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 Ultimate Discussion of ASNB (47457-V) Se7en, Wholly owned subsidary of PNB (38218-X)

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Kamen Rider
post Oct 20 2016, 06:47 PM

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QUOTE(wil-i-am @ Oct 20 2016, 05:32 PM)
I presume u familiar with 'one man's meat is another man's poison'  brows.gif
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Heard about this, still digesting the meaning.... smile.gif
Kamen Rider
post Oct 20 2016, 06:49 PM

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QUOTE(Ancient-XinG- @ Oct 20 2016, 05:36 PM)
Guys, want to ask.

Those who leaving their books at the counter letting the banker to help like our big bro guy....

Actually safe or not. The banker can actually secretly snap our details and amount...

They might not might not do something funny in future...

I quite worry ....

Ps: don't treat me like invi Liao. I sadding. I ga ga dei also quite senior Liao. * lol how can I write this hahaha
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I ask before to leave for them to hunt the units and they said cannot this is not the right procedure smile.gif
Kamen Rider
post Oct 21 2016, 09:52 AM

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QUOTE(nexona88 @ Oct 21 2016, 09:37 AM)
I wonder if online platform is introduced, then why add ambank as new agents blink.gif
More system overload blush.gif
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Oh... now ambank also agent ..... i will go there smile.gif

Why public, hong leong not an agent ?
Kamen Rider
post Oct 21 2016, 10:28 AM

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QUOTE(Ramjade @ Oct 21 2016, 09:56 AM)
All those new agents (ambank, alliance, BSN) are useless. The only good new agent is affin bank. Better you find affin bank and try your luck there.

Public bank become agent for ASX FP = suicide for their own public mutual. laugh.gif
*
Affin too far from my place......
Kamen Rider
post Oct 21 2016, 10:30 AM

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QUOTE(nexona88 @ Oct 21 2016, 09:57 AM)
Not sure if they full agent or not..
Last I heard only ASB hmm.gif u can go try & see how.
Later update all of us..

Public cannot be agents leh... They have own public mutual..

HL not sure blush.gif maybe because Chinaman's bank devil.gif
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Went to ambank... not yet agent, will be agent by end of the month..... also they introduce me AHB.... said this one good...also FP....

Kamen Rider
post Oct 21 2016, 11:41 AM

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QUOTE(wil-i-am @ Oct 21 2016, 11:33 AM)
1 of the criteria(s) to choose new Agents is their network of branches
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HL banks branches are a lot ... as for public, ....always crowded and service not so good.....
so far i prefer mbb, rhb for topping up......

now my AS1M > ASM ...... and ASW is the kacang puteh amount .....
next hunting season will target ASW on 1-Apr-2017... biggrin.gif
Kamen Rider
post Oct 21 2016, 11:46 AM

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QUOTE(wil-i-am @ Oct 21 2016, 11:42 AM)
In fact, u can target ASW on 31/10 or 1/11
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Why.... not on the dividend ex-date ?
Kamen Rider
post Oct 21 2016, 12:02 PM

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QUOTE(wil-i-am @ Oct 21 2016, 11:49 AM)
Generally, it's easier to buy after x-date
Having said tat, u can try Luck on other days too
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Every time go hunting, i always pass them 3 passbooks...they tried ASM first, then follow by ASW and lastly on AS1M.... and 10 out of 10 times... ASM "ada sikit", ASW "hilek" and AS1M most of time "ada" , hence end up...
AS1M now greater than ASM .......

Most of people here mentioned that ASW is the most difficult to get and also people all chasing and prefer ASW over the other two, reason given ASW gives more dividend .....

I was thinking sapu as much as i could, then later adjust the ratio among them smile.gif

This post has been edited by Kamen Rider: Oct 21 2016, 12:20 PM
Kamen Rider
post Oct 21 2016, 12:41 PM

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QUOTE(nexona88 @ Oct 21 2016, 12:28 PM)
AHB not for bumi only huh?? hmm.gif
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that's why i asked....they said can help to introduce to bumi friends.... and no need to pay zakat one...at first when they said AHB also FP, i was excited...mana tau....
Kamen Rider
post Oct 21 2016, 12:52 PM

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QUOTE(nexona88 @ Oct 21 2016, 12:44 PM)
Well the no pay zakat thingy & shariah compliance is attracting bumi people to buy... Nowadays everything is very Islamic way of life blush.gif later u see no people would invest in ASB because haram devil.gif
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mm... no one buy, then just like shop lot open for sale... smile.gif rclxms.gif
Kamen Rider
post Oct 21 2016, 02:59 PM

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[quote=coolguy99,Oct 21 2016, 02:44 PM]
Mbb. First trip didn't get anything. Transaction was done in the second trip lol. Serious one day one transaction?
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[/quote

i was told by bank officer, but i don't care and continue top up
Kamen Rider
post Oct 21 2016, 03:30 PM

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Today managed to hunt

5 digits AS1M
4 digits ASM
3 digits ASW

This post has been edited by Kamen Rider: Oct 21 2016, 04:12 PM
Kamen Rider
post Oct 21 2016, 04:07 PM

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QUOTE(Hansel @ Oct 21 2016, 03:40 PM)
I have invested in ASX Funds and in FSM Singapore Funds since 2006, side-by-side.... Some things I see are :-

1) In ASX, we don't have to study much, and we must trust that the Govt will return 6%+ every year to us. Today, I feel comfortable doing this.

