You must always remember, what goes up must come down, and vice versa. If you want to run away, where to? FD? with measly 3% interest rate? Crisis won't last forever. Sooner or later, the financial market would be on an uptrend again. But when? Well, that's anybody's guess. At the very least, this time around, our economy is still growing, albeit around 4% rate. It's not contracting, fortunately.

Should Trump's pro growth policies manage to lift US growth higher than expected, Malaysia would benefit as well, since we are a trade dependent nation.

As long there's people like uu & others to support..
Asnb fund will always be near full most of the time

today no luck for ASW2020, all full.

who said no demand for PNB fixed fund??

May be PNB has some spies here, and they will give 5% since people are happy with this

Well don't needs to spy here also they know that Malaysian would be happy any rate above given by FD

The brand of PNB is very powerful tool..
I hope the new fellow top there don't spoiled the good name..

How about >3% above bank 12 mth FD board rate ? 

Myself wise, FD highest still running 4.6%. CIMB Klibor got 5.2% for 4 years+ and recalled. Now CIMB bond 5.5%.

So if can get 3.1% (MBB 12 mth board rate) + 3%, >6.1%, will be happy. Sure, the higher the better !

Can you tell us how to do this? Someone say to me Singapore gomen don't like Malaysian to trade there. Is it simple or complicated registration process? Please share to us to do this easy!

well most of us won't target AS1M 

only ASW2020 or ASM     

that's why no updates for AS1M 

well it's PNB "cancel" the units in circulation

hmm I'm really sure how many people throw??

but if that were to happen, the worse is declare less dividend rate (5%    ) than others funds

There's some uncertainty next year..
Inflation is gonna be high.. Pressure on cost of living..

But people still have trust on PNB & their funds.. Even with lower dividend, most still say its acceptable because most are benchmarking against FD rate which we all know is way lower now..

LOL dude.

I feel like you are another dreamer.

seems more like 4.9%-5.7% to me

Thanks, my housing loan rate not that high...my current rate is 4.25

Sorry ladies and gents, was away on an extremely long break and just caught up with everything (lots of posts to read). Anyways, here's my views based on the info that I have.

Are PNB/ASNB worried? No. The bumi's are always famous for failing to understand the concept of compounding interest and as such they'll be expecting the normal withdrawal in the first month of 2017 just like all the previous years. People cancelling their ASB loans? I'm of the opinion is better to weed out those who shouldn't be eligible in the first place and have the quality borrowers. 

Should investors be worried? Yes and no. Yes because ASB broke the 7% floor but that's more to do with AWO than anything else. Market participants and my insider contacts says that AWO is not a fan of using/dipping into reserves to prop-up returns unlike their neighbors Tabung Haji. What they make they'll pay out. Internally I believe the benchmark is set for 6% across all funds, I believe I read it in one of the analyst reports.

No because PNB will not allow its bread and butter FPs to drop below 6% (IMHO). EPF and LTH has only just recently breached the 6% and above returns for their funds as previously it was the domain of PNB's funds. The only mistake PNB did is not managing expectations for ASB returns. EPF played it smart by saying much earlier in mid-2016 that savers SHOULD NOT expect returns of 6% and more due to market conditions.

I know all the "press release" or "damage control" stuff flowing out of PNB/ASNB is cliche' but it's the truth. Minimal risk with returns above and beyond anything comparable. The spread between most FDs to FPs is still 2% at the very least while the spread between ASB returns and BLR/BFR is still almost 2% too so "apa lagi malaysians mahu?" to paraphrase a previous headline.

I mean come on guys, KLCI did go -ve in returns for the past 3 years and that's a fact. I'm in the camp that believes our "real" inflation rate is 4 to 5% rather than the quoted 1.8% CPI so the returns are still "competitive" (as per PNB's statements) as compared to the risk associated with FPs.

Again, the above are my views so you're most than welcome to agree to disagree 

The rate for 2016 is around 6.3sen
This year could be even lower..
I'm expecting below 6sen

I simpan usd now ad srs

Having hardship to kumpul

By Adam Aziz / theedgemarkets.com  | January 9, 2017 : 7:15 PM MYT   

KUALA LUMPUR (Jan 9): Permodalan National Bhd (PNB) will continue to focus on domestic investments in 2017, particularly in equities, on the back of expectation of stability returning to the market this year.

Nevertheless, the scale of its international ventures is likely to grow in time, PNB group chairman Tan Sri Abdul Wahid said.

"At the moment our investment in the international property and equity account for only 2% of our total portfolio. From time to time, we do look into diversifying our overseas investment.

"I think in time the number will increase, but the bulk of our investment will remain in Malaysia. Our unitholders would like to see more investment in the Malaysian economy." Abdul Wahid said.

Abdul Wahid spoke to the press today after a ceremony to appoint AmBank Group Bhd as an official agent of Amanah Saham Nasional Bhd.

Currently, the nation's biggest unit trust fund is highly dependent on the local economy, with 98% of its funds invested in the domestic market, most of which is funnelled into the nation's stock market.

http://www.theedgemarkets.com/my/article/p...investment-2017

stocks are relatively cheap at the moment but I don't dare invest. Can get heart attack looking at my portfolio sinking.

I trust PNB to invest for me