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Credit Cards UOB Credit Cards v7, No Cash Back:, TM/TNB/Syabas UOBPayOnline (YOLO)
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fruitie
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Oct 15 2016, 07:21 PM
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Rise and Shine
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QUOTE(gastacopz @ Oct 15 2016, 07:20 PM) for foreign currency using uob cards, any extra charges incurred later or not? never spend using foreign currency yet... Just normal conversion rate for me which is higher than normal forex. If you don't have anything to spend, then don't spend. Mine is because it is in RMB, definitely will be in foreign currency already.
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fruitie
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Oct 15 2016, 09:11 PM
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Rise and Shine
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QUOTE(karcity @ Oct 15 2016, 09:10 PM) So we spend RM 1 this month to avoid RM 6 charged? Yes, spend during statement cycle. I spent RM 1 and no monthly charges is posted in my latest statement.
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fruitie
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Oct 15 2016, 11:23 PM
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Rise and Shine
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QUOTE(vez @ Oct 15 2016, 11:18 PM) have to receive sms only get the promotion spend oversea? It is online spending in foreign currency not overseas spending.
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fruitie
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Oct 15 2016, 11:27 PM
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Rise and Shine
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QUOTE(lilsunflower @ Oct 15 2016, 11:25 PM) I paid RM0.10 to Digi via UOB Pay Online and no charges on my Vox either. Otherwise it's 6.36. I paid RM 1.00 to Digi via UOBPayOnline too because I find RM 0.10 is too extreme.  Anyway, I will have cash back to be transferred to my YOLO.
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fruitie
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Oct 15 2016, 11:32 PM
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Rise and Shine
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QUOTE(lilsunflower @ Oct 15 2016, 11:31 PM) Yeh, haven't figured out what to do with my last Vox cashback. Am still waiting for people to report on Yolo this month before I sign up. I'm hoping for good news else I'll be doomed as I have plenty of "online" transactions.
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fruitie
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Oct 15 2016, 11:35 PM
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Rise and Shine
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QUOTE(lilsunflower @ Oct 15 2016, 11:33 PM) Fingers crossed for you and thanks for being the brave tester  Well, I still need to pay for these transactions regardless if they have cash back or not.  Just try lo. No harm, just RM 50 loss which is not really a big deal.
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fruitie
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Oct 15 2016, 11:37 PM
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Rise and Shine
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QUOTE(leo_kiatez @ Oct 15 2016, 11:35 PM) I received for YOLO but not sure if these SMS-es are for selected customers. I only got for YOLO but nothing for VOX. RM0.00 YOLO: Get up to 11% cash back for your online spend in foreign currency.Reply UM5 to 66300 to join.Until 31Dec16.T&C apply
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fruitie
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Oct 16 2016, 12:07 AM
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Rise and Shine
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QUOTE(wyh @ Oct 16 2016, 12:03 AM) I received it for One Card... but not for Vox. Probably i didnt use yet my vox this month. Well, when I read back my SMS, it says "up to 11%", so it is not 11%. Could be lesser but not sure how is it being determined, I can't find the T&C on the website...  Only found this, not sure if it is the same promo: http://www1.uob.com.my/personal/promotions...ent_141016.html
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fruitie
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Oct 16 2016, 02:07 AM
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Rise and Shine
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QUOTE(vez @ Oct 16 2016, 01:17 AM) one week RM12k cash back allocation  very fast finish by some others i feel, and is Saturday first day to next Friday like that... so have to spend on Saturday  Well, not sure about UM5's T&C.  Nevertheless, I have spent.  QUOTE(wyh @ Oct 16 2016, 02:04 AM) not sure from me also. The website you given is reply using UM4 while the sms is reply by UM5... not sure it is identical promo or not. It's OK, I didn't receive any UM4's SMS at all.
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fruitie
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Oct 16 2016, 02:26 AM
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Rise and Shine
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QUOTE(aeonsakura @ Oct 16 2016, 02:15 AM) i just get uob one 5%+0.2& cb ..... why they didn't sms the yolo promo??!!! Well, probably came in batches. I got mine yesterday's afternoon.
