QUOTE(kelvinlzy @ Nov 10 2016, 11:08 PM)
Important! Calling all Yolo card holders who didn't meet the minimum annual income requirement, that is RM36k, please call to CS to confirm whether or not your Yolo card is Lite Plat or normal Plat. If Lite Plat, you will not enjoy first year annual fee waiver and it will be charged on the 2nd or 3rd statement, only 2nd year they will waive, then 3rd year onwards every year will be charged. When I called the 1st CS, she told me all this. After that I called again, another CS also said the same thing.
Only UOB PRVI Mile, Preffered Plat MasterCard and Yolo Plat have Lite version. They have the same benefits as their normal counterparts, just that if your income didn't meet the requirement, UOB will still issue you Lite version, but they won't tell you that! Even online banking and UOB website don't have any info about this! I have called to upgrade my Yolo Lite Plat to normal Plat just now. So yeah, you have been warned.
QUOTE(kelvinlzy @ Nov 11 2016, 11:17 AM)
Yolo Plat has 2 version, Lite and normal. So every Yolo card will have a Plat wording on the card, just that you won't know whether it is a Lite version or not.
If your income record in UOB system is more than RM36k when you converted or applied Yolo, then it is safe to say yours is normal Plat. Lite Plat will only be issued if system determines that you are not qualified for the card.
Yup, couldn't find any info about it anywhere. Problem is all the CS are aware of the existence of Lite version of CC. That's what pisses me off.
Calling CS is the fastest. If not you can email them to ask. Even internet banking and statement won't tell you that.
Thank you for confirming the validity of the UOB Yolo Lite information I heard from UOB CS.
At first, I thought that I am the only one who received misleading information from a clueless UOB CS. Anyway, everyone in this UOB thread should be wary of Yolo Lite existence.
Definitely for the new Yolo Lite card applicants with annual income of less than RM 36k, the annual fee will be charged on the second month or third month of the first year of using the card. As kelvinlzy confirmed, annual fee for the second year will be waived.
Here is something extra, informed to me by UOB Telemarketer who processed my application for Yolo card. For
existing UOB VOX cardholder (with annual income of less than RM 36k) who convert or apply for UOB Yolo Lite card, annual fee will be waived for the first year, and instead will be charged during the second year. For these Yolo Lite cardholders (converted from VOX), the charging of annual fee will be similar for those cardholders of normal Yolo Card. Maybe, this is how UOB continues to reward the existing VOX cardholders with annual income of less than RM 36k.
Again, this is unverified information given by UOB Telemarketer. Let's see, if there are other Yolo cardholders who do receive similar information.
This post has been edited by kart: Nov 20 2016, 08:58 AM 
Oct 27 2016, 10:06 PM
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Its no-frill look helps to keep the cost down.
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