VP = Variable Price, meaning the fund price (NAV) will fluctuate and it is determined by the fund performance, a.k.a. normal unit trust

FP = Fixed Price, meaning the NAV will always fixed at RM 1.00, you grow your investment in the fund by yearly dividend

yup. depends on units availability & staff.

have unit, staff don't want to help also cannot 

I recommend u go try at affin bank as they are more helpful

For FP, yes, you need to be persistent to visit branch and with "connection" in hope to get the amount of unit you are satisfied with

Although you can invest via several internet banking option, the charges of RM 1.06 regardless of the amount you invest and whether you successfully secure you unit or not, is kinda turn away for many, unless got event

Heard some one said ASNB is introducing their own online platform, we shall wait and see how they do to improve the current situation