THe method is the 1st type of ROI I mentioned, i.e. the total return throughout your investment period without annualized and multiple investment

more units =/= more weatlh, else you will kena whack by some fsm sifu

simply speaking, depends on the return later, more units is like a double edge sword, you can earn more when NAV up, so as losing more when NAV down

yeah you're right.

then how can I know "how much I've earn" (this year) from my investment into a vp UT?
this is the most confusing part for me.. because everything isn't FIX and fluctuate enough like stock..

stock normally I "goreng", I don't care abt the dividends or not.. buy low sell high, that's it. For me it's holding power/ability.

but how about UT? what kind of indicators can be use in my strategy to invest, to hold, or to let go? (cut lost)

because UT return is not "fast/fluctuate" like stocks, it's some kind of savings imo. I would like to learn how to invest in UT instead of looking for tips.. (this "looking/listen" to tips cost me so much in the early years of stock trading..)

This post has been edited by heavensea: Oct 16 2016, 09:10 PM

For that i think you need to keep a personal record excel to calculate it

Not sure about that, personally I invest in UT for long term (I still very young ), plus if I need to do it like stocks, I might as well go learn to invest stocks and forex

Generally, UT investment strategy, the internal content was handled by the fund manager, so IMHO, what we can do is understand the UT itself, does the region or sector or instrument the fund invested suit your style/teste, benhcmark against its peer then decide to hold, invest more or sell off

Others may be have different opinion to it, but thats my view as I am still new

Incorrect
The rationale for the non full disclosure is to avoid investor calculate the actual NAV at the closing of financial year end

Just realized ASx thread no more pined like it used too..
Guess it's not important like previously

Pymt consideration for the preparation of Will

Normally how much it cost

i) Y u try so hard to top up since u dunno the returns from 2017 onwards
ii) U expect them to execute FOC for u? Anyway, their rate is the most competitive in town
iii) Their yearly fees of RM10 is too nominal n negligible if on mthly basis

Withdraw now as u don't know the future return.. Can change to VP...
Move all to FSM

Your pov is same like ppl who looking into "fundamental" of stock such as financial statements, ratios, and microeconomic of the business/industry.

Good young man you're, save/plan from now=bittef now, but secure in the future.

lol please sell some to us,
fsm ut, asx fp, stocks are all hugely dependants on "how's the local market" unless invest abroad.

Just my dua sen.

moved to fsm + property perhaps (rumawip + bukitjalil buy buy buy) up up up kemudian!

Calculated= cheating? Sort of?

Win

KGF kan ada.. The best performing fund

Lolz u stalking me ah

But low and flip high high, I can't wait to be millionaire!

KGF is king of ut!

Lolz bro you were everywhere, you're everywhere

(i) How many years you want to pay yearly fees? 20-30 years? What happen if in between ASX FP change to VP/not performing/inflation in Malaysia creep up until = return given by ASX FP? If anything happen, can cabut anytime I like.
(ii) One time fees + that yearly fees still can stomach. But not the % amount charged (parents words - not mine)
(iii) True. But look at the % charged.

This post has been edited by Ramjade: Oct 17 2016, 02:51 AM

Since FP only dependent on distribution, NAV performance is irrelevant.

They dont disclose in case people go and calculate then track every year see how many surplus/deficit they have compare to what they declare as distribution.

If year year surplus, but declare distribution still the same, on the surface they called it reserve, behind ... you know the money go where le

Property near future not so bright at the moment...

Nowadays hardly see anyone buying ASX FP?