2) In FSM, we have to study more on our own,...ie more work to be done. Frankly, if one is working, it is really hard to make good investment decisions. I kept telling this to my family recently,... surely one will make mistakes if he tries to invest on his own into instruments. In this context,... better stick with the ASX.

3) In earlier days, before the RM plunged badly, investing in ASX funds was good enough because the 6%+ return per year still allows me to spend overseas, and to buy lots of things in Msia. But after our currency got beaten down, I noticed that earning 6%+ is not that great anymore.

4) Investing in FSM Singapore throughout the years has allowed me to ride on the strength of the Singapore Dollar as it strengthens against the RM.

5) We need to study more, and the fruits of this study will allow us to earn a CONSISTENT monthly income from certain funds in FSM. Yield is aa average of 7.5% today.

6) If, at times, I don't have confidence investing into FSM Singapore, I will leave my funds in ASX. ASX will be my first choice in Msia prior to transferring my funds overseas.

7) In my opinion, if the RM is relatively strong against many currencies of the world, then we can just leave our funds with the ASX !

I still have funds with the ASX and with FSM Singapore today. I have been,.. and am still sitting on both sides of the fence, hence, my observations in the above.

Welcome any comments,....
*
thanks for the sharing....
moving between ASX and FSM Singapore is not easy job, expecially hunting for ASX units, what is the ratio between ASX:FSM Singapore....

from the info given riding on the SGD strength, i believe your return must be better than ASX ....

as for RM to be strengthen, that would need to see how BNM and our country to defend this....will the RM3.8 that tie to 1 USD going to be happened one more time ?



Kamen Rider
post Oct 21 2016, 05:02 PM

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QUOTE(filage @ Oct 21 2016, 05:01 PM)
Is that confirmed that cannot do multiple times?
If that is, the regular topup gang will be quite unhappy I think.

So what if do second transaction but choose not to write anything on the form?
The teller will know?

Still very strange.
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i think we still able to do multi transcation.... don't worry...just need to work hard to visit banks to top up the units....
smile.gif

This post has been edited by Kamen Rider: Oct 21 2016, 05:03 PM
Kamen Rider
post Oct 21 2016, 06:03 PM

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QUOTE(bbgoat @ Oct 21 2016, 06:00 PM)
Today got 5 figures of ASM.  biggrin.gif
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awesome .... what time you got it, a High 5 digits ........ , i was hunting high and low still cannot get 5 digits... my 4 digits is very very low 4....



Kamen Rider
post Oct 21 2016, 06:09 PM

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QUOTE(bbgoat @ Oct 21 2016, 05:59 PM)
On Oct 4th, I have mentioned here that AmBank was NOT able to do any transaction for me. >2 weeks later still cannot. They claimed they have attended the training but their platform not yet set-up.
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let see end of this month or next month.... whether they are ready or not ... smile.gif then got one more source to hunt
Kamen Rider
post Oct 21 2016, 09:54 PM

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QUOTE(Ancient-XinG- @ Oct 21 2016, 08:59 PM)
knnccb. I want add unit that cb banker go redemption. end up I lost 6000. Only manage to get back 5300 myr. Still owe me 700myr.

really cb. how can this simple mistake can be make.

Get back 6k to me in as1m for what, I so susah accumulate my asm. now got 1 more week OCT end le. I lose 4.20 myr dividen ad.  cccccbbbbb
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Wah lao yeh... like that also can.... my guess is
Either the fella dreaming and accidentaly or intentionally hit the sell button....

I supposed you have told the fella want to top up...

I know the feeling... very sakit hati....
Kamen Rider
post Oct 21 2016, 09:57 PM

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QUOTE(bbgoat @ Oct 21 2016, 08:26 PM)
[attachmentid=7833412]
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Wow.... i go during morning and evening......need to change timing... to noon ....
Kamen Rider
post Oct 24 2016, 10:18 AM

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QUOTE(nexona88 @ Oct 24 2016, 09:51 AM)
Anyone hunting today??
Seems like a lot people today..
Systems also kinda slow blush.gif
*
Which bank you went? All of then there hunt for units?


Kamen Rider
post Oct 24 2016, 10:23 AM

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QUOTE(Kamen Rider @ Oct 24 2016, 10:18 AM)
Which bank you went? All of then there hunt for units?
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Understand Maybank has few number queues, if hunt for units, they have different queue ...unless all want to do asb transactions

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