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fruitie
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Oct 16 2016, 12:34 PM
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Rise and Shine
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QUOTE(alexwsk @ Oct 16 2016, 11:29 AM) er, i only get RM0.00 UOB Pref Plat: Get up to 10% cash back& 3X UNIRM with every RM1 overseas/online spend in foreign currency.Reply UM5 to 66300 to join.Til 31Dec16.T&C apply what happened to my VOX and YOLO then?  ok, found the tnc http://www1.uob.com.my/personal/promotions...ent_141016.htmlhttp://www1.uob.com.my/personal/promotions...ent_141016.htmlWell, YOLO is Visa not MasterCard.
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fruitie
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Oct 16 2016, 03:04 PM
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Rise and Shine
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QUOTE(echoesian @ Oct 16 2016, 03:00 PM) Can anybody confirm if transacting via UOBpayonline can get rebate for YOLO ? Nope. Earliest to know only by end of this month, come back again that time to find out.
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fruitie
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Oct 17 2016, 12:14 AM
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Rise and Shine
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QUOTE(BacktoBasics @ Oct 17 2016, 12:11 AM) Hey guys, the uob one credit card is it possible to ask for annual fee waiver if we spend about 300 per month on petrol? No waiver condition, so it is totally up to the bank's decision. You can try to ask for waiver when AF is charged but whether they want to give or not, that's up to them. You just make sure don't use it anymore after AF is charged.
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fruitie
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Oct 17 2016, 10:26 AM
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Rise and Shine
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QUOTE(fkinmeng @ Oct 17 2016, 09:43 AM) unable to view october statement online, anyone else able to? I was able to, my statement was generated on 13th. QUOTE(ymtee988 @ Oct 17 2016, 09:47 AM) I was told by the promoter that first 2 years annual fee will be waived without any condition when I applied to Yolo card, is that true? Well, a lot of promoters promised a lot things which are not the standard practice. Just ask them to give you a black and white as supporting.
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fruitie
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Oct 17 2016, 10:29 AM
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Rise and Shine
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QUOTE(Tigerr @ Oct 17 2016, 10:28 AM) my experience with Uob is even after 2 months AF was charged n I'm not aware of it and had slapped with penalty of late payment n interest charges as I didn't pay any money into it, I still able to get everything waived off after 2 months later.... Recent sharing by fellow forummers is pretty mixed feedback, some got while some didn't.
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fruitie
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Oct 17 2016, 10:33 AM
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Rise and Shine
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QUOTE(Tigerr @ Oct 17 2016, 10:31 AM) still the tactics to cancel the card which their retaining team will grant u the waiver....it works for me for the last few years.... Yes, even threatened to cancel actually. My colleague didn't get any waiver for her UOB Lady even requested to cancel.
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fruitie
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Oct 17 2016, 10:37 AM
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Rise and Shine
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QUOTE(Tigerr @ Oct 17 2016, 10:36 AM) yes, the cs may not grant u the waiver, they will accept your cancellation, only after that, the retaining team will call u to ask u whether the card is still with u or not, if still with u, they will offer you to keep the card by granting the fee waiver. this also works for my VI which I would have cancel last year. I understand the process but retention department didn't call her. She was previously from banking industry too.
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fruitie
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Oct 17 2016, 10:44 AM
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Rise and Shine
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QUOTE(Pink Spider @ Oct 17 2016, 10:40 AM) You apply online or at booth? I applied online, received a call last week, but according to them, those applying online still have to collect the card at a branch to do fingerprint biometric verification  Still waiting for the branch people to call me. I applied mine via tele-conversation with CS and got it via Poslaju 4 working days after that. None of the banks has ever asked me to collect from branch unless I requested it.
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fruitie
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Oct 17 2016, 10:13 PM
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Rise and Shine
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QUOTE(BacktoBasics @ Oct 17 2016, 10:05 PM) What do you mean by dont use it anymore after AF is charged??? If you use the card after AF is charged, you will still need to pay for it if you ask for cancellation.
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fruitie
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Oct 18 2016, 12:12 AM
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Rise and Shine
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Just paid my remaining RM 21 on Digi via UOBPayOnline and Digi website. Anyway, Digi website and Digi app are using the same payment gateway.
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