Welcome Guest ( Log In | Register )

Bump Topic Topic Closed RSS Feed
5 Pages « < 2 3 4 5 >Bottom

Outline · [ Standard ] · Linear+

 Ultimate Discussion of ASNB (47457-V) Se7en, Wholly owned subsidary of PNB (38218-X)

views
     
heavensea
post Nov 1 2016, 08:59 AM

Look at all my stars!!
*******
Senior Member
9,616 posts

Joined: Dec 2013
QUOTE(Ramjade @ Nov 1 2016, 08:44 AM)
If you are still putting FD better lock now. Me, I am removing all my FDs  rclxms.gif Inflation in Malaysia is just too high  cry.gif
*
My fd rate around 4.3% only.. I can't lift up until next year's April in order to get the "full 4.3%". But I received the lower interest rate around 3.4 for every month, so I can still surrender it if I want to.

Should I surrender after receive the latest interest, so I can park inside fp asx. What do you think?
heavensea
post Nov 1 2016, 09:09 AM

Look at all my stars!!
*******
Senior Member
9,616 posts

Joined: Dec 2013
QUOTE(AIYH @ Nov 1 2016, 09:05 AM)
If there is no penalty, why not? smile.gif
*
Ya lo, no point for me to lock in the money and gonna wait until next year's April to get the full interest..

might go to top up later, depends on available units.. gonna surrender the last and only fd.
heavensea
post Nov 1 2016, 09:48 AM

Look at all my stars!!
*******
Senior Member
9,616 posts

Joined: Dec 2013
QUOTE(Ramjade @ Nov 1 2016, 09:12 AM)
How nice *sarcastic* banks WILL PENALISE you for uplifting early.  whistling.gif
*
it's efd promotion so no penalize. biggrin.gif
but only do it after 2 days to get my latest interest.
heavensea
post Nov 1 2016, 10:24 AM

Look at all my stars!!
*******
Senior Member
9,616 posts

Joined: Dec 2013
QUOTE(Ramjade @ Nov 1 2016, 09:54 AM)
I don't think so. Just try uplifting and see if they deduct your principal. If they don't deduct, you are very lucky. biggrin.gif
*
I'm receiving around 5.225 p.a (plus everything and divided by 6) for the rest of 6 months. Might keep it in case they deduct my capital biggrin.gif

btw how to "try uplift"?

This post has been edited by heavensea: Nov 1 2016, 10:25 AM
heavensea
post Nov 1 2016, 10:35 AM

Look at all my stars!!
*******
Senior Member
9,616 posts

Joined: Dec 2013
gonna share something.. truth story and it just happened today.

an uncle bought portfolio of PM UT for RM39k at 5 years ago, and guess what?
He received RM38k when he update his fund balance, and he is not allowed to sell it by today? The bank ask him to wait their manager come back...

This post has been edited by heavensea: Nov 1 2016, 10:35 AM
heavensea
post Nov 1 2016, 11:19 AM

Look at all my stars!!
*******
Senior Member
9,616 posts

Joined: Dec 2013
QUOTE(Ramjade @ Nov 1 2016, 09:54 AM)
I don't think so. Just try uplifting and see if they deduct your principal. If they don't deduct, you are very lucky. biggrin.gif
*
you're right bro, I'm dreamer.
* The rate payable for efixed deposit flexi 2.0 campaign uplifted after the completion of
the first 2 months period, interest shall be half (1/2) the campaign rate for the
completed number of days until premature withdrawal or closing of account. The interest
paid upfront will be deducted from the principal amount* innocent.gif

QUOTE(OPT @ Nov 1 2016, 10:40 AM)
Depends on fund...
But bank cannot do that
*
I persuade uncle to sell all by tomorrow. bruce.gif

QUOTE(Ramjade @ Nov 1 2016, 10:44 AM)
Go to another public bank.
*
Tmr will be done, wait "manager" back and gonna ask why no one ever "switching" for uncle portfolio.. confused.gif

QUOTE(OPT @ Nov 1 2016, 11:11 AM)
This morning 1st try elek...
*
got big fish ya. brows.gif
heavensea
post Nov 1 2016, 11:50 AM

Look at all my stars!!
*******
Senior Member
9,616 posts

Joined: Dec 2013
QUOTE(nexona88 @ Nov 1 2016, 11:28 AM)
Why needs to wait for manager wan doh.gif
Simple task also cannot do huh??
Or there's some reason behind it  devil.gif
*
pity that uncle, I help him to deal with their staff.. they told me only "manager" can access system, might trying to persuade uncle to "stay" for those shyt funds.
PM ut.. thumbsup.gif
heavensea
post Nov 1 2016, 12:24 PM

Look at all my stars!!
*******
Senior Member
9,616 posts

Joined: Dec 2013
QUOTE(plumberly @ Nov 1 2016, 12:08 PM)
Sorry, I am a bit slow in understanding.

38K is his book balance now and he cannot sell till manager is back?

Mind telling name of the UT? Regular saving? Regular growth? ??
*
I am not sure but I've make an appointment for uncle so he can deal with "manager" to sell all of his pm ut. blush.gif
heavensea
post Nov 1 2016, 02:01 PM

Look at all my stars!!
*******
Senior Member
9,616 posts

Joined: Dec 2013
QUOTE(OPT @ Nov 1 2016, 12:33 PM)
Third try now...🙏

Another 4 digit...
*
QUOTE(OPT @ Nov 1 2016, 01:34 PM)
AS1M...not much available it seems.

