Yes, I still use it in Mumbai while I'm still here.

Everything.

I have both as well.

Exactly RM 3k? If RM 36k and below, can only apply two issuers' cards.
Somehow M2Cards and Ikhwan are two different entities, therefore the credit limit is different. It may be considered as two issuers.

I reckon that could be the reason.
Try to appeal with Maybank via email. Else, wait till next round of increment.

Then Maybank may go against BNM's ruling for two issuers' rule.

This post has been edited by fruitie: Mar 24 2017, 12:07 PM

Refer to first post. In term of cash back, no difference.
It is just the travel insurance entitlement for Plat.

Since November last year. Switched from 8xTP to 8% cash back, big difference.

Can be approved within 60 minutes and not can get it done in 60 minutes. Anyway, only applicable to weekdays. Maybe these days they no longer do instant approval, all have to route back to HQ.

Nope. Approved only. It doesn't mean they can emboss on the spot and give it to you.

Pay PTPTN with AmEx using M2U? That's not possible.
Gotta pay using their website if you want to use credit cards.

One of your quoted posts is about PTPTN.

I got cash back using CIMB Cash Rebate, paid last month. Using online PTPTN, 5% cash back.

Yes. Please proceed to CIMB thread.

Considering you are new to the forum, please use multi-quote. https://forum.lowyat.net/index.php?act=faq&article=10

He managed to try and of course 5% is not yet given, it will only be given on 1st/2nd April.

Try to appeal via email.

Banks will not share rejection reason with you.

Well, good for you. Usually they will only share with you the possible reasons and not straight to the real reason which causes the rejection.
I guess they are afraid some applicants will fabricate documents to make them qualify in their next application. Just assuming.

Yes, PTPTN is the cause. I don't know mine will take how long to recover back. Luckily current cards still sufficient for my usage.
Gotta check my CCRIS soon.

Once you have credit cards, your name is already in CCRIS. It is your scoring which matters.

Yes it is. I just stated credit cards because this CC section.