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Credit Cards Maybankard 2 Gold & Platinum Cards V17, 5% with M2 Amex on ALL WEEKEND spend
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fruitie
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Feb 2 2017, 02:04 PM
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Rise and Shine
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QUOTE(cute_boboi @ Feb 2 2017, 01:58 PM) It's better to do a local call before you go overseas. In my recent experience, too busy and forgot to call MBB. No issue to swipe and pay overseas. However, within 5 minutes, my phone rings and CS asked if I'm at XX shop at YY city. So, you will get charged for roaming. Of course, if you don't pickup, your next swipe maybe blocked till CS can contact you. So they still do this.  When I called in Dec, the CS confirmed don't need to call in anymore. He confirmed it's not needed and I was worried of roaming charges too becsuse I got that when I was in Japan two years ago. Looks like I will better call to inform them again for my next trip to India on end of this month.
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fruitie
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Feb 2 2017, 02:55 PM
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Rise and Shine
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QUOTE(adamhzm90 @ Feb 2 2017, 02:53 PM) before i went to perth last year i called MBB to enable oversea transaction, they also said actually no need to call and inform  Yes, I was told the same thing too but if they still call to verify, really defeat the purpose. At the end incur more charges to users.
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fruitie
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Feb 2 2017, 03:08 PM
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Rise and Shine
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QUOTE(v1nc3nt90 @ Feb 2 2017, 02:57 PM) Not really.. my last trip to Bangkok in May last year I swipe my AMEX for dining a few times and also during hotel checkout.. all get through without receiving any call from CS.. and i didn't inform MBB that im going oversea before my trip also..  By luck I guess. I did receive call when I went to Japan. I forgot to call them that time. Anyway, I rarely swipe their card. It's OK.
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fruitie
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Feb 2 2017, 10:39 PM
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Rise and Shine
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QUOTE(stargate8 @ Feb 2 2017, 10:02 PM) b4 i went to japan in apr 2016, i called mbb to inform them, they also told me no need to call, then when i was in japan paying for JR pass, mbb called me, cost me few bucks for less than a minute call... it's ok only few bucks Exactly. Asked us not to call in but still call us for verification.
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fruitie
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Feb 3 2017, 12:38 PM
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Rise and Shine
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QUOTE(kart @ Feb 3 2017, 08:18 AM) ^ This is just my unverified speculation. Maybank CS advised us not to call them prior to going to foreign country, probably because Maybank do not want us to call the toll-free telephone number for this reason (deemed petty and insignificant by Maybank), and Maybank can deploy lesser CS officers to handle the calls, incurring lower cost. In the event that Maybank CS is unable to check with us when we use the cards in foreign country, our Maybank credit cards may be blocked, and thus we are inconvenienced and saddled with hefty roaming charges. In short, it is best to call Maybank CS prior to going to foreign country. I just follow the wise advice given by lilsunflower.  I don't think your first reason is valid. It's applicable to all levels of cards and use different no. Not using the general line, either Plat/VS or Premier lines. How much can they save? Not an issue to call but they will repeat the same thing, not to call them again. Anyway, the next time I go again, I will ask call and ask them the reason.
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fruitie
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Feb 3 2017, 10:42 PM
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Rise and Shine
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QUOTE(zzzhhhzzz @ Feb 3 2017, 08:46 PM) is this the 5% weekend cashback campaign for AMEX from last year (ended 31 Dec 2016) ? So they already announced who got it ? Yes and now only announced for August.
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fruitie
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Feb 3 2017, 10:55 PM
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Rise and Shine
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QUOTE(David83 @ Feb 3 2017, 10:52 PM) Almost 6 months!  Maybank is infamous for this part. Slow and steady.
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fruitie
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Feb 3 2017, 11:39 PM
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Rise and Shine
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QUOTE(Wongchoy @ Feb 3 2017, 11:33 PM) Today I just found out that using Genting Highlands online booking is considered as dining and is eligible for weekend 5% dining cashback! Good for you.  QUOTE(zzzhhhzzz @ Feb 3 2017, 11:37 PM) so that you wont terminate the card just yet 😛 I didn't participate though, maybe for others but I'm still keeping the card.
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fruitie
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Feb 4 2017, 02:05 PM
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Rise and Shine
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QUOTE(jiaen0509 @ Feb 4 2017, 01:27 PM) If credit limit only 9k... Want to purchase 20k things... What to do? Top up your credit using CDM or interbank from other banks. Cannot use M2U as it won't allow to pay excess payment.
