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Credit Cards Maybankard 2 Gold & Platinum Cards V17, 5% with M2 Amex on ALL WEEKEND spend

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caesarx
post Mar 28 2017, 12:33 PM

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Online Application Rejected my application twice (2 card Platinum & Gold)
Why?!
caesarx
post Mar 28 2017, 05:19 PM

On my way
****
Junior Member
542 posts

Joined: Jul 2009


QUOTE(alextan99 @ Mar 28 2017, 01:44 PM)
Maybe too much card or commitment?
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I do have many credit cards, UOB, OCBC, Maybank, AEON Big. Last time apply CIMB rejected because too much commitment, i not sure how they judge but my commitment for House Loan, Car Loan, PTPTN, total 55% my net income, most probably like that. But what is that to do with apply credit card? Because credit limit add to commitment?

QUOTE(tifosi @ Mar 28 2017, 02:35 PM)
I got rejected twice with their online submission. Then I applied via e-mail, approved laugh.gif
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QUOTE(fruitie @ Mar 28 2017, 12:36 PM)
Try to appeal via email.
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Will try apply from email, how about apply from Ringgitplus?

But in my M2U still got the card number for my old 2 card gold, whether still can ask them to reactivate?

This post has been edited by caesarx: Mar 28 2017, 05:20 PM
caesarx
post Apr 6 2017, 12:05 PM

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indeed apply tru email is better. i got mine approved, i can see those card in m2u already.
caesarx
post Apr 11 2017, 03:27 PM

On my way
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QUOTE(alextan99 @ Apr 11 2017, 03:22 PM)
What you need to do is to have a total transaction of over RM20 in a month to get the cash back. One month I just use my card to pump petrol for RM5 and did not spend anything else in that month. I did not get the cashback for that month
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Yes, it should be total transaction amount instead of single transaction amount.

Btw, TnC stated


" Only Cash Rebate which is amounting above RM 1.00 will be awarded to customer."


This post has been edited by caesarx: Apr 11 2017, 03:30 PM
caesarx
post Apr 11 2017, 05:20 PM

On my way
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QUOTE(eternity4av @ Apr 11 2017, 04:49 PM)
just wanna ask for the sake on the increase of the interest rate from 0.74% monthly to 1.25% monthly. may i know when exactly they will count the outstanding balance interest. is it on 1st every month? if that's the case, will they off set with cash back first? or how?
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It should be after your statement due date.
caesarx
post Apr 13 2017, 11:54 AM

On my way
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QUOTE(alvinfks78 @ Apr 13 2017, 11:23 AM)
Hey - is sms transaction notification excludes Pin & Pay for Maybank?
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Not really, I did received notification when doing Pin and Pay transaction.

This post has been edited by caesarx: Apr 13 2017, 11:56 AM

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