Actually dropped to 261 & ASW paid 9.8%.

Yes, dropping gradually over the years, but looking at the rate it's been dropping at, it will be another few years before it reaches 5%, IF THE DROPPING TREND CONTINUES.

So, we continue to hold and gain knowledge and convert into other instruments while the dividend rate is still "high". By the time the rate reaches almost 5%, we would have gained enough knowledge abt investments elsewhere, and would have built our investments elsewhere to replace ASX FP.

I would rather say ASX FP, for me, is part of the portfolio in conjunction with other more volatile/risky asset. And of course, other more stable asset.

Someone should plot the line graph of annual dividend vs KLCI vs OPR rate (surrogate to FD rate)

Chances are you will see more correlation between dividends and OPR rate instead of KLCI. In the late 90s FD rate is as high as double digit

why? simple, people putting money in ASx (like people here) compares it against FD rate and not KLCI returns or other VP fund returns. and hence PNB will make sure it's say 2% above FD rate and they won't have to worry about bank run or massive withdrawals

Still hard to get units?

Well, it's a really confused product. It's also stated in the product highlight sheet that
http://www.asnb.com.my/v3_/pdf/produk/ASB/2016_PHS-ASB.pdf

The risk of profile of the fund is actually similar to KLCI where 95% of its investments are in

I think the only comparable product would be Tabung Haji and EPF where the book value of your investment remain constant

Anyway this is a pointless discussion since we will never be able to see what is the fund's current market value and porfolio volatility

Actually what does "system down" really mean ? And why does it happen so often ?

Also, how is it that ASB system is separate from the other FP UTs? I'm wondering why it can be down for some UTs and not for others.

it is Fixed price fund, RM1 for 1 unit

No more top up stories now.. is it because everywhere got system down issue?

no available units , therefore no top up story ....

not every day, just try when got time... no luck probably, envy those who got 5 digits especially in ASW

Tq,.. and congrats,... looks like there are still units to be fished,....

My banker did try out for me. Im not sure how many times he tried to get the units i wanted.

Straight sending to SG, bro ?? Wouldn't you want to put into ASX first while waiting for the RM to strengthen ?

Okay,... no big no small,... what do you intend to do with the funds after converting and sending to SG ?

Today received the ASW2020 statement ( 2 months plus later after calendar closing on 30-Aug), why so late received.

And, also found that they have separated statement ASW20202 from ASM and AS1M statement,  as few months ago received ASM statement, inside the statement has several columns ASM, ASB2, ASG - Pendidikan, AG - Kesihatan, ASG - Persaraan.

Another question that AS1M already closing the calendar during 30-Sept, until today not yet received the statement.

Isn't that they combine into 1 account number, the statement should have covered all the funds e.g. ASW2020, ASM, AS1M, ASG etc .....

congrats

too bad i no bullet now. 

but i very itchy want to withdraw FD to put in asw2020 , scared also no money for emergency...
account is like RM600 left for the rest of the month... hehe

but isn't ASx also can serve as emergency money?

i mean they are liquid right?