Yes, William and MGM,... BUT : nothing is perfect,.. MYR is weak and open to shocks, getting weaker and weaker.

Singapore economy is not doing well from what I read.

Retail business struggling with tenancy. Some malls empty. Won't that affect REITS return and a bit risky too?

Bro,... err,... in Msia, online purchases cannot work,... yet,... or perhaps forever,... unlike China, Japan, Sgp and a host of other countries. Anybody knows why ??   

Yes, the malls in Sgp are not working well, and rentals are dropping. But depends on the mall locations too. Look at the model of Fraser Centrepoint Trust, J69U, I think,... This is one that has a higher chance of doing well.

Choose your REITs carefully,....

well I guess we have the "see & touch personally" mentality.. buy anything must touch the real thing.. also trust issues    that's why Online purchases could not work     

Yup. Same like me too..
Most stuff I buy online..
Clothing & fresh food still buy at shop that one I got doubt if buy online

KLCI drop badly what.

If I am not mistaken, still give consistent return.

bingo!

now u know why I not so keen on keeping emergency money in ASx 

well u can use that too, but still nothing beat cash / own money 

personal preference 

Wonder what would be ASB dividend rate this year..
And bonus too (if any)

not me, but my gf   

I estimate that just the strength of the SGD alone is enough now to wipe out ASX gains of 6.4% per year, for now. NO need to think abt investing is SG intrsuments yet !

put in GIA might as well take ASX.any time dont like can withdraw also.

well  AS1M is easy to get, because people will withdraw that fund first    
and now it's holiday time.. so much easy 
this whole week is good time for those intend to top up..
bro try to diversify.. not good plan to put 100% 

I think it's to make sure that we cannot use book A to buy book B (all having same account no)

Well better change.
I already change all 3 passbook.. Asm asw as1m
It's free.. So why delay