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Credit Cards Maybankard 2 Gold & Platinum Cards V17, 5% with M2 Amex on ALL WEEKEND spend

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celaw
post Feb 3 2017, 08:17 PM

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QUOTE(eureka9092000 @ Feb 3 2017, 07:43 PM)
Hi... I apply for maybank credit card online, but got rejected.. so sad since my credit and Ctos is clean and I way above minimum salary requirements.. is it true that we need to wait for 6 months before re apply the card again?
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I had applied ikhwan gold card through M2U and rejected by system automatically.

Then I applied through email and got approved within 5 days.
celaw
post Feb 9 2017, 12:49 PM

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I had a funny case here.

I over BT 6k and request to transfer 6k to my MBB savings account on 5th. My statement date is 8th, and my BT 1k mthly instalment posted on 8th, therefore, my statement balance is negative 5k. The refund of 6k done on 9th. So now I owe CC 1k. Do I need to pay anything by 28th?
celaw
post Feb 22 2017, 07:18 PM

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Yea. Nothing special with Plat. I still hold M2 Gold cards + Maybank Visa Signature. Lazy to upgrade.
celaw
post Feb 24 2017, 02:48 PM

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QUOTE(inquiries @ Feb 24 2017, 03:01 PM)
Initially, AMEX transactions give 5TP per ringgit.

Now, Maybank comes out with "new benefits", which specifically say for petrol transactions, AMEX users can get 5TP per ringgit IF the total amount <RM300.

So while waiting for the full terms and conditions, people start to speculate... does Maybank mean...

1) For non-Petrol transactions, AMEX users will still receive 5TP per ringgit? (ignore those government bodies)
2) AMEX users are only entitled for the "new benefit" of 5TP per ringgit on Petrol (<RM300), whereas the "old benefits" of 5TP per ringgit on non-Petrol transactions are gone?
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I don't think AMEX would come out any T&C.

As per their announcement, the new features are

1. 5% weekend cash rebate for AMEX for all transactions. (Previously just 5% Weekend cash rebate for Dining only)

2. 1 x TP for petrol transactions >RM300. (Previously regardless amount)

I would think just as simple as this. But for amendment, next time Maybank better come out with before & after. Haha.

celaw
post Mar 2 2017, 11:13 PM

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QUOTE(David83 @ Mar 3 2017, 12:04 AM)
Ask card centre to investigate/review my application.
The movement is slow like turtle.
Everyday reply is just one liner. I did put my handphone in the email signature.
Won't that easier to just give me a call! doh.gif
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Yes. I faced the same problem when they reject my Ikhwan card application. After that they forward it to a credit card application staff to call me, then get approve within 1 week.
celaw
post Mar 2 2017, 11:38 PM

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QUOTE(David83 @ Mar 3 2017, 12:16 AM)
When I reply to the email, I will receive another automated email with another case number.
It is so inefficient.
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yes. I go through this process 4 working days before a Maybank staff called me.
celaw
post Mar 5 2017, 01:42 AM

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QUOTE(Lego Warfare @ Mar 5 2017, 02:31 AM)
Weird how they calculated the limit. When I applied with 5k they gave me 33k CL...
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Time had changed. Maybe now is more strict. When I just fresh grad from uni apply for SCB CC, they give me 19k credit limit. I had cancelled the CC years ago and now reapply. Now my salary 3x of that time, they give me 5k credit limit. bangwall.gif
celaw
post Mar 5 2017, 10:21 AM

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QUOTE(tifosi @ Mar 5 2017, 10:27 AM)
It's not only your salary they consider. They take into consider if you have other loans also.
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I know. I had applied UOB CC which approved before SCB CC, credit limit is 46k. I applied Ambank CC after SCB CC, credit limit 37k. So each bank is different, and salary the only factor, this is what I want to say. Haha..

This post has been edited by celaw: Mar 5 2017, 10:21 AM
celaw
post Mar 5 2017, 10:41 AM

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QUOTE(alexanderclz @ Mar 5 2017, 11:22 AM)
yup, u have high credit limits already, that's y maybank u got lower
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You didn't get me.. Haha... Nvm, not important tongue.gif
celaw
post Mar 15 2017, 05:58 PM

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QUOTE(sms2u @ Mar 15 2017, 12:59 PM)
Only Cash Rebate which is amounting above RM 1.00 will be awarded to customer.
- Means must spend RM50 min to get cash back?
if i had spent RM1000 to get Rm50 cash back for dining on first 2 weeks for march,

I can still get Rm50 cash back for spending on 3th week and 4 week in march.

So, totla i can get RM100 cash back
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This part is not stated clearly in the Q&A right?
celaw
post Mar 15 2017, 07:00 PM

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QUOTE(cybpsych @ Mar 15 2017, 07:27 PM)
which part?

q20 answered the dining cashback for 1st half of March.
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But didn't mentioned maximum cash back for March 17 is RM100 or RM50 right?
celaw
post Mar 16 2017, 08:27 PM

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QUOTE(fruitie @ Mar 16 2017, 03:40 PM)
Extra fund and can be put in investment. smile.gif
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Bro, mind to share which investment you put at from MBB BT cash out? Haha..
celaw
post Mar 16 2017, 08:44 PM

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QUOTE(fruitie @ Mar 16 2017, 09:31 PM)
I'm not bro. sleep.gif
I didn't cash out. Mine is just normal BT to other bank. Instead of paying full at once, I can pay with 12 installments and put in GIA-i only.
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So sorry.. haha.. used to address every sifu here as bro...

I see.. I also just put at GIA-i. The interest seems like in decreasing trend and would be not so attractive soon..
celaw
post Mar 17 2017, 08:58 PM

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QUOTE(vin_ann @ Mar 17 2017, 01:35 PM)
Hi everyone

Want to share on the Maybank all new app is available to download....

Better than previous app

After register your account into the app n setup 6 digits security pin, checking bank balances with just 1 tap in app and followed with 6 pins...
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But still not support root devise. mad.gif
celaw
post Mar 28 2017, 09:43 AM

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QUOTE(adamhzm90 @ Mar 28 2017, 10:23 AM)
congratz..can start training to ask shop "do you accept amex?"
tongue.gif
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don't need to ask. Just straight give AMEX card to swipe. If rejected, then only give another card to swipe.

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