Other than that, maybe early morning when bank opens maybe a good timing. I heard Affin officer say ASNB do allocation at beginning of the day based on the sale volume at closing of previous working day. 

Thanks for replying bro.

#2, you mean if online purchase failed still have to pay fees ?

hi. very sorry for the super noob question. i missed the boat on asw because was overseas that time. is it possible to still open a new account now? i understand that if unit available we can open account? am i right?

Hi sir, why? Any festival?
or year end "back to school" so ppl need some money?

Maybe before school holidays. But hopefully by that time I would have stopped the "Hunger Games", whoops ................ hunter games. 

Actually one other reasons why I stayed away from FP (other than cannot open acct) is the "hunting game", hit or miss. But I guess that days are nearing finish for me. Sooner than I thought. 

Unless I like auntie change my target. 

Thanks bro, I really lupa dah haha. those "golden tips".
Should we try from now on? It's already near to 29th Deepavali.

Opportunity cost = lost of dividends right?

Just try all three? I would like to try asw, asm. To find equilibrium, as1m heavy.

30th is good for pantai timur citizens.

gonna try whenever I am free to visit bank at last minute.

haha must bring 3, in case those two no units.
Keep 1 in pocket and take it out as last secret weapon.

Which bank you went? All of then there hunt for units?

Understand Maybank has few number queues, if hunt for units, they have different queue ...unless all want to do asb transactions

AS1M easy to get... so you will get what you want anytime

Monday also normally busy day due to various reasons, right ? 

No, I didn't try to top up AS1M, as since dividend date till now.... out of all the top up, 95% skewed towards AS1M.... so stop for AS1M, now trying to get ASM or ASW.....

After 50k, asked the Affin staff to get another 10k. Got it also. So 60k within few minutes. But not the highest. Someone got 80k at one shot before. 

Saw some discussion here on getting ASX on the 1st day of the month. Asking myself is it really that critical to get in on the 1st day, how much will I loose out if not successful etc.

[attachmentid=7851300]

Pardon me for my simplified assumptions.

Suppose I have RM10,000 to work with, in ASX or FD.

AA
If I could get it into ASX on the 1st day of the month, jolly good! See green line.

BB
If I decided to put it in FD, see red line.

CC
If I failed on the 1st day of the month in ASX, I try again for the remaining 29 days and managed to get in. See blue line.

I am surprised that it takes about 30+30+12 = 72 days for ASX to break even with FD if one fails to deposit into ASX on the 1st day of the month. Actually, it is 3 months as they do not calculate the interest on daily basis but monthly. I have ignored the case where one puts the money for some daily interest while waiting for ASX.

Despite the 3 months breakeven period, I will still try to get it on any day of the month if my 1st day attempt is unsuccessful. Ha.

Cheerio.

P/S Does not matter whether the amount is 1,000, 10,000 or xxxxx. The breakeven period is the same.

What a guy !