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Credit Cards Maybankard 2 Gold & Platinum Cards V17, 5% with M2 Amex on ALL WEEKEND spend

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Lego Warfare
post Nov 1 2016, 11:36 AM

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Anyone noticed they keep slowly increasing the points required for redemption without telling everyone?
Last time Aeon RM100 vouchers required just over 40,000 points, then 42,000+ points, now it's at 46,400 points..
Lego Warfare
post Nov 1 2016, 11:44 AM

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QUOTE(fruitie @ Nov 1 2016, 11:39 AM)
I believe those are postage fees. If you redeem from card centre, will still be 40k TP.
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Those points are from their online catalogue, which means each RMM100 voucher is 46,400 points. So if I redeem RM500 worth, the postage would be 6,400 x 5: 32,000 points as postage cost??
That's really shady...
Lego Warfare
post Nov 1 2016, 01:17 PM

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QUOTE(fruitie @ Nov 1 2016, 11:54 AM)
laugh.gif Looks like it is. So, I guess it is better if you can redeem from card centre.
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Thanks for the heads up. Did you convert your points recently?
Lego Warfare
post Nov 1 2016, 03:19 PM

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QUOTE(fruitie @ Nov 1 2016, 01:44 PM)
Nope. I converted in last year when they changed to 400TP = RM 1. I only have 100k points now because seldom use my Maybank cards.
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Maybe it was 400TP last year but now it has increased to 4.4?
I have 440k points now, wondering if the most worthwhile conversion is air miles..
Lego Warfare
post Nov 2 2016, 02:45 PM

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QUOTE(charymsylyn @ Nov 1 2016, 09:08 PM)
I exchanged last month at card centre at the expected 40k TP=RM100 rate. They no longer have the RM105 Aeon Big at 40k TP option.
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What did you get at the 40k TP = RM100 rate?

QUOTE(Darren @ Nov 1 2016, 09:54 PM)
jz change last week at 1utama maybank
TP so far rm1 = 400point
not sure if the exchange point will increase or not in the future

but when i login maybank2u, under reward then click the catalogue
more point require. 46400point = rm100
so i change it without 2nd thought while still rm1=400point tongue.gif
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Seems like it's cheaper to get it done at service centre.. weird on the double standard with their online rewards though..

QUOTE(fruitie @ Nov 2 2016, 01:21 PM)
It seems this is their practice... Anyway, I stopped using this card for online transactions as it has no benefits.
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Which card gives you the most benefit now? biggrin.gif
The MB 2 Cards Premier looks great however the annual fee of RM800 is putting me off
Lego Warfare
post Nov 2 2016, 06:04 PM

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QUOTE(fruitie @ Nov 2 2016, 03:00 PM)
It is because of postage fees, not double standard. laugh.gif
Any card which gives me cash back for online transactions like CIMB CR, YOLO.
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6k+ postage points per voucher is bs la!!
But all cash back cards are capped at RM50 per month right? Except for OCBC although only at 1% rebate
Lego Warfare
post Nov 22 2016, 03:39 PM

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QUOTE(MGM @ Nov 21 2016, 04:14 PM)
so retired person without regular income but with investment income has to follow such rules?
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even with regular income, if your age exceeds 65 yrs old it is very difficult to get a new card approved (new BN ruling), unless:
1) You have inside contacts in the bank which in turn will request you to:
2) Open a fixed deposit collateral with that bank

3) You are some conglomerate/filthy rich with an account with them
Lego Warfare
post Mar 1 2017, 04:07 PM

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The last I've checked, Maxis no longer accept Amex for direct debit. As they now outsource the DD payment platform to 3rd party, they only accept Visa/MasterCard.

Less than 2 years ago, Amex was accepted. However I had to cancel my Amex due to fraud few months ago, was issued a new Amex card and when I wanted to change my DD card number to the new Amex card I was unable to do so anymore as they've moved away to the new platform sad.gif
Lego Warfare
post Mar 3 2017, 05:39 PM

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Ughh I wasn't even paying attention to the CB promotion or I would have utilized for Aug and Sept too...

