Well, they will earn if you don't pay your bill on time or full payment, which is unlikely to us.
If it hits OCC UniFi then I'm doomed. My monthly payment is 2x189.75...

Tat y, for a card that come with AF, and if unable to enjoy the benefit, i would rather just cut it.

To be fair, utilities bills are clearly mentioned in the exclusion list. So cannot argue further that cannot enjoy benefits...

^
Yes, utilities bills are excluded from the cashback calculation.

But, different banks define utility bills differently. For Hong Leong Bank WISE card, the utility bills are strictly electricity and water.

I should have asked UOB CS the list of bills that are classified by UOB as utility bills, as advised by cybpsych, but I forgot.

I guess the CS has miss out this "q) Telecommunications (subject to Clause 2);"

this is more likelihood answer

however, funny part is TM via tmportals are eligible

This post has been edited by cybpsych: Feb 26 2017, 10:58 AM

Well, I should continue paying with OCC UniFi and hopefully it stays...

Hi all

can some one help me which i get cash back?

that telekom 160.90 is for unifi pay via uobpayonline

rm76.00 is for streaymx also via uobpayonline



im just get rm10.81 for cash back

thanks

i received a sms:

"RM0.00 UOBM Cards:Exclusive offer for you! Fee is waived when you withdraw Cash Advance with UOB credit card. Valid till 30/4/17. T&C apply"

that's mean i take money from atm without any charges ?

assuming all TM transactions not eligible, dining are eligible 3% and the rest are online 6%, i can only calculate the cb of RM9.30.

cb difference is RM1.51 (since you said gotten RM10.81).

reverse calculation from RM1.51 cb, missing transaction ~RM25.17 (if online 6%) or ~RM50.33 (if dining 3%).

This post has been edited by cybpsych: Feb 26 2017, 11:44 AM

There are usually 2 charges when you use cash advance via credit card:
1. Fee (upon using the cash advance facility)
2. Interest (on top of your amount withdrawn)

The sms indicates fee is waived. But becareful of the interest which is the killer factor

This post has been edited by justanovice: Feb 26 2017, 11:50 AM

interest charge is for no pay full in payment due day right ?

For cash advance, interest is charged on the day u withdraw cash

looks like i better not spend max 834 for uob this month... this month spent 5++, now worries TNB & Syabas via uobpayonline also wont get cb.

If you have alternative cards else you will still need to pay for your TNB and Syabas right?

to use wise instead.
will keep uob for flights booking and online shopping for now.

OK, then it's still not too bad.

hi guys,just applied for uob yolo card and the person in charge told me that my card will only be send to my mailing address if valid reason is given or else i need to take it at the branch, is this true?

Yes, I received mine in office address though. Never collected from branch before.

I got the RM 50 cashback for jan2017 YOLO card on 24 Feb by online booking from Myanmar National Airlines! Never expect that. Guess that every airlines booking entitle for cashback. Will print screen it once I got tat statement. Still under unbilled transaction