QUOTE(Ramjade @ Nov 1 2016, 07:54 AM)
For topping up, best is any day cause what happen if end of the month/on the 1st you cannot get the dividend. Then wait next month and next month when in between there are units available. Unless of course you have help then you can topup on end of the month and 1st.
I planned to aim around 2xth until end of each month.
QUOTE(AIYH @ Nov 1 2016, 08:01 AM)
heavensea Do you know how to use multiquote in one reply?

Learn from
guy3288 
Ya I know, sometimes I forgot hehe or I found and replied those post at "different timing".
QUOTE(Ramjade @ Nov 1 2016, 08:06 AM)
guy3288 I agree. If you cannot beat ASX FP 2 out of 3 years, is not worth. What more if you are just getting FD rates. Pay all kind of fees only to get FD rates.

Asx fp still the best for me, but many ppl preferred diversification. I don't have so much bullets, so only focus on fd + fp asx pusingx2 enough.. haha