Welcome Guest ( Log In | Register )

Bump Topic Topic Closed RSS Feed

Outline · [ Standard ] · Linear+

Credit Cards Maybankard 2 Gold & Platinum Cards V17, 5% with M2 Amex on ALL WEEKEND spend

views
     
ray9292
post Oct 21 2016, 11:40 AM

Getting Started
**
Junior Member
256 posts

Joined: Mar 2010
From: Malaysia - Setapak
Hi everyone, i have one question here. I planning to buy some furniture in IKEA via Maybank ezyPay. However, i not sure how to apply for ezyPay. I cant find any related information in google.

This post has been edited by ray9292: Oct 21 2016, 11:40 AM
ray9292
post Oct 21 2016, 02:48 PM

Getting Started
**
Junior Member
256 posts

Joined: Mar 2010
From: Malaysia - Setapak
QUOTE(haturaya @ Oct 21 2016, 02:39 PM)
Just tell the check out person, you want to do ezyPay. That's what I did nearly 2 years ago. Not sure now.
*
oh i see, thanks for ur reply
ray9292
post Oct 21 2016, 03:02 PM

Getting Started
**
Junior Member
256 posts

Joined: Mar 2010
From: Malaysia - Setapak
QUOTE(haturaya @ Oct 21 2016, 02:52 PM)
Similar method when I bought my scooter (RM6k) 20 months ago. Told the bike shop, I want 18month ezpay. Swipe, sign, pay monthly for 18 months.  thumbup.gif  Truly interest free.  thumbup.gif
*
But will be charge 1-2% processing fees right?
I am gonna try too next month to buy bed set biggrin.gif


QUOTE(cybpsych @ Oct 21 2016, 02:53 PM)
do it at payment counter during checkout.

you can't go back to apply ezypay after payment already made. I realized this last month. missed the ezypay.
*
aw, sorry to hear that. I will note that down. Thanks!
ray9292
post Oct 21 2016, 03:31 PM

Getting Started
**
Junior Member
256 posts

Joined: Mar 2010
From: Malaysia - Setapak
QUOTE(haturaya @ Oct 21 2016, 03:08 PM)
As for IKEA, can't remember if there's any. Many time went to IKEA...  whistling.gif

For my scooter, there's none. I swipe based on on the road cash price. Nothing extra.
*
QUOTE(cybpsych @ Oct 21 2016, 03:20 PM)
if not mistaken, no processing fee.

at checkout counter,there is a small poster showing epp thingy.
*
I see, because i saw some people comment about paying some processing fees if doing installment. Thanks all for answering my question biggrin.gif


ray9292
post Oct 22 2016, 07:41 PM

Getting Started
**
Junior Member
256 posts

Joined: Mar 2010
From: Malaysia - Setapak
QUOTE(eternity4av @ Oct 21 2016, 03:34 PM)
2 previous experiences from ezpay, both from harvey norman. 1st time, bought a samsung tv, ezpay no processing fees. 2nd time, iphone 7+, with processing fees, 12 months - 2%, 24 months 4%, 36 months 6%.
*
both from same branch? or different?
ray9292
post Nov 10 2016, 03:56 PM

Getting Started
**
Junior Member
256 posts

Joined: Mar 2010
From: Malaysia - Setapak
hi sifus. last month i had purchase few furniture at ikea and pay by installment.
But this month when i receive the statement from maybank, it show my credit limit still 6k and minimum pay just RM25. I tot i have to pay minimum RM150 for ikea furniture? Am i misunderstood anything?
ray9292
post Nov 10 2016, 04:09 PM

Getting Started
**
Junior Member
256 posts

Joined: Mar 2010
From: Malaysia - Setapak
QUOTE(laymank @ Nov 10 2016, 04:03 PM)
has the IKEA 1st installment appeared in the statement, yet?
*
yes it did appeared in the statement.
ray9292
post Nov 10 2016, 04:42 PM

Getting Started
**
Junior Member
256 posts

Joined: Mar 2010
From: Malaysia - Setapak
QUOTE(cybpsych @ Nov 10 2016, 04:24 PM)
where do you see the 6K credit limit?

if in M2U, there's no direct way to see the available CL in realtime.

try calling CS to find out actual available CL.
also, for the installment, just pay according to the statement amount.
*
I see it in maybank online.
u mean the exact amount of the total outstanding?


QUOTE(laymank @ Nov 10 2016, 04:25 PM)
the minimum pay is the threshold you must pay in order to avoid hefty interest.
you are advised to pay the statement balance, not the minimum payment.
*
ok thanks for you reply biggrin.gif
another question. If the total outstanding included other expenses. For example, total outstanding is RM500, RM200 is ikea and RM300 is other expenses. Can i pay RM300 only first?

This post has been edited by ray9292: Nov 10 2016, 04:43 PM
ray9292
post Nov 11 2016, 10:25 AM

Getting Started
**
Junior Member
256 posts

Joined: Mar 2010
From: Malaysia - Setapak
QUOTE(laymank @ Nov 10 2016, 07:56 PM)
yes, you can, if your intention is to increase the available credit.
however, please pay the remaining balance before statement due date to avoid interest.
*
OK thanks for your quick reply biggrin.gif
ray9292
post Dec 10 2016, 11:57 AM

Getting Started
**
Junior Member
256 posts

Joined: Mar 2010
From: Malaysia - Setapak
Anyone know how to check current credit card limit?
ray9292
post Dec 10 2016, 02:57 PM

Getting Started
**
Junior Member
256 posts

Joined: Mar 2010
From: Malaysia - Setapak
QUOTE(Davez89 @ Dec 10 2016, 12:56 PM)
M2u online can check
*
Really? I don't see any option to check current credit limit. Can u show me how to see it?
ray9292
post Dec 10 2016, 08:27 PM

Getting Started
**
Junior Member
256 posts

Joined: Mar 2010
From: Malaysia - Setapak
QUOTE(fruitie @ Dec 10 2016, 03:04 PM)
You wanna check credit limit or current credit limit balance?
*
Oh sorry is current credit limit balance
ray9292
post Dec 11 2016, 03:44 PM

Getting Started
**
Junior Member
256 posts

Joined: Mar 2010
From: Malaysia - Setapak
QUOTE(alexwsk @ Dec 10 2016, 08:47 PM)
refer post #2 - 29
*
Saw it on post #2/3
Thanks biggrin.gif
ray9292
post Dec 20 2016, 07:46 PM

Getting Started
**
Junior Member
256 posts

Joined: Mar 2010
From: Malaysia - Setapak
Hi all sifu~, I have one question here. If this month my credit card statement are total Rm500, Rm300 are for item that with instalment and Rm200 for non-instalment. Can I pay Rm300 first to avoid the item I purchased with instalment in 0% interest converted to 8.88% interest and pay the remaining Rm200 on next month? Hope you can explain to me about this. Thanks smile.gif

Topic ClosedOptions
 

Change to:
| Lo-Fi Version
0.0788sec    0.66    7 queries    GZIP Disabled
Time is now: 28th November 2025 - 10:45 AM