tried to top up via counter for all the FP funds.... no luck at all ...no units availble....

You really very lucky.... 5 figure in ASW....

Go to three locations to top up... get nothing... (:

Today went to a bank ... officer said cannot top up anymore, one day one transaction, even the transaction was with other bank.... and officer said that the new form has a column to indicate why you need to do a multi times of transaction...
Any one face this before

You all really so lucky some more five digits, i want to get a three digits, also cannot get... wonder why i have not get the luck

Isn`t that the risk should be lower than stock market，forex, variable unit trust?

The safer one is FD ..am i right?

[quote=bbgoat,Oct 19 2016, 01:18 PM]
My ratio is even higher than u quoted.

How about u ? ASX:FD 80:20 ?

[/quote

My ratio the other way round, asx:fd. 20:80

actually this ratio should be fine.... 380 in ASx, 120 in EPF, 20 in Stocks, 5 in FD, 1 in UT....

for me.... i would put more weight and my ideal or target is to have below ratio

3.33 ASx : 3.33 FD : 3.33 Stocks : 0.01 in Banks

UT not so keen and also dunnu what to buy at this moment ......

Normally sell back mostly due to mistake of capturing too much units and the buyer not having enough cash to buy ..... i suppose this is ok ...and no need any reason ....

some banks start to use new form and some still stick with old forms.....
new form

Part A - Maklumat Pemegang Unit:
has 2 type of info to fill, one for the owner and the second one is for Penjaga...means to buy for your children...


Part B - Maklumat Pelaburan Tambahan
jumlah units
cara bayaran cash or cheque or pindah akaun

Part C - Maklumat Urus niaga pada hari yang sama

jualan balik dan jumlah
atau
sebab melaksana SDT (same day transaction)

Part D - Arashan pengisytiharan

This post has been edited by Kamen Rider: Oct 19 2016, 05:24 PM

yeah not to do comparison.... but the ratio will give us some benchmark on how we allocate our assets....
presume that age 25-35, 36-45, 46-55 and above 56 have different assets allocations.....

as heard ppl said the older you are, the lesser you put in volatile market instrumentals financial products...

should i put 3.33:3.33:3.33 ratio for low risk to high risk portfolio ....

mind to compile a table or graph from the year you start invest in FP till now.... not the amount but the date and time

Great to hear that .. yeah i must say this is a amazing thread with all the wonderful people here ....

Whatever it is on FSM supporters going to say.... as long as we enjoy consistent 6% plus plus for next 5 years ( short term) and another next 5 years then all of us will very happy already......

what financial you are talking about ... shark loan or shark fins loan //// lol

yeah ...talk so much but like tin kosong only .....

2 years .. must be a very attractive rate .......

tomorrow ...must go to hunt more units.... since the AS1M dividend declaration date....first week kind of easy to get some fishes...and 2nd week a bit less, now 3rd week.... is even harder to get....

so next hunting season will be 1-Apr-2017



This post has been edited by Kamen Rider: Oct 19 2016, 10:27 PM

100 units for 10 person per month...so they must be keeping some units for this campaign...

hope they declared bonus units 1 for 1

1. i think most of us not putting all eggs in one basket... i doubt that any of us dump all $ into ASX FP......., presume you are so lucky can buy all the units you want .....then the ratio for ASX FP: FD : UT : STOCKS will be 100:0:0:0

2. wow ..debt free, let me guess your age , but i think age is not so important here to guess...., you are very good financial shapes, provided you have 1 car, 1 house, 1 spouse, few kids , and can declared as Financial Independent and retire any times....

3. Stocks markets is another piece of financial products... very volatile ...... with many nightmares if you sail to the wrong directoin...

4. UT, i don't think you play sikit-2, as fund manager plays for you, you just give them the money , so you ain't playing, you are being played


nice to meet you...