2-Mar-2017 24-Jan-2017 37M2C RM9Million - SEP 2016 RM7.46
2-Mar-2017 24-Jan-2017 37M2C RM9Million - JUL 2016 RM50.00
1-Mar-2017 28-Feb-2017 CASH REBATE RM50.00
Lego Warfare
post Mar 5 2017, 01:31 AM

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QUOTE(iamshf @ Mar 4 2017, 11:18 PM)
Apply m2c when my salary 5k+ CL 15k
Now 9k+ CL increase request, approved and adjusted to 20k only.
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Weird how they calculated the limit. When I applied with 5k they gave me 33k CL...

This post has been edited by Lego Warfare: Mar 5 2017, 01:32 AM
Lego Warfare
post Mar 5 2017, 04:35 AM

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Anyone getting "account not authorised" shown in their online cc account in M2U? I can't click on the cc accounts to go in. I had no problems few hours ago..
Lego Warfare
post Mar 5 2017, 12:17 PM

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QUOTE(lilsunflower @ Mar 5 2017, 06:21 AM)
This sometimes happens between midnight to 6. It's ok now.
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Ahh thanks for the info biggrin.gif

QUOTE(wesleycjh @ Mar 5 2017, 11:37 AM)
Seems all of us still not get Oct 2016 cashback. Weird for only Oct not out but Nov & Dec 2016 already out  shakehead.gif
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I received Nov but Oct and Dec haven't. Probably diff batch still behind others.
Lego Warfare
post Mar 6 2017, 12:26 AM

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QUOTE(starry-starry @ Mar 6 2017, 12:21 AM)
so the 5% cashback promo already ended in Dec 2016 huh? No more for this year?
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They will be implementing back the 5% cashback for all transactions on weekends for Amex, capped at RM50 with no minimum spending. So don't really need the promo anymore I think..
Lego Warfare
post Mar 11 2017, 09:13 PM

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Ooh my Oct CB is in... only rm7+ lol...
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post Mar 15 2017, 11:20 PM

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I place more importance towards TP than CB though. The amount of TP I have if converted to cash outweighs my CB lol
But having CB back is always welcomed smile.gif
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post Mar 16 2017, 02:00 PM

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QUOTE(fun_feng @ Mar 16 2017, 01:51 PM)
Actually what is the reason ppl use BT? Can get cashback?
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To pay off debts on their other bank's CC account.
Lego Warfare
post Mar 16 2017, 02:17 PM

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Already have my expenses planned for the coming 2-3 months lol
March - RM3k worth of gadgets on hold for this Sat...
April - RM10k ring for next month's Sat

Have more expenses but unable to utilize the CB anymore since need to spend within this 2 months which CB already maxed and on weekdays in May sad.gif

On plus side within this 2 months extra 80k+ TP
Lego Warfare
post Mar 22 2017, 01:45 AM

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Anyone knows if the Lazada Maybank promo 12% has a max cap?
Lego Warfare
post Mar 22 2017, 12:37 PM

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QUOTE(spreeeee @ Mar 22 2017, 12:08 PM)
there is no capped, but if u notice those items with bank promo.. are usually less than rm1k..
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But it works if we purchase multiple items in the cart with total exceeding 1k?

And since the discount is reflected at the payment page with no code required, are we able to use voucher codes at the same time with the MBB promo?
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post Mar 22 2017, 01:52 PM

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QUOTE(rapple @ Mar 22 2017, 12:48 PM)
Bro, use the Lazada birthday code can get 20% off but not sure on the terms.

Code: 5BDAYXYLA

I use it on to purchase some stuff from Nestle store and another account to buy shower gel. thumbup.gif

And you have the choice to use different card smile.gif
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Are you able to use the code together with Maybank 12% promo?

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