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fruitie
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Feb 4 2017, 02:21 PM
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Rise and Shine
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QUOTE(jiaen0509 @ Feb 4 2017, 02:18 PM) Mean, if I have 9k credit limit. I need to purchase 20k item. Just CDM around 12k... So I can use my card for 20k right? Yes. Provided you don't have existing outstanding amount and that RM 9k is untouched.
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fruitie
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Feb 4 2017, 03:46 PM
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Rise and Shine
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QUOTE(ryuzaki_L @ Feb 4 2017, 03:22 PM) is the maybank in klcc can apply credit card during weekend? Can apply but not likely to get it on the spot.
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fruitie
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Feb 4 2017, 05:36 PM
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Rise and Shine
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QUOTE(ryuzaki_L @ Feb 4 2017, 05:06 PM) garden and 1U one can get on the spot? Not on weekends for Gardens, you have to collect on weekdays. Not sure about 1U.
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fruitie
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Feb 5 2017, 12:27 PM
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Rise and Shine
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QUOTE(ryuzaki_L @ Feb 5 2017, 09:41 AM) normally maybank need record of loan repayment of how many months to approve credit card application? I only have 4 months of loan repayment to date, is this sufficient? Or can i pay the loan in advance to make the records look better? Why need loan repayment to apply CC?
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fruitie
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Feb 5 2017, 12:44 PM
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Rise and Shine
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QUOTE(ryuzaki_L @ Feb 5 2017, 12:42 PM) because i was rejected by citibank credit card. When i tried to apply another card via imoney.com, their rep told me it is difficult to get card approved if i dont have record of repayment. my salary and statement is definitely fulfilled all the requirements, no outstanding debt, no PTPTN loan, i only have car loan that just started 4 months ago and i paid promptly every month. So i really have no idea why i got rejected. Just keep trying.  Probably try first with the salary crediting bank.
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fruitie
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Feb 5 2017, 01:23 PM
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Rise and Shine
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QUOTE(ryuzaki_L @ Feb 5 2017, 12:58 PM) my salary crediting bank is ocbc, their card not attractive in terms of perks. Used to use MBB as salary crediting, hope can have chance on MBB CC. Just try applying from MBB and if they reject it then appeal.
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fruitie
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Feb 5 2017, 02:08 PM
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Rise and Shine
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QUOTE(alextan99 @ Feb 5 2017, 02:06 PM) Have you worked for 1 year yet and filed your tax? If so with the tax form I don't know what's its called will provide a stronger case for you But that's not necessary. Still can try though.
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fruitie
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Feb 5 2017, 05:11 PM
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Rise and Shine
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QUOTE(ryuzaki_L @ Feb 5 2017, 04:52 PM) i couldn't find any suitable for me other than citibank and MBB. HSBC too much T&C https://forum.lowyat.net/topic/4161836 Use this thread and follow the template. We can give suggestions.
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fruitie
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Feb 5 2017, 08:53 PM
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Rise and Shine
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QUOTE(zidarm @ Feb 5 2017, 08:07 PM) Quote from their website: "2. If I make a transaction of RM60, how many TreatsPoints will I earn? The minimum value per transaction is RM30, therefore you will be rewarded with 5 points." What if I pay RM30 & RM30 in a separate transaction? means 2 times I pay to the same bill ID. I should get 10 points right? Erm. What card is this and where did you see this?
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fruitie
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Feb 6 2017, 01:43 AM
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Rise and Shine
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QUOTE(fly126 @ Feb 6 2017, 12:33 AM) OK, that's banking.
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fruitie
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Feb 10 2017, 04:27 PM
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Rise and Shine
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QUOTE(senapang @ Feb 10 2017, 04:25 PM) Try my luck just now at KLCC for maybank2cards..apply before lunch and the mbb staff told me can get the card in 2hours if approved..so i went back to office..then i call mbb to check my status, unfortunately got rejected..donno what is the reason..ask the customer service they told approval is subject to management.. I suspect it is due to my PTPTN load got CCRIS record which i hv settled the outstanding and have PTPTN letter saying already clear..yeah i forgot to bring along the PTPTN as supporting document..do u think i can just go back to mbb and appeal to them and show them the letter from ptptn.. i dont think it is due to high commitment as with more than 60k annual income with only housing loan rm1k and 2cars with rm1.2k should be ok i suppose Can try to appeal again with PTPTN letter. Try sending them an email.
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