Weird, last VOX cashback end when? I saw my VOX Oct statement still got cashback.
Credit Cards UOB Credit Cards v7, No Cash Back:, TM/TNB/Syabas UOBPayOnline (YOLO)
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 Nov 8 2016, 03:27 PM
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#21
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All Stars
17,467 posts Joined: May 2008 From: Lazada   
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Nov 8 2016, 03:48 PM
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#22
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All Stars
17,467 posts Joined: May 2008 From: Lazada
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QUOTE(fruitie @ Nov 8 2016, 03:28 PM) Err... Tomorrow? I think that's slightly optimistic. oh really? I thought the cash rebate thing is same as cash back. Your 0.3% cash back.  |
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Nov 8 2016, 03:52 PM
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#23
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All Stars
17,467 posts Joined: May 2008 From: Lazada
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QUOTE(fruitie @ Nov 8 2016, 03:51 PM) Me too though I know about this but not an issue for me, how much that 0.3% can make up to? The most for me only RM 2.00 and I will be charged with monthly charges of RM 6.36 because I didn't spend anything for the card. Then it will be an endless loop. alright. Thanks fruitie. Yes, it is your last 0.3% cash back. |
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Dec 14 2016, 09:51 AM
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#24
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All Stars
17,467 posts Joined: May 2008 From: Lazada
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TQ UOB. got the GSC 2 movie tickets SMS
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Dec 14 2016, 10:12 AM
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#25
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All Stars
17,467 posts Joined: May 2008 From: Lazada
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how much % interest of late for paying the outstanding?
 Also, will it affect my credit score? I'm still kinda new to this. |
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Dec 14 2016, 10:15 AM
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#26
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All Stars
17,467 posts Joined: May 2008 From: Lazada
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QUOTE(fruitie @ Dec 14 2016, 10:13 AM) Not sure % because that's the last thing I want to know from a CC. Never bother about it. So let's say I forget to pay in time like 1 or 3 days late, then only go settle the balance outstanding. How was it by the way?Yes, will affect your credit scoring in CCRIS. |
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Dec 14 2016, 10:20 AM
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#27
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All Stars
17,467 posts Joined: May 2008 From: Lazada
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QUOTE(fruitie @ Dec 14 2016, 10:19 AM) 1-3 days I think still OK, banks will allow and will waive the late payment charges but usually only on first offence. Alright. TQ fruitie. If do that consistently, your scoring will be affected. |
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Dec 14 2016, 01:02 PM
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#28
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All Stars
17,467 posts Joined: May 2008 From: Lazada
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QUOTE(chiahau @ Dec 14 2016, 10:52 AM) Technically, if you paid the minimum amount before the next statement date, your CCRIS will still appear as "0" Tried this accidentally once as I was overseas and forgot to clear off 1 of my outstanding balances on the card. Just got slapped with a RM 20 late payment fees which I paid due to my mistake. CCRIS still "0", however. QUOTE(fruitie @ Dec 14 2016, 10:58 AM) Paying minimum and not paying at all are two different things. TQ. I just learn another things called minimum pay. lol so settle every month minimum, my CCRIS still nice right? |
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Dec 14 2016, 01:58 PM
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#29
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All Stars
17,467 posts Joined: May 2008 From: Lazada
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QUOTE(alexwsk @ Dec 14 2016, 01:10 PM) ur ccris still nice, but ur wallet sure not so nice dy  QUOTE(chiahau @ Dec 14 2016, 01:21 PM) Technically. Yupe. I understanding the theory of, only spend/use that I'm capable of repaying it back. So I won't spend some future money that I currently don't have in my pocket. Thanks guys!Won't recommend it thou. The interest will kill you soon enough.... And no bank will give you any loans till you start to clear em off. Wallet sure koyak pay interest. |
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