Fourth try now 🙏
*
Live streaming.
heavensea
post Nov 1 2016, 08:18 PM

Look at all my stars!!
*******
Senior Member
9,616 posts

Joined: Dec 2013
QUOTE(Vincent9696 @ Nov 1 2016, 07:10 PM)
Yeah...nice try today... Hehe
*
Share more. biggrin.gif
heavensea
post Nov 1 2016, 09:52 PM

Look at all my stars!!
*******
Senior Member
9,616 posts

Joined: Dec 2013
QUOTE(bbgoat @ Nov 1 2016, 08:50 PM)
There is someone asking me to "dump" PM. Haha ! I think overall I am still happy with the returns I got. Actually it is over 16 years from 2000 to 2016, growing from 100k+ to 440k (up and down a little bit). The most I will do is maybe to take out some "not so performing" funds.

It is not possible to buy just so called performing funds, as "today's performance is not indicative of future performance".

I took a step which is in between FD and UT, which is the ASX FP fund. But in my mind I still treat it as UT. I respect others opinion as we may see thing differently.
*
pm ut grow around 3xxk notworthy.gif
the problem is uncle/aunt who doesn't know how to use computer / switch funds = not suitable for PM UT...
don't expect pm ut funds managing ppl help them to switch..
heavensea
post Nov 1 2016, 09:53 PM

Look at all my stars!!
*******
Senior Member
9,616 posts

Joined: Dec 2013
the dividends of fp asx automatically "reinvested to top up the same fund" if we didn't cash it out? I means compounding automatically? No need manually to do it right?
heavensea
post Nov 1 2016, 10:09 PM

Look at all my stars!!
*******
Senior Member
9,616 posts

Joined: Dec 2013
QUOTE(nexona88 @ Nov 1 2016, 10:06 PM)
For now, yes.. It's reinvested automatically..
Future I not sure.. As there some rumours future dividend would be bank in to unitholders bank accounts
*
Ya you mentioned about this. If manually in the future = very hassle..
heavensea
post Nov 1 2016, 10:11 PM

Look at all my stars!!
*******
Senior Member
9,616 posts

Joined: Dec 2013
QUOTE(Ramjade @ Nov 1 2016, 10:05 PM)
Yes. Provided SC approved. Or else, they will issue cheque/bnak in the money to you.
*
Sc approved? I thought all "account lama" = automatically reinvested?

QUOTE(AIYH @ Nov 1 2016, 10:06 PM)
Yes, it will reinvest the dividend units smile.gif
*
Thanks for the info, I forgot multi quote "1" lolz.
heavensea
post Nov 1 2016, 10:23 PM

Look at all my stars!!
*******
Senior Member
9,616 posts

Joined: Dec 2013
QUOTE(nexona88 @ Nov 1 2016, 10:14 PM)
If that's really happened, then there would be minimal units available.. As those normally withdraw on dividend day won't do that as the money bank into casa....

As for your another question..
Fund size needs SC approvals.. If no approval for increased in fund size, dividend paid in cash (bank in) blush.gif
*
Sc=? Standard Chartered biggrin.gif

Which means if the dividends paid out "unable to buy" units at that day = pay back to investors?
heavensea
post Nov 1 2016, 10:34 PM

Look at all my stars!!
*******
Senior Member
9,616 posts

Joined: Dec 2013
QUOTE(nexona88 @ Nov 1 2016, 10:27 PM)
Lolz its Securities Commission laugh.gif
Second part I don't understand what u trying to say? blush.gif hmm.gif
*
Dividends reinvested into funds = need aporoval by sc, so they normally increased ot every year?


QUOTE(AIYH @ Nov 1 2016, 10:30 PM)
Security Commission laugh.gif
You got a sense of humor tongue.gif
*
Ayam flattered. biggrin.gif
heavensea
post Nov 1 2016, 10:50 PM

Look at all my stars!!
*******
Senior Member
9,616 posts

Joined: Dec 2013
QUOTE(nexona88 @ Nov 1 2016, 10:38 PM)
If u looks at the funds details, units in circulation is abit smaller than approved fund size...
The "gap" is the one we can still get new units as dividend..
When the total units in circulation is same as funds size. Then we get cash dividend..

That what I understand..
*
Thanks for such well explanation. smile.gif
heavensea
post Nov 2 2016, 01:29 AM

Look at all my stars!!
*******
Senior Member
9,616 posts

Joined: Dec 2013
QUOTE(MGM @ Nov 1 2016, 05:37 AM)
Only on the first day of the month!!!
*
Hi sir, do I suffer of lost in dividends like "surrendered fd" when I contra from fp asx fund A to fund B?

How about the dividends of my fund A?
heavensea
post Nov 2 2016, 01:31 AM

Look at all my stars!!
*******
Senior Member
9,616 posts

Joined: Dec 2013
Hi guys, about "contra" between funds.

do I suffer of lost in dividends like "surrendered fd" when I contra from fp asx fund A to fund B?

How about the dividends of my fund A?
Am I entitled to get it eventually?
heavensea
post Nov 2 2016, 08:24 AM

Look at all my stars!!
*******
Senior Member
9,616 posts

Joined: Dec 2013
QUOTE(MGM @ Nov 2 2016, 06:19 AM)
*
Tqvm smile.gif


QUOTE(foofoosasa @ Nov 2 2016, 08:10 AM)
Wah..  Why this thread become a hype suddenly since few months ago. Hmm...
*
Many new comers in fp asx, like me. biggrin.gif
« Next Oldest · Finance, Business and Investment House · Next Newest »
 

5 Pages « < 2 3 4 5 >Top
Topic ClosedOptions
 

Change to:
| Lo-Fi Version
 0.0187sec    0.47    7 queries    GZIP Disabled
Time is now: 7th December 2025 - 12:46 PM
All Rights Reserved © 2002- 2025 Vijandren Ramadass (~unite against racism~)
Removal Request
Powered by Invision Power Board © 2025  IPS, Inc.