that? my risk appetite low.

English usage problem la
It's not auto-optimize, it's for U to screw around (add/remove/change amounts) VS your ori

D1U! I want automatic, I want simple, I want Maggi Mee™!

Xuzen

Low risk appetite and stock market =

Xuzen

Buy REITS.

Still correct what. Can buy REITS.

This post has been edited by Ramjade: Oct 30 2016, 01:36 PM

consider as moderate ,half equity half fixed income ,low risk investor~
but quite satisfied with the return with low volatility

#thanksforsharing

This post has been edited by DearWJ: Oct 30 2016, 04:48 PM


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is gud, is gud
more lemmings, easier to make $

have U seen REITs going down >30%-40% ar?
if not, please don't state stuff like that..

This post has been edited by wongmunkeong: Oct 30 2016, 05:05 PM

I don't think Malaysian REITS react that that badly?

Interesting. Did your combination allows you to balance out each other individual funds's higher volatility and achieve smaller overall volatility ?

Please reveal your portfolio and % allocation.

This post has been edited by puchongite: Oct 30 2016, 06:54 PM

Boss,

Are u refering to US reits? Which country?

to Ramjade also
Local, SG, US, etc

example 1:
http://finance.yahoo.com/chart/5120.KL#eyJ...uZyI6dHJ1ZX0%3D

For those who cannot clink on links / lazy spoonfed flers:


U want more? go dig - so many tools these days VS old farts days of newspapers & magazines

hehe sigh... it's good that newbies are so gung ho.. thus they call it the generation-cycle or 20-30 year cycle when the new ones forgot what happened 1 to 2 generations ago, it repeats

This post has been edited by wongmunkeong: Oct 30 2016, 07:54 PM

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guys beginner try to play invest
have any guide?

for a starts, may I suggest that you try to read and understand these before you try to play ....
http://www.moneysense.gov.sg/Financial-Planning.aspx
http://www.moneysense.gov.sg/Understanding...nvestments.aspx

https://www.fundsupermart.com.my/main/school/school.svdo

page# 1, post# 1

page# 19, post# 371

and many more on fund house sites or googles......

if you wanted "to play invest", remember to "play" with the amount of monies you don't need for a few years and not with borrowed monies.

This post has been edited by T231H: Oct 31 2016, 06:52 AM

Most of the funds are there but negligible overall impact if look at it long term ( 5 year ).

I just did a port which consists of KGF, Ponzi 2.0 and CIMB global titan in equal split, the result comes out almost the same for 5 year.

But they differ in geography and sector coverage

Good morning everyone! How's everyone doing this week? Looking forward to the next top up? I know I am

If the market continues to slide, this will just prove sifu Ramjade's theory ( that "it is a good time top up when market goes down" ) isn't a really good one. LOL.

This post has been edited by puchongite: Oct 31 2016, 09:41 AM

Here's my guide:

Play & Invest are two different thing and they use different strategies to execute. You decide whether you want to play or do you want to invest?

UTF is a better tool for investment but poor tool for play.

